Transakt vs Valora
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Transakt
This app offers two-factor authentication for enhanced online security. It uniquely links your mobile phone to your accounts, protecting against fraud by encrypting all communication. Securely verify your identity with a simple tap.
- Two-factor authentication
- Phishing and fraud protection
- Account linking
- Encrypted communication
- QR code scanning for activation
- Multiple account support
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Transakt provides two-factor authentication on your mobile phone, protecting you from phishing attacks and other online fraud by uniquely linking your mobile phone to your account (at a bank, for example). The app encrypts all communication between your device and your account provider (e.g. the bank). Multiple accounts from different providers may be added. On installation, the app will request permission to use your mobile’s camera for scanning QR codes. To activate an account in Transakt, you will need to scan a QR code (or enter a sign-up code) given to you by the account provider. Each account provider has their own activation policy, over which Transakt has no control. Please contact the account provider directly should you experience any issues activating an account. Whenever you wish to log in to an account, the app will provide a secure authentication channel between your mobile phone and your account provider using a unique digital certificate placed on your device by Transakt. With a simple tap, you verify your identity and log in securely.
Valora
This self-custody crypto wallet simplifies sending, swapping, and earning digital assets on global blockchains. It offers a mobile-first experience, allowing users to transfer funds using just a phone number and save in stablecoins.
- Self-custody crypto wallet
- Send crypto with phone number
- Swap and earn crypto
- Save in stablecoins (USDT, USDC)
- Access over 100 cryptocurrencies
- Connect to dapps
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Crypto Made Easy. Valora is the self-custody crypto wallet built for everyone. Send, swap, and earn crypto on global blockchains, all from your mobile device. The only crypto wallet you'll need. A MOBILE-FIRST EXPERIENCE The Valora wallet integrates the crypto experience into one app, creating seamless opportunities for you to build. Everything you want to do is just a tap away in the Valora crypto wallet. SEND CRYPTO WITH EASE Send money like a text. Transfer funds across the world in seconds with only a phone number, for a fraction of the cost of bank services. Connect your contacts to your wallet to send and receive with just a tap. SAVE IN STABLECOINS Easily access and save popular stablecoins like USDT, USDC, and more with a tap. Manage, hold, and grow your crypto without leaving the app. GROW YOUR CRYPTO Access ETH, CELO, and over 100 other cryptocurrencies across multiple blockchains. Track prices, connect to dapps, and make your crypto work for you – all from the Valora app.
Screenshots
Verdict
The clearest difference is review sentiment: Valora at 73% against Transakt's 21%. Valora also leads on rating (4.5 vs 1.4) and update cadence (fortnightly vs every 3 months). Transakt's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Valora holds the better App Store score, 4.5 against 1.4. That said, the two scores are not equally well evidenced: Valora has 695 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 21% of Transakt's written reviews are positive against 73% of Valora's.
Transakt ships an update every 3 months, Valora fortnightly. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.
| Parameter | Transakt | Valora |
|---|---|---|
| Price | Free | Free |
| Rating | 1.4 (11 ratings) | 4.5 (695 ratings) — better |
| Positive reviews | 20.8% of reviews | 73.2% of reviews — better |
| Number of ratings | 11 | 695 — better |
| Update frequency | Every 3 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 15 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | Entersekt | C Labs, Inc. |
Customer experience
Transakt
Valora
Bugs and requests
Transakt
Not enough reviews yet to summarise bugs or requests.
Valora
Reported bugs
3 issues- SMS verification process not working consistently
- Wallet balance not updating properly
- Transactions getting stuck or delayed
Requested features
4 requests- Ability to withdraw funds directly to bank accounts
- More integration with popular crypto exchanges
- Improved customer support responsiveness
- Expanded payment and transfer options
In-app purchases
Transakt
No in-app purchases
Valora
No in-app purchases
