Comparison

钱大掌柜 vs 信银理财

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

钱大掌柜

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钱大掌柜是兴业银行的财富管理统一品牌,面向全市场零售客户,支持使用170多家银行卡购买近200家合作机构的6000多款丰富的金融产品,涵盖理财、基金、存款、债券、积存金等。钱大掌柜秉承开放与专业的品牌理念,以财富管理为核心,连接用户与合作伙伴,致力于打造市场一流的开放式财富管理平台。

About

信银理财

Features
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信银理财-中信银行全资理财子公司官方APP全新升级 【产品多】200+只固收产品,投资期限选择丰富,产品收益一目了然 【体验佳】首页功能更明了,产品分类更清晰,交易流程更顺畅 【到账快】支持T+0.5功能,赎回到账早半天 【支付全】银行清算结算渠道,更安心。支持绑定近50家银行卡,更方便。转账支付一键可得,更高额 【公司介绍】 中信银行旗下全资理财子公司 信银理财有限责任公司(简称 “信银理财”)是中信银行旗下全资理财子公司,注册资本金50亿元,注册地上海,前身为中信银行资产管理业务中心。信银理财充分依托中信集团及中信银行综合金融优势,力争成为排名领先的银行理财子公司。 18年资管经验,超900万用户的选择 公司具有超18年的资产管理经验,截至2022年10月,管理规模约18,000亿元,服务客户超900万。公司坚持用有温度的陪伴,以客户为中心,通过专业的投资能力、严格的风险控制,力争为投资者财富助力。 风格稳健,投研团队经验丰富 信银理财秉承银行的稳健风格,产品整体风格稳健、严控风险。公司投研团队投资经验丰富,超8成以上为研究生及以上学历,具有国内外顶级金融机构长期工作经验,平均从业年限超过7年,其中约20%持有CFA,FRM等资格证书。 数据来源:信银理财,截止2022.10.31。 理财非存款、产品有风险、投资须谨慎。

Screenshots

钱大掌柜4 screens
信银理财4 screens

Verdict

The call

The clearest difference is rating: 钱大掌柜 at 4.5 against 信银理财's 3.7. 钱大掌柜 also leads on ratings volume (53 vs 3) and iOS requirement (13.0 vs 15.6). 信银理财's advantage is ads (none vs shown). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

钱大掌柜 holds the better App Store score, 4.5 against 3.7. That said, the two scores are not equally well evidenced: 钱大掌柜 has 53 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

钱大掌柜 ships an update every 5 weeks, 信银理财 monthly. The most recent releases landed on September 26, 2026 and September 27, 2026 respectively.

Scorecard4 real differences · 5 level
钱大掌柜 versus 信银理财: the parameters behind the verdict, then further details
Parameter钱大掌柜信银理财
PriceFreeFree
Rating4.5 (53 ratings) — better3.7 (3 ratings)
Positive reviews69.7% of reviews—
Number of ratings53 — better3
Update frequencyEvery 5 weeksMonthly — better
AdsYesNo — better
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size192 MB154 MB
Age rating17+12+
Developer兴业银行信银理财有限责任公司

Customer experience

钱大掌柜

All ratings53 ratings
Positive86.8%
Neutral5.7%
Negative7.5%
Written reviews33 reviews
Positive69.7%
Neutral9.1%
Negative21.2%

信银理财

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

钱大掌柜

No in-app purchases

None

信银理财

No in-app purchases

Questions

Is 钱大掌柜 free?
钱大掌柜 is free to download, with no in-app purchases.
Is 信银理财 free?
信银理财 is free to download, with no in-app purchases.
Which has better reviews, 钱大掌柜 or 信银理财?
钱大掌柜 is rated higher. 钱大掌柜 averages 4.5 out of 5 from 53 ratings, while 信银理财 averages 3.7 from 3 ratings.
Do 钱大掌柜 or 信银理财 have ads?
钱大掌柜 shows ads; 信银理财 does not.
Which is updated more often, 钱大掌柜 or 信银理财?
钱大掌柜 ships an update every 5 weeks, and 信银理财 monthly. Most recently, 钱大掌柜 was updated on September 26, 2026 and 信银理财 on September 27, 2026.

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