Comparison

My Budget vs Basic Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Budget

Track your daily income and expenses across cash, bank, and credit card accounts. Generate financial reports and export your data. Premium features include recurring transactions.

Highlights
  • Fast and simple transaction entry
  • Manage multiple cash, bank, and credit card accounts
  • Financial reports (daily, weekly, monthly, yearly)
  • Data export to CSV or OFX
  • Backup and restore functionality
  • Recurring transactions (Premium)
Features
Read full description

My Budget is a simple and fast money management app. You can manage your daily cash income/outgo, bank, and credit card accounts. Features: 1. Fast and Simple Transactions With just a few taps, you can create a new transaction or adjust the balance of an asset. 2. Multiple Assets You can manage multiple cash, bank, and credit card assets. My Budget supports transfers between the assets. 3. Reports You can create daily, weekly, monthly, and yearly reports to get an overview of your finances. 4. Data Export You can export the data as CSV or OFX file. 5. Backup & Restore You can backup your data and later restore it, even on another device. 6. Recurring Transactions (PREMIUM) You can create recurring transactions that recur on a regular interval (e.g., wage or rent).

About

Basic Expense Tracker

Easily track your daily spending and cash flow with this finance app. It syncs across your iOS devices and offers features like expense rating and currency switching. Export your data to spreadsheets for further analysis.

Highlights
  • Daily expense tracking
  • iCloud sync across devices
  • Expense rating indicator
  • Currency switcher
  • CSV export/import
  • Daily reminders
Features
Read full description

The straightforward expense tracker that syncs across all your iOS devices. This expense tracker was inspired by the book "Your Money or Your Life" by Vicki Robin, Joe Dominguez and Mr. Money Mustache. - Daily reminder - Currency-switcher - Good-Neutral-Bad indicator to rate your expenses. - Did I want to buy this? - iCloud-sync - CSV Spreadsheet (export/import)

Screenshots

My Budget4 screens
Basic Expense Tracker4 screens

Verdict

The call

The clearest difference is rating: Basic Expense Tracker at 5.0 against My Budget's 4.5. Basic Expense Tracker also leads on ads (none vs shown) and review sentiment (100% vs 67%). My Budget's advantage is ratings volume (24 vs 7). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Budget sells 5 one-off in-app purchases and Basic Expense Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Basic Expense Tracker holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 24 and 7 respectively. Written reviews point the same way: 67% of My Budget's written reviews are positive against 100% of Basic Expense Tracker's.

UpkeepUpdate frequency

My Budget ships an update every 3 weeks, Basic Expense Tracker fortnightly. The most recent releases landed on October 12, 2026 and October 6, 2026 respectively.

Scorecard4 real differences · 6 level
My Budget versus Basic Expense Tracker: the parameters behind the verdict, then further details
ParameterMy BudgetBasic Expense Tracker
PriceFreeFree
Rating4.5 (24 ratings)5.0 (7 ratings) — better
Positive reviews66.7% of reviews100.0% of reviews — better
Number of ratings24 — better7
Update frequencyEvery 3 weeksFortnightly — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.016 — better
Further details — not scored
Size28 MB2 MB
Age rating4+4+
DeveloperSandro StrickerIvo Maag

Customer experience

My Budget

All ratings24 ratings
Positive87.5%
Neutral4.2%
Negative8.3%
Written reviews135 reviews
Positive66.7%
Neutral10.4%
Negative23.0%

Basic Expense Tracker

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

5 purchases

My Budget

One-time5
  • Small Tip$0.99
  • Medium Tip$1.99
  • Large Tip$4.99
Show 2 more
  • Premium$7.99
  • Premium$14.00
1 purchases

Basic Expense Tracker

One-time1
  • Tip$1.99

Questions

Is My Budget free?
My Budget is free to download, with in-app purchases available.
Is Basic Expense Tracker free?
Basic Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, My Budget or Basic Expense Tracker?
Basic Expense Tracker is rated higher. My Budget averages 4.5 out of 5 from 24 ratings, while Basic Expense Tracker averages 5.0 from 7 ratings.
Do My Budget or Basic Expense Tracker have ads?
My Budget shows ads; Basic Expense Tracker does not.
Which is updated more often, My Budget or Basic Expense Tracker?
My Budget ships an update every 3 weeks, and Basic Expense Tracker fortnightly. Most recently, My Budget was updated on October 12, 2026 and Basic Expense Tracker on October 6, 2026.

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