钱大掌柜 vs 微笑基金
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
钱大掌柜
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钱大掌柜是兴业银行的财富管理统一品牌,面向全市场零售客户,支持使用170多家银行卡购买近200家合作机构的6000多款丰富的金融产品,涵盖理财、基金、存款、债券、积存金等。钱大掌柜秉承开放与专业的品牌理念,以财富管理为核心,连接用户与合作伙伴,致力于打造市场一流的开放式财富管理平台。
微笑基金
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【核心功能】 1.首页焕新:全面聚合市场、产品、资产配置与研究服务,投资所需一站触达,让信息获取与产品了解更便捷; 2.严选公募:依托专业投研团队,通过科学的方法精选基金,持续跟踪基金动态,助您深入了解基金特点与风险; 3.尊享配置:聚焦私募基金及专属理财服务,携手市场私募基金管理人,为客户提供多元化的财富管理选择; 4.资产管理:资产页面全新升级,存续月报多维度分析收益表现,私募收益分析独立呈现,帮助您更清晰地了解资产情况与私募持仓表现; 5.看点:汇聚管理人最新动态、行业大咖观点及面对面交流内容,持续更新专业资讯,帮助您拓展投资视野。 【特色工具】 1.诺娅AI:一站式AI投资助手,提供账户诊断、基金诊断、市场解读、AI问答等智能服务,助您多维度了解账户与基金,及时获取市场信息; 2.智享存续服务:依托专业团队,围绕客户私募持仓过程中的实际需求打造全周期服务体系,在不确定的市场中给您带来确定的长期陪伴; 3.账户诊断:基于账户资产与持仓情况,多维度分析账户资产配置、收益表现及风险特征,帮助您全面了解账户状况,发现潜在配置问题; 4.基金诊断:深入分析基金表现、持仓结构及重仓股风险等维度,帮助您了解基金特点与潜在风险,为基金筛选与投资决策提供参考。
Screenshots
Verdict
The clearest difference is review sentiment: 钱大掌柜 at 70% against 微笑基金's 0%. 钱大掌柜 also leads on rating (4.5 vs 3.5) and ratings volume (53 vs 4). 微笑基金's advantage is ads (none vs shown). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
钱大掌柜 holds the better App Store score, 4.5 against 3.5. That said, the two scores are not equally well evidenced: 钱大掌柜 has 53 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 70% of 钱大掌柜's written reviews are positive against 0% of 微笑基金's.
钱大掌柜 ships an update every 5 weeks, 微笑基金 every 3 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | 钱大掌柜 | 微笑基金 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (53 ratings) — better | 3.5 (4 ratings) |
| Positive reviews | 69.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 53 — better | 4 |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 192 MB | 172 MB |
| Age rating | 17+ | 4+ |
| Developer | 兴业银行 | Noah Fund Co., Ltd. |
Customer experience
钱大掌柜
微笑基金
In-app purchases
钱大掌柜
No in-app purchases
微笑基金
No in-app purchases









