Comparison

Summit CU Digital Banking vs Members Credit Union Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Summit CU Digital Banking

Manage your Summit Credit Union accounts conveniently and securely on your mobile device. Check balances, view transactions, deposit checks, pay bills, and make transfers with ease. Access loan applications and find ATM/branch locations.

Highlights
  • Check account balances
  • View transaction history
  • Deposit checks
  • Pay bills
  • Make transfers
  • Apply for loans
  • Find ATMs and branches
Features
Read full description

Summit Credit Union's mobile app provides easy and secure access to your Summit Credit Union accounts from your iPhone or iPad. Easily check your balances, view transaction history, deposit checks, pay bills, make transfers, view statements, apply for a loan, or find nearby branch locations or ATMs. Summit Credit Union's mobile app is available to all Summit Credit Union members.

About

Members Credit Union Mobile

Manage your finances on the go with this secure mobile banking application. Access account balances, view transaction history, and transfer funds anytime, anywhere. Stay connected with secure messaging for all your banking needs.

Highlights
  • Check account balances
  • View recent account activity
  • View transaction history
  • View pending transactions
  • Send and receive secure messages
  • Transfer money
Features
Read full description

Members Credit Union’s free mobile banking app puts your accounts at your fingertips and allows you to manage your accounts whenever it is convenient for you 24/7. - Check account balances - View recent account activity - View transaction history - View pending transactions - Send and receive secure messages - Transfer money MCU Mobile is secure, and your financial information is protected from unauthorized users. To use MCU Mobile, you must be a member at Members CU (headquartered in Winston-Salem, NC) and have an active Members CU account.

Screenshots

Summit CU Digital Banking4 screens
Members Credit Union Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: Members Credit Union Mobile at 88% against Summit CU Digital Banking's 39%. Members Credit Union Mobile also leads on rating (4.7 vs 3.0) and ratings volume (1.6K vs 23). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Members Credit Union Mobile holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: Members Credit Union Mobile has 1.6K ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 39% of Summit CU Digital Banking's written reviews are positive against 88% of Members Credit Union Mobile's.

UpkeepUpdate frequency

Summit CU Digital Banking ships an update every 6 months, Members Credit Union Mobile every 4 months. The most recent releases landed on October 23, 2026 and October 27, 2026 respectively.

Scorecard3 real differences · 7 level
Summit CU Digital Banking versus Members Credit Union Mobile: the parameters behind the verdict, then further details
ParameterSummit CU Digital BankingMembers Credit Union Mobile
PriceFreeFree
Rating3.0 (23 ratings)4.7 (1.6K ratings) — better
Positive reviews38.7% of reviews87.8% of reviews — better
Number of ratings231.6K — better
Update frequencyEvery 6 monthsEvery 4 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size57 MB43 MB
Age rating4+4+
DeveloperSummit Credit Union Greensboro NCMembers Credit Union

Customer experience

Summit CU Digital Banking

All ratings20 ratings
Positive45.0%
Neutral15.0%
Negative40.0%
Written reviews31 reviews
Positive38.7%
Neutral19.4%
Negative41.9%

Members Credit Union Mobile

All ratings1,404 ratings
Positive92.3%
Neutral2.1%
Negative5.6%
Written reviews196 reviews
Positive87.8%
Neutral3.6%
Negative8.7%

Bugs and requests

Summit CU Digital Banking

Not enough reviews yet to summarise bugs or requests.

Members Credit Union Mobile

Reported bugs

2 issues
  • Login issues (e.g., Face ID not working, password problems)
  • Transfer functionality not working as expected

Requested features

3 requests
  • Add mobile check deposit feature
  • Enable transfers to external bank accounts
  • Improve app customization and personalization options

In-app purchases

None

Summit CU Digital Banking

No in-app purchases

None

Members Credit Union Mobile

No in-app purchases

Questions

Is Summit CU Digital Banking free?
Summit CU Digital Banking is free to download, with no in-app purchases.
Is Members Credit Union Mobile free?
Members Credit Union Mobile is free to download, with no in-app purchases.
Which has better reviews, Summit CU Digital Banking or Members Credit Union Mobile?
Members Credit Union Mobile is rated higher. Summit CU Digital Banking averages 3.0 out of 5 from 23 ratings, while Members Credit Union Mobile averages 4.7 from 1.6K ratings.
Do Summit CU Digital Banking or Members Credit Union Mobile have ads?
Neither Summit CU Digital Banking nor Members Credit Union Mobile shows ads.
Which is updated more often, Summit CU Digital Banking or Members Credit Union Mobile?
Summit CU Digital Banking ships an update every 6 months, and Members Credit Union Mobile every 4 months. Most recently, Summit CU Digital Banking was updated on October 23, 2026 and Members Credit Union Mobile on October 27, 2026.

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