Equitable Retirement Guide vs Equitable Savings
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Equitable Retirement Guide
This app offers tools and resources for financial professionals and new investors to plan for a secure future. It allows customization of hypothetical scenarios, access to historical data, and creation of digital reports. Explore various retirement strategies designed for growth and income.
- Customize hypothetical scenarios
- Access historical data
- Create client-approved digital reports
- Explore retirement strategies
- Volatility protection options
- Guaranteed retirement income
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Whether you are a financial professional looking to fine-tune a client’s portfolio or a new investor, the Equitable Retirement Guide is here to help. We provide forward-looking tools and resources to help plan for a secure, fulfilling future. -Customize hypothetical scenarios -Access historical data in comprehensive charts and graphs -Create client-approved custom digital reports Explore Equitable’s suite of retirement strategies: -A level of volatility protection with Structured Capital Strategies PLUS® -Enhanced growth opportunities, a level of downside protection, and legacy benefits with Structured Capital Strategies® Premier -Guaranteed retirement income with Retirement Cornerstone® -Tax-efficiency with Investment Edge® -Retirement income with opportunities for an increase with Structured Capital Strategies® Income Download today for a simplified approach to financial planning. Download and use of this application is subject to our Privacy Policy and Usage agreement. A variable annuity is a long-term financial product designed to help you save for retirement. In essence, annuities are contractual agreements in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. Variable annuities are subject to market risk, including the possible loss of principal invested, and they have mortality and expense charges, account fees, investment management fees, administrative fees, charges for special contract features, and restrictions and limitations. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½. Optional benefits are available for an extra charge in addition to the ongoing fees and expenses of the variable annuity. When distributed outside of New York State by Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN) through Equitable Advisors Financial Professionals whose business address is not in New York State, or when distributed by Equitable Distributors, LLC through financial professionals of unaffiliated broker/dealers when the solicitation state is not New York, the Retirement Cornerstone®, Structured Capital Strategies PLUS®, Structured Capital Strategies® Premier, Structured Capital Strategies® Income and Investment Edge® variable annuities are issued by Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company with an administrative office located in Charlotte, NC. When offered by Equitable Advisors Financial Professionals whose business address is in New York State or when distributed by Equitable Distributors, LLC through financial professionals of unaffiliated broker/dealers when the solicitation state is New York, Retirement Cornerstone®, Structured Capital Strategies PLUS®, Structured Capital Strategies® Premier, Structured Capital Strategies® Income and Investment Edge® are issued by Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY). The obligations of Equitable America and Equitable Financial are backed solely by their own claims-paying abilities. Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (NY, NY); Equitable Financial Life Insurance Company of America, an AZ stock company with an administrative office located in Charlotte, NC; and Equitable Distributors, LLC. Equitable Advisors is the brand name of Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN). GE-8700564.1 (1/26) (Exp. 1/30)
Equitable Savings
Manage your finances on the go with this secure mobile banking app. View account balances, transaction history, and check images. Transfer funds, pay bills, and make loan payments directly from your device.
- View account balances and transaction history
- View check images
- Transfer funds between accounts
- Pay bills
- Make loan payments
- Manage profile and contact information
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Securely access your Equitable Savings account from your Apple device any time you’re connected to the internet. Sign in conveniently with your online banking credentials or sign up for access. Features • View Accounts: Review account balances and account transaction history. • View Check Images: View images of your checks. • Transfer Funds: Move money between your accounts. • Pay Bills: Setup and pay bills. • Loan Payments: Make loan payments to existing loan accounts, this app does NOT support new loan applications. • Profile: Manage your contact information with the bank. • Contact Us: Contact information and maps to our nearest location. • Feedback: Let us know how it is working for you. Apple® is a trademark of Apple, Inc., registered in the U.S. and other countries.
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Verdict
The clearest difference is iOS requirement: Equitable Savings at 13.0 against Equitable Retirement Guide's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Equitable Retirement Guide ships an update every 5 months, Equitable Savings every 6 months. The most recent releases landed on September 16, 2026 and September 8, 2026 respectively.
| Parameter | Equitable Retirement Guide | Equitable Savings |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) — better | — |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 6 — better | — |
| Update frequency | Every 5 months — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 3 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Equitable Financial Services, LLC | Equitable Savings and Loan Association |
Customer experience
Equitable Retirement Guide
Equitable Savings
In-app purchases
Equitable Retirement Guide
No in-app purchases
Equitable Savings
No in-app purchases
Questions
Is Equitable Retirement Guide free?
Is Equitable Savings free?
Do Equitable Retirement Guide or Equitable Savings have ads?
Which is updated more often, Equitable Retirement Guide or Equitable Savings?
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