Centra Mobile vs Raqib

Banking digitally at Centra means you can transfer money, pay bills, send money to friends, and monitor your account activity from anywhere, anytime. Features: DEPOSIT CHECKS Save yourself a trip by quickly snapping photos of your check to deposit into your account. SEND MONEY IN THE MOMENT WITH ZELLE® Send money to friends, family, and others you know and trust. MANAGE YOUR CARDS Protect your money by defining when, where, and how your Centra debit cards are used. PAY BILLS Use Bill Pay to pay bills quickly or create convenient recurring payments. TRACK YOUR SPENDING Stay on top of your transactions and balances by creating customized account alerts. MAKE A BUDGET Meet your savings goals by easily tracking expenses and income. Federally Insured by NCUA.

Raqib keeps every receipt in one place and tells you what your month looks like — in English or Arabic, in your own currency. CAPTURE ANY WAY YOU LIKE • Photograph a paper receipt. Raqib reads the merchant, total, date, items and payment method in one go. • Paste a receipt link from an SMS. • Import a bank statement PDF and turn its rows into receipts. • Connect your mailbox (read-only) and let e-receipts arrive on their own. • Leave the app while a photo or statement is being read. A notification tells you when it is ready. KNOW BEFORE IT COSTS YOU • Return windows: a reminder two days before the last day to return something, and again on the day. • Subscriptions: which charges recur, what they add up to per month, and a note when a price goes up. • Budget: a monthly figure, a forecast for where the month lands, and a nudge at 80% and 100%. SEE WHERE IT GOES • Spend by category with month-over-month change. • Top merchants, with a page for each one. • Search by shop, amount, note, card or a range like 10–50. PRIVATE BY DESIGN • Receipt photos stay on your phone. They are read once and never stored on our servers unless you choose to keep a copy in your account. • Mailbox access is read-only, and only the receipt details are kept — never your emails. • Export everything as JSON or CSV, or delete it all, any time.