LCFCU vs PNWFCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LCFCU
Manage your finances conveniently from your mobile device. Access accounts instantly, pay bills, transfer funds, and locate ATMs. This app simplifies managing your money amidst busy modern life.
- Instant account access
- Bill payment
- Fund transfers
- ATM locator
- Remote financial services
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LCFCU's remote financial services are important conveniences for your modern family to manage life's growing complexities and time constraints. LCFCU's mobile service provides you with instant access to your accounts from your mobile phone. Pay bills, transfer funds, even find the closest ATM, right from your mobile device. To learn how we protect your privacy, please visit https://www.lcfcu.org/site/privacy.pdf
PNWFCU
Manage your finances conveniently from your mobile device. This app allows you to check balances, pay bills, deposit checks, and transfer funds. Locate nearby branches and ATMs, and securely communicate with the credit union.
- Check balances and transaction history
- Pay bills and credit cards
- Deposit checks
- Transfer money between accounts
- Find branches and ATMs
- Send secure messages
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Pacific NW Federal Credit Union’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone and iPad! You can manage your accounts, pay bills, find ATMs and more! Bank with confidence - Pacific NW Federal Credit Union’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. Now it’s easy to do banking 24/7, right from your iPhone and iPad. It’s fast, secure and free. With Pacific NW Federal Credit Union Mobile, you can: • Check available balances & transaction history • Pay bills and credit cards • Deposit checks • Transfer money between Pacific NW Federal Credit Union accounts • Find the nearest Pacific NW Federal Credit Union branches and ATMs • Send us a message To use Pacific NW Federal Credit Union Mobile, you must be a Pacific NW Federal Credit Union member and enrolled in our online banking service. To sign up, www.pnwfcu.org
Screenshots
Verdict
The clearest difference is ads: LCFCU at none against PNWFCU's shown. LCFCU also leads on review sentiment (96% vs 76%). PNWFCU's advantage is monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for LCFCU against 4.8 for PNWFCU. Both are backed by a comparable volume of ratings — 639 and 1.5K respectively. Written reviews are what separate them: 96% of LCFCU's written reviews are positive against 76% of PNWFCU's.
Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on September 18, 2026 and September 24, 2026 respectively.
| Parameter | LCFCU | PNWFCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (639 ratings) — better | 4.8 (1.5K ratings) |
| Positive reviews | 96.3% of reviews — better | 75.8% of reviews |
| Number of ratings | 639 | 1.5K — better |
| Update frequency | Every 4 months | Every 4 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 109 MB | 165 MB |
| Age rating | 4+ | 4+ |
| Developer | Library of Congress Federal Credit Union | PACIFIC NW FEDERAL CREDIT UNION |
Customer experience
LCFCU
PNWFCU
Bugs and requests
LCFCU
Not enough reviews yet to summarise bugs or requests.
PNWFCU
Reported bugs
2 issues- Black screen when trying to deposit check
- Camera not rotating for check deposit
Requested features
2 requests- Option to freeze/cancel card when wallet is stolen
- Ability to turn off auto-focus feature for check deposit
In-app purchases
LCFCU
No in-app purchases
PNWFCU
No in-app purchases
Questions
Is LCFCU free?
Is PNWFCU free?
Which has better reviews, LCFCU or PNWFCU?
Do LCFCU or PNWFCU have ads?
Which is updated more often, LCFCU or PNWFCU?
Other comparisons
