Payfirma MobileHQ vs CardPointe
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payfirma MobileHQ
This app transforms your iPhone into a mobile payment processing center. It allows businesses to accept various payment types, track transactions, send digital receipts, and manage customer profiles. Run your business operations conveniently from your mobile device.
- Accept credit card payments
- Track cash and check payments
- Email digital receipts
- Process refunds
- Cloud-based customer profiles
- Map sale locations
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Payfirma Mobile turns your iPhone into a hub for accepting credit card payments and keeping up with your growing business. With support for US and Canadian currency, web-based reporting, and employee permissions, Payfirma Mobile lets you run your business from the palm of your hand. • Accept credit card payments • Track cash, check, and other payments • Email customized digital receipts • Partial and full refunds • Cloud-based customer profiles • Map sale locations • Debit now available in Canada! Payfirma has offices in the US and Canada and has been pioneering mobile payments since 2011. For answers on all things Payfirma, visit www.payfirma.com or call 1-800-747-6883. All credit card processing requires a merchant account with Payfirma.
CardPointe
Process and manage all major credit card payments seamlessly. Accept card-present transactions on the go, manage products, and gain insights with a live reporting dashboard. Streamline your business operations with robust transaction management and customer profiles.
- Virtual Terminal for credit card processing
- Mobile card reader for on-the-go payments
- Product catalog management
- Signature capture
- Customer profile management
- Live reporting dashboard
- Transaction management (void, refund, reprocess)
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The CardPointe app lets you process and manage payments with ease. With live transaction data at your fingertips, CardPointe will become a critical tool in running your business. Features • Virtual Terminal: Process payments for all major credit cards. • CardPointe Mobile Card Reader: Accept card-present payments on the go. • Accept Tips: Enable customers to select preset tip amounts. • Catalog: Organize and manage your products, pricing, and discounts. • Signature Capture: Allow customers to use their fingertip to sign for transactions. • Customer Profiles: Save customer profiles to run future transactions. • Reporting Dashboard: View your business data at a glance. • Transaction Management: Void, refund, reprocess, or resend receipts for existing transactions. • Notifications: Get alerts for important events, like chargebacks, refunds, and declined transactions. • Compatible Printer: Use a supported Bluetooth printer to print receipts or food orders. • Support for CardPointe Integrated Terminals: Connect to your countertop CardPointe Integrated Terminals to accept card-present payments with PCI-validated point-to-point encryption. CardPointe can also be accessed via any browser, complete with additional features including recurring billing and custom reporting.
Screenshots
Verdict
The clearest difference is review sentiment: Payfirma MobileHQ at 72% against CardPointe's 21%. Payfirma MobileHQ also leads on iOS requirement (8.0 vs 15.0). CardPointe's advantage is rating (2.6 vs 2.3) and ratings volume (31 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CardPointe holds the better App Store score, 2.6 against 2.3. That said, the two scores are not equally well evidenced: CardPointe has 31 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 72% of Payfirma MobileHQ's written reviews are positive against 21% of CardPointe's, so the app with the better star average is not the one people write more warmly about.
Payfirma MobileHQ ships an update every 4 months, CardPointe every 5 months. The most recent releases landed on October 15, 2026 and October 24, 2026 respectively.
| Parameter | Payfirma MobileHQ | CardPointe |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) | 2.6 (31 ratings) — better |
| Positive reviews | 72.2% of reviews — better | 21.2% of reviews |
| Number of ratings | 3 | 31 — better |
| Update frequency | Every 4 months — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 8.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 41 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | Payfirma Corporation | CardConnect, LLC |
Customer experience
Payfirma MobileHQ
CardPointe
In-app purchases
Payfirma MobileHQ
No in-app purchases
CardPointe
No in-app purchases
Questions
Is Payfirma MobileHQ free?
Is CardPointe free?
Which has better reviews, Payfirma MobileHQ or CardPointe?
Do Payfirma MobileHQ or CardPointe have ads?
Which is updated more often, Payfirma MobileHQ or CardPointe?
Other comparisons
