Comparison

MySelective vs Nilnoc TipCalc

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MySelective

Manage your insurance policies with ease. Activate accounts, view policy details, access ID cards, and request certificates. Get support through live chat, make payments, and access roadside assistance. Report and track claims, and find service providers.

Highlights
  • Account activation
  • Biometric login
  • View policy information
  • Access ID cards
  • Request insurance certificates
  • Live chat support
  • Make payments
  • Roadside assistance
  • Report and track claims
Features
Read full description

MySelective lets you Be Uniquely Insured whenever and wherever you want. Managing your account is just the beginning: • Easy account activation • Simple login with Touch ID or Face ID • View policy information • View/save auto ID cards • Request certificates of insurance • View/contact your agent • Get help with Live Chat • Make payments and view payment activity • Access roadside assistance 24/7 • Report claims and check status • Contact your claims adjuster • Add photos to claims • Find auto body shops or other helpful providers

About

Nilnoc TipCalc

Calculate tips and split bills effortlessly. This utility app allows for custom rounding, bill exclusion, and division among multiple people. It also features a camera mode with zoom and light.

Highlights
  • Tip calculation
  • Bill splitting
  • Custom rounding
  • Amount exclusion
  • Camera mode with zoom and light
Features
Read full description

Easy to use Tip Calculator. Supports 2 different rounding modes, Enter any number of people to divide total by. Ability to exclude amounts from total. Also includes Camera mode with zoom and light.

Screenshots

MySelective4 screens
Nilnoc TipCalc4 screens

Verdict

The call

The clearest difference is review sentiment: Nilnoc TipCalc at 100% against MySelective's 46%. Nilnoc TipCalc also leads on rating (5.0 vs 4.7). MySelective's advantage is in-app purchases (none vs 1) and update cadence (every 2 months vs every 20 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Nilnoc TipCalc sells 1 one-off in-app purchase. MySelective asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Nilnoc TipCalc holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: MySelective has 3.8K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 46% of MySelective's written reviews are positive against 100% of Nilnoc TipCalc's.

UpkeepUpdate frequency

MySelective ships an update every 2 months, Nilnoc TipCalc every 20 months. The most recent releases landed on October 17, 2026 and June 25, 2026 respectively.

Scorecard7 real differences · 3 level
MySelective versus Nilnoc TipCalc: the parameters behind the verdict, then further details
ParameterMySelectiveNilnoc TipCalc
PriceFreeFree
Rating4.7 (3.8K ratings)5.0 (2 ratings) — better
Positive reviews46.0% of reviews100.0% of reviews — better
Number of ratings3.8K — better2
Update frequencyEvery 2 months — betterEvery 20 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.6
Further details — not scored
Size108 MB2 MB
Age rating4+4+
DeveloperSelective Insurance Group, Inc.John Conlin

Customer experience

MySelective

All ratings3,826 ratings
Positive92.2%
Neutral2.5%
Negative5.4%
Written reviews63 reviews
Positive46.0%
Neutral3.2%
Negative50.8%

Nilnoc TipCalc

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

MySelective

Reported bugs

5 issues
  • App freezes after login
  • Unable to log in or reset password
  • Unable to pay bills through the app
  • Incompatible with older devices
  • Crashes after recent update

Requested features

5 requests
  • Add insurance cards to iPhone wallet
  • Improve certificate filling out functionality
  • Add more lines for address and info
  • Implement dark mode option
  • Provide advanced analytics dashboard

Nilnoc TipCalc

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MySelective

No in-app purchases

1 purchases

Nilnoc TipCalc

One-time1
  • Disable Banner Ads$0.99

Questions

Is MySelective free?
MySelective is free to download, with no in-app purchases.
Is Nilnoc TipCalc free?
Nilnoc TipCalc is free to download, with in-app purchases available.
Which has better reviews, MySelective or Nilnoc TipCalc?
Nilnoc TipCalc is rated higher. MySelective averages 4.7 out of 5 from 3.8K ratings, while Nilnoc TipCalc averages 5.0 from 2 ratings.
Do MySelective or Nilnoc TipCalc have ads?
Neither MySelective nor Nilnoc TipCalc shows ads.
Which is updated more often, MySelective or Nilnoc TipCalc?
MySelective ships an update every 2 months, and Nilnoc TipCalc every 20 months. Most recently, MySelective was updated on October 17, 2026 and Nilnoc TipCalc on June 25, 2026.

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