ローン計算 @返済くんLoan.PRO vs Simple

【返済くんシリーズ累計20万ダウンロード突破(2025/12時点)】 追加費用なし。 一度の購入で、すべてのプロ機能を永続的に。 「返済くん Loan.PRO」は、不動産仲介・住宅メーカー・金融機関のプロフェッショナルが、接客の現場で「瞬時に」正確なローン計算を行うために設計された、買い切り型の高機能ローン計算アプリです。 ■ 買い切り版を選ぶ理由 本アプリはサブスクリプション制ではありません。 一度ご購入いただければ、月々の支払いを気にすることなく、すべての高度な計算機能と入力支援機能を無期限でご利用いただけます。 1. 圧倒的な入力スピード（入力支援ボタン） 1,000万円、100万円、年収100万円単位などのクイックボタンを搭載。 キーボードを叩く手間を省き、お客様との会話を止めることなく、指先一つで瞬時に条件を入力できます。 2. プロの現場に即した詳細設定 • 金利微調整（▲▼ボタン）: 短押し・長押しで金利を細かく調整。加減値は自分のスタイルに合わせてカスタマイズ可能です。 • 返済比率表の任意設定: 取引先金融機関に合わせた審査基準（返済比率表）を事前登録し、瞬時に切り替えられます。 • 2段階金利・元金均等返済: あらゆる融資商品に対応する柔軟な計算ロジックを搭載しています。 3. 現場で役立つ「逆算機能」 「今の年収でいくら借りられる？」「毎月の支払いを○円にするには、いくらの物件が買える？」といった現場で最も多い質問に、その場で即答できる逆算（必要年収・借入可能額算出）機能を完備。 ■ 主な機能 • 住宅ローン計算：元利均等、元金均等、2段階金利返済 • 資金計画の逆算：返済比率、必要最低年収、借入可能額の算出 • 詳細表示：総返済額、利息合計、利息割合をワンタップで確認 • ユニバーサル仕様：iPad、iPhoneの両方で最適化されたレイアウト ■ 開発者の想い 2012年のリリース以来、多くのプロの皆様に支えられてきました。 現場で本当に使いやすい「道具」であるために、無駄な装飾を省き、実務に必要な機能だけを研ぎ澄ませています。 「道具にはこだわりたいが、月額課金は避けたい」というプロフェッショナルの皆様に、自信を持っておすすめいたします。 ご要望やお問い合わせは、サポートメール（gg41124@gmail.com）までお気軽にご連絡ください。

Enter the loan amount, interest rate, and repayment period, and see your monthly payment, total repayment, and the total interest you will pay — all updated as you type. Works for mortgages, auto loans, student loans, and more, with both equal-payment and equal-principal repayment methods. ■ Compare two loans (Premium) Is the lower rate with a longer term from Bank A better than the shorter term from Bank B? Pick two saved loans, and the app tells you in plain words how they differ in first monthly payment, total interest and payoff date, for example "Bank B's total interest is $12,000.00 less than Bank A's." A side-by-side table of amount, rate, term and totals and a chart of both balances over time let you check the difference. ■ Features - Supports both equal payment (principal & interest) and equal principal repayment - Results update as you type. There is no "calculate" button to press - Shows the monthly payment, total repayment, and total interest together (plus the bonus-month payment when bonus repayments are on) - A breakdown bar shows the split between principal and interest at a glance - A full amortization schedule from the first payment to the last, with the principal, interest, and remaining balance for every payment - See the schedule as a chart: the principal and interest you repay each year, and how the balance goes down (Premium) - Export the schedule as a CSV file to open in Numbers or Excel (Premium) - Bonus repayments twice a year, with a choice of months and share, for the bonus payments that are customary in Japan (shown when the currency is Japanese Yen) - Choose how fractions are handled: round down, round to nearest, or round up - Save any set of conditions to your history and load it back anytime, and give it a name such as "Bank A variable" ■ Free features and Premium Calculating payments, the amortization schedule, and saving to your history are free. Comparing two loans, schedule charts, and CSV export are Premium features, unlocked with a one-time purchase (not a subscription). If you got this app before it became free, Premium is included at no extra cost. ■ Currencies Japanese Yen, US Dollar, Euro, and British Pound are supported. The app picks one for you based on your region, and you can change it at any time under Settings on the calculator screen. Amounts are rounded to the smallest unit of each currency — one yen, one cent, and so on. Changing the currency also changes the interest rate the app starts from, so the figure you see first is a realistic one for that region. ■ Requirements and support - iPhone and iPad (iOS 18 or later) - On iPad, your history and the calculator sit side by side, and you can open several windows to view different loans at once - Works alongside other apps such as Safari in Split View - Dark Mode - Dynamic Type and VoiceOver, including Audio Graphs for charts - Available in English and Japanese ■ Input ranges - Loan amount: under 10,000,000 (under 1,000,000,000 for Japanese Yen) - Annual interest rate: under 30% - Repayment period: up to 99 years and 11 months ■ Please note This app calculates estimates. Your actual payments, fees, and other costs depend on your lender and the terms of your agreement. Always confirm the figures with your lender before signing. Everything is calculated on your device and no internet connection is required (except to purchase or restore Premium). Nothing you enter and nothing in your history is sent anywhere (a CSV file leaves your device only when you choose where to share it). There is no account to create and no advertising.