Comparison

MySelective vs My Ridgewood

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MySelective

Manage your insurance policies with ease. Activate accounts, view policy details, access ID cards, and request certificates. Get support through live chat, make payments, and access roadside assistance. Report and track claims, and find service providers.

Highlights
  • Account activation
  • Biometric login
  • View policy information
  • Access ID cards
  • Request insurance certificates
  • Live chat support
  • Make payments
  • Roadside assistance
  • Report and track claims
Features
Read full description

MySelective lets you Be Uniquely Insured whenever and wherever you want. Managing your account is just the beginning: • Easy account activation • Simple login with Touch ID or Face ID • View policy information • View/save auto ID cards • Request certificates of insurance • View/contact your agent • Get help with Live Chat • Make payments and view payment activity • Access roadside assistance 24/7 • Report claims and check status • Contact your claims adjuster • Add photos to claims • Find auto body shops or other helpful providers

About

My Ridgewood

Stay informed about local happenings in Ridgewood Village with real-time updates. Get instant alerts for road closures, weather advisories, upcoming events, and more.

Highlights
  • Real-time alerts
  • Road closure notifications
  • Weather advisories
  • Event listings
  • Local information
Features
Read full description

Wondering how to quickly and easily find out what's going on around Ridgewood Village? Look no further than My Ridgewood to receive the latest alerts on road closures, weather alerts, events and so much more!

Screenshots

MySelective4 screens
My Ridgewood4 screens

Verdict

The call

The clearest difference is ratings volume: MySelective at 3.9K against My Ridgewood's 1. MySelective also leads on iOS requirement (13.0 vs 15.0). My Ridgewood's advantage is rating (5.0 vs 4.7). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

My Ridgewood holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: MySelective has 3.9K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.

Scorecard3 real differences · 7 level
MySelective versus My Ridgewood: the parameters behind the verdict, then further details
ParameterMySelectiveMy Ridgewood
PriceFreeFree
Rating4.7 (3.9K ratings)5.0 (1 ratings) — better
Positive reviews46.0% of reviews—
Number of ratings3.9K — better1
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.0
Further details — not scored
Size108 MB133 MB
Age rating4+4+
DeveloperSelective Insurance Group, Inc.GOGov, Inc.

Customer experience

MySelective

All ratings3,826 ratings
Positive92.2%
Neutral2.5%
Negative5.4%
Written reviews63 reviews
Positive46.0%
Neutral3.2%
Negative50.8%

My Ridgewood

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

MySelective

Reported bugs

5 issues
  • App freezes after login
  • Unable to log in or reset password
  • Unable to pay bills through the app
  • Incompatible with older devices
  • Crashes after recent update

Requested features

5 requests
  • Add insurance cards to iPhone wallet
  • Improve certificate filling out functionality
  • Add more lines for address and info
  • Implement dark mode option
  • Provide advanced analytics dashboard

My Ridgewood

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MySelective

No in-app purchases

None

My Ridgewood

No in-app purchases

Questions

Is MySelective free?
MySelective is free to download, with no in-app purchases.
Is My Ridgewood free?
My Ridgewood is free to download, with no in-app purchases.
Which has better reviews, MySelective or My Ridgewood?
My Ridgewood is rated higher. MySelective averages 4.7 out of 5 from 3.9K ratings, while My Ridgewood averages 5.0 from 1 ratings.
Do MySelective or My Ridgewood have ads?
Neither MySelective nor My Ridgewood shows ads.
Which is updated more often, MySelective or My Ridgewood?
MySelective ships an update every 2 months, and My Ridgewood every 2 months. Most recently, MySelective was updated on November 6, 2026 and My Ridgewood on November 4, 2026.

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