CTBI Mobile vs UK Credit Union
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CTBI Mobile
Manage your finances on the go with this mobile banking application. Check account balances, view recent transactions, transfer funds between accounts, and pay bills conveniently from your device.
- Check account balances
- Search recent transactions
- Transfer cash between accounts
- Pay bills
- View latest account balance
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Start banking wherever you are with CTBI Mobile! Available to all CTBI Mobile online banking customers CTBI Mobile allows you to check balances, make transfers, and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Pay Bills - Easily pay a one time bill payment
UK Credit Union
Manage your finances on the go with this mobile banking application. Easily check balances, view transaction history, and transfer funds between accounts. You can also pay bills and deposit checks remotely for ultimate convenience.
- Check account balances
- View transaction history
- Transfer funds
- Pay loans
- Remote check deposit
- Pay bills
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UK Credit Union Mobile Banking allows you to access your accounts anytime, anywhere! You can check balances, view transaction history, transfer funds and pay loans! With mobile banking, you can do your banking when it’s convenient for you. Features include: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Remote Deposit Checks - Pay Bills *Standard mobile web fees may apply. Please contact your mobile carrier for more information.
Screenshots
Verdict
The clearest difference is update cadence: UK Credit Union at every 2 months against CTBI Mobile's every 9 months. UK Credit Union also leads on review sentiment (70% vs 60%). CTBI Mobile's advantage is iOS requirement (11.0 vs 16.0). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CTBI Mobile holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 14K and 6.3K respectively. Written reviews complicate that: 60% of CTBI Mobile's written reviews are positive against 70% of UK Credit Union's, so the app with the better star average is not the one people write more warmly about.
CTBI Mobile ships an update every 9 months, UK Credit Union every 2 months. The most recent releases landed on November 12, 2026 and November 11, 2026 respectively.
| Parameter | CTBI Mobile | UK Credit Union |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (14K ratings) — better | 4.7 (6.3K ratings) |
| Positive reviews | 59.7% of reviews | 70.1% of reviews — better |
| Number of ratings | 14K — better | 6.3K |
| Update frequency | Every 9 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Requires iOS | 11.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 93 MB | 64 MB |
| Age rating | 4+ | 4+ |
| Developer | Community Trust Bank | University of Kentucky Federal Credit Union |
Customer experience
CTBI Mobile
UK Credit Union
User reviews
CTBI Mobile
From 14K App Store ratingsWhat we love
- 🚀 Great customer service
- 👍 Convenient and reliable
- 👍 Easy to use
- 👍 Excellent app
- 👍 Love the app
Room to improve
- 🐛 Buggy and annoying
- 🐛 Security issues
- 🐛 Face ID/Touch ID issues
- 🐛 App frequently doesn't work
- 🐛 Clunky and unreliable
UK Credit Union
From 6.3K App Store ratingsWhat we love
- 👍 User-friendly
- 🚀 Easy to navigate
- 🔒 Secure banking
- 💡 Great features
- 🤝 Excellent customer service
Room to improve
- 🐛 Bugs and glitches
- 🔍 Difficult to find certain features
- 🔄 Slow performance
- 🔒 Security issues with login
- 💰 Lack of certain banking functions
Bugs and requests
CTBI Mobile
Reported bugs
3 issues- Login issues, frequent password resets
- App crashes, freezes, or won't load
- Inconsistent performance across devices
Requested features
3 requests- Improve remote check deposit
- Add running balance after each transaction
- Increase mobile deposit limit
UK Credit Union
Reported bugs
5 issues- App crashes frequently
- Login issues and account lockouts
- Mobile deposit not working
- Inconsistent app performance
- Syncing problems between app and website
Requested features
5 requests- Add mobile check deposit
- Improve credit card payment functionality
- Provide more customization options
- Integrate with external accounts
- Enhance transaction history and reporting
In-app purchases
CTBI Mobile
No in-app purchases
UK Credit Union
No in-app purchases
Questions
Is CTBI Mobile free?
Is UK Credit Union free?
Which has better reviews, CTBI Mobile or UK Credit Union?
Do CTBI Mobile or UK Credit Union have ads?
Which is updated more often, CTBI Mobile or UK Credit Union?
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