Comparison

CTBI Mobile vs UK Credit Union

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CTBI Mobile

Manage your finances on the go with this mobile banking application. Check account balances, view recent transactions, transfer funds between accounts, and pay bills conveniently from your device.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer cash between accounts
  • Pay bills
  • View latest account balance
Features
Read full description

Start banking wherever you are with CTBI Mobile! Available to all CTBI Mobile online banking customers CTBI Mobile allows you to check balances, make transfers, and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Pay Bills - Easily pay a one time bill payment

About

UK Credit Union

Manage your finances on the go with this mobile banking application. Easily check balances, view transaction history, and transfer funds between accounts. You can also pay bills and deposit checks remotely for ultimate convenience.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Pay loans
  • Remote check deposit
  • Pay bills
Features
Read full description

UK Credit Union Mobile Banking allows you to access your accounts anytime, anywhere! You can check balances, view transaction history, transfer funds and pay loans! With mobile banking, you can do your banking when it’s convenient for you. Features include: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Remote Deposit Checks - Pay Bills *Standard mobile web fees may apply. Please contact your mobile carrier for more information.

Screenshots

CTBI Mobile4 screens
UK Credit Union4 screens

Verdict

The call

The clearest difference is update cadence: UK Credit Union at every 2 months against CTBI Mobile's every 9 months. UK Credit Union also leads on review sentiment (70% vs 60%). CTBI Mobile's advantage is iOS requirement (11.0 vs 16.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CTBI Mobile holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 14K and 6.3K respectively. Written reviews complicate that: 60% of CTBI Mobile's written reviews are positive against 70% of UK Credit Union's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

CTBI Mobile ships an update every 9 months, UK Credit Union every 2 months. The most recent releases landed on November 12, 2026 and November 11, 2026 respectively.

Scorecard3 real differences · 7 level
CTBI Mobile versus UK Credit Union: the parameters behind the verdict, then further details
ParameterCTBI MobileUK Credit Union
PriceFreeFree
Rating4.9 (14K ratings) — better4.7 (6.3K ratings)
Positive reviews59.7% of reviews70.1% of reviews — better
Number of ratings14K — better6.3K
Update frequencyEvery 9 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, Apple Watch
Requires iOS11.0 — better16.0
Further details — not scored
Size93 MB64 MB
Age rating4+4+
DeveloperCommunity Trust BankUniversity of Kentucky Federal Credit Union

Customer experience

CTBI Mobile

All ratings11,865 ratings
Positive96.8%
Neutral1.5%
Negative1.7%
Written reviews129 reviews
Positive59.7%
Neutral5.4%
Negative34.9%

UK Credit Union

All ratings6,070 ratings
Positive93.3%
Neutral2.7%
Negative4.0%
Written reviews402 reviews
Positive70.1%
Neutral6.2%
Negative23.6%

User reviews

CTBI Mobile

From 14K App Store ratings

What we love

  • 🚀 Great customer service
  • 👍 Convenient and reliable
  • 👍 Easy to use
  • 👍 Excellent app
  • 👍 Love the app

Room to improve

  • 🐛 Buggy and annoying
  • 🐛 Security issues
  • 🐛 Face ID/Touch ID issues
  • 🐛 App frequently doesn't work
  • 🐛 Clunky and unreliable

UK Credit Union

From 6.3K App Store ratings

What we love

  • 👍 User-friendly
  • 🚀 Easy to navigate
  • 🔒 Secure banking
  • 💡 Great features
  • 🤝 Excellent customer service

Room to improve

  • 🐛 Bugs and glitches
  • 🔍 Difficult to find certain features
  • 🔄 Slow performance
  • 🔒 Security issues with login
  • 💰 Lack of certain banking functions

Bugs and requests

CTBI Mobile

Reported bugs

3 issues
  • Login issues, frequent password resets
  • App crashes, freezes, or won't load
  • Inconsistent performance across devices

Requested features

3 requests
  • Improve remote check deposit
  • Add running balance after each transaction
  • Increase mobile deposit limit

UK Credit Union

Reported bugs

5 issues
  • App crashes frequently
  • Login issues and account lockouts
  • Mobile deposit not working
  • Inconsistent app performance
  • Syncing problems between app and website

Requested features

5 requests
  • Add mobile check deposit
  • Improve credit card payment functionality
  • Provide more customization options
  • Integrate with external accounts
  • Enhance transaction history and reporting

In-app purchases

None

CTBI Mobile

No in-app purchases

None

UK Credit Union

No in-app purchases

Questions

Is CTBI Mobile free?
CTBI Mobile is free to download, with no in-app purchases.
Is UK Credit Union free?
UK Credit Union is free to download, with no in-app purchases.
Which has better reviews, CTBI Mobile or UK Credit Union?
CTBI Mobile is rated higher. CTBI Mobile averages 4.9 out of 5 from 14K ratings, while UK Credit Union averages 4.7 from 6.3K ratings.
Do CTBI Mobile or UK Credit Union have ads?
Neither CTBI Mobile nor UK Credit Union shows ads.
Which is updated more often, CTBI Mobile or UK Credit Union?
CTBI Mobile ships an update every 9 months, and UK Credit Union every 2 months. Most recently, CTBI Mobile was updated on November 12, 2026 and UK Credit Union on November 11, 2026.

Other comparisons