Comparison

Equitable Retirement Guide vs Equitable Savings

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Equitable Retirement Guide

This app offers tools and resources for financial professionals and new investors to plan for a secure future. It allows customization of hypothetical scenarios, access to historical data, and creation of digital reports. Explore various retirement strategies designed for growth and income.

Highlights
  • Customize hypothetical scenarios
  • Access historical data
  • Create client-approved digital reports
  • Explore retirement strategies
  • Volatility protection options
  • Guaranteed retirement income
Features
Read full description

Whether you are a financial professional looking to fine-tune a client’s portfolio or a new investor, the Equitable Retirement Guide is here to help. We provide forward-looking tools and resources to help plan for a secure, fulfilling future. -Customize hypothetical scenarios -Access historical data in comprehensive charts and graphs -Create client-approved custom digital reports Explore Equitable’s suite of retirement strategies: -A level of volatility protection with Structured Capital Strategies PLUS® -Enhanced growth opportunities, a level of downside protection, and legacy benefits with Structured Capital Strategies® Premier -Guaranteed retirement income with Retirement Cornerstone® -Tax-efficiency with Investment Edge® -Retirement income with opportunities for an increase with Structured Capital Strategies® Income Download today for a simplified approach to financial planning. Download and use of this application is subject to our Privacy Policy and Usage agreement. A variable annuity is a long-term financial product designed to help you save for retirement. In essence, annuities are contractual agreements in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. Variable annuities are subject to market risk, including the possible loss of principal invested, and they have mortality and expense charges, account fees, investment management fees, administrative fees, charges for special contract features, and restrictions and limitations. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½. Optional benefits are available for an extra charge in addition to the ongoing fees and expenses of the variable annuity.   When distributed outside of New York State by Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN) through Equitable Advisors Financial Professionals whose business address is not in New York State, or when distributed by Equitable Distributors, LLC through financial professionals of unaffiliated broker/dealers when the solicitation state is not New York, the Retirement Cornerstone®, Structured Capital Strategies PLUS®, Structured Capital Strategies® Premier, Structured Capital Strategies® Income and Investment Edge® variable annuities are issued by Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company with an administrative office located in Charlotte, NC. When offered by Equitable Advisors Financial Professionals whose business address is in New York State or when distributed by Equitable Distributors, LLC through financial professionals of unaffiliated broker/dealers when the solicitation state is New York, Retirement Cornerstone®, Structured Capital Strategies PLUS®, Structured Capital Strategies® Premier, Structured Capital Strategies® Income and Investment Edge® are issued by Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY). The obligations of Equitable America and Equitable Financial are backed solely by their own claims-paying abilities. Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (NY, NY); Equitable Financial Life Insurance Company of America, an AZ stock company with an administrative office located in Charlotte, NC; and Equitable Distributors, LLC. Equitable Advisors is the brand name of Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN). GE-8700564.1 (1/26) (Exp. 1/30)

About

Equitable Savings

Manage your finances on the go with this secure mobile banking app. View account balances, transaction history, and check images. Transfer funds, pay bills, and make loan payments directly from your device.

Highlights
  • View account balances and transaction history
  • View check images
  • Transfer funds between accounts
  • Pay bills
  • Make loan payments
  • Manage profile and contact information
Features
Read full description

Securely access your Equitable Savings account from your Apple device any time you’re connected to the internet. Sign in conveniently with your online banking credentials or sign up for access. Features • View Accounts: Review account balances and account transaction history. • View Check Images: View images of your checks. • Transfer Funds: Move money between your accounts. • Pay Bills: Setup and pay bills. • Loan Payments: Make loan payments to existing loan accounts, this app does NOT support new loan applications. • Profile: Manage your contact information with the bank. • Contact Us: Contact information and maps to our nearest location. • Feedback: Let us know how it is working for you. Apple® is a trademark of Apple, Inc., registered in the U.S. and other countries.

Screenshots

Equitable Retirement Guide4 screens
Equitable Savings4 screens

Verdict

The call

The clearest difference is iOS requirement: Equitable Savings at 13.0 against Equitable Retirement Guide's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Equitable Retirement Guide ships an update every 5 months, Equitable Savings every 6 months. The most recent releases landed on September 16, 2026 and September 8, 2026 respectively.

Scorecard1 real difference · 9 level
Equitable Retirement Guide versus Equitable Savings: the parameters behind the verdict, then further details
ParameterEquitable Retirement GuideEquitable Savings
PriceFreeFree
Rating5.0 (6 ratings) — better—
Positive reviews—0.0% of reviews
Number of ratings6 — better—
Update frequencyEvery 5 months — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size3 MB1 MB
Age rating4+4+
DeveloperEquitable Financial Services, LLCEquitable Savings and Loan Association

Customer experience

Equitable Retirement Guide

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Equitable Savings

Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Equitable Retirement Guide

No in-app purchases

None

Equitable Savings

No in-app purchases

Questions

Is Equitable Retirement Guide free?
Equitable Retirement Guide is free to download, with no in-app purchases.
Is Equitable Savings free?
Equitable Savings is free to download, with no in-app purchases.
Do Equitable Retirement Guide or Equitable Savings have ads?
Neither Equitable Retirement Guide nor Equitable Savings shows ads.
Which is updated more often, Equitable Retirement Guide or Equitable Savings?
Equitable Retirement Guide ships an update every 5 months, and Equitable Savings every 6 months. Most recently, Equitable Retirement Guide was updated on September 16, 2026 and Equitable Savings on September 8, 2026.

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