Upper Peninsula State Bank vs Integra First
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Upper Peninsula State Bank
Manage your finances conveniently and securely from your mobile device. View account balances, transaction history, transfer funds, pay bills, and deposit checks. Locate branches and ATMs, and contact customer support easily.
- View account balances
- Transaction history and check images
- Fund transfers
- Mobile check deposit
- Bill payment
- Branch and ATM locator
- Contact support
Read full descriptionHide full description
Enjoy the convenience of banking on the go with Upper Peninsula State Bank’s Mobile Banking App. It’s secure, free* and accessible from any mobile device. With this Mobile Banking App you can: • View account balances • See transaction history and view check images • Transfer funds between accounts • Make deposits • Pay bills using “My Bill Pay” • Locate our branches and ATMs • Contact us at the touch of a button You must be a user of Upper Peninsula State Bank’s Online Banking Service to use this app. Users will need to activate mobile access within their online profile by logging into Internet Banking and going to Mobile Preferences. *Connectivity and usage rates may apply. Contact your wireless service provider for more details. Not an Upper Peninsula State Bank customer yet? Check us out online at http://www.upstatebank.net and see why – “You’re going to like it here!” Contact us toll free at 1-888-865-2265 or locally at (906) 789-7000 if you have questions.
Integra First
Manage your finances with a personal financial advocate. Organize transactions, set alerts, make payments, and deposit checks. Securely access your accounts and find branches or ATMs.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit cards
- View monthly statements
- Find branches and ATMs
Read full descriptionHide full description
Integra First is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with Integra First: * Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. * Set up alerts so you know when your balance drops below a certain amount * Make payments, whether you’re paying a company or a friend * Transfer money between your accounts * Deposit checks in a snap by taking a picture of the front and back * Reorder your debit card or turn it off if you’ve misplaced it * View and save your monthly statements * Find branches and ATMs near you * Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices. To use the Integra First app, you must be enrolled as a Integra First Federal Credit Union digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Screenshots
Verdict
The clearest difference is update cadence: Integra First at monthly against Upper Peninsula State Bank's every 11 months. Integra First also leads on rating (4.7 vs 4.5) and ratings volume (465 vs 154). Upper Peninsula State Bank's advantage is monetization model (free vs free with in-app purchases) and review sentiment (73% vs 50%). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Integra First holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 154 and 465 respectively. Written reviews complicate that: 73% of Upper Peninsula State Bank's written reviews are positive against 50% of Integra First's, so the app with the better star average is not the one people write more warmly about.
Upper Peninsula State Bank ships an update every 11 months, Integra First monthly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | Upper Peninsula State Bank | Integra First |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (154 ratings) | 4.7 (465 ratings) — better |
| Positive reviews | 73.1% of reviews — better | 50.0% of reviews |
| Number of ratings | 154 | 465 — better |
| Update frequency | Every 11 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 36 MB | 197 MB |
| Age rating | 4+ | 4+ |
| Developer | Upper Peninsula State Bank | Integra First Federal Credit Union |
Customer experience
Upper Peninsula State Bank
Integra First
Bugs and requests
Upper Peninsula State Bank
Reported bugs
8 issues- Balance changes from day to day
- Frequent need to call to reset password
- Transfers are clunky
- Mobile deposits are a pain compared to other banks
- Bill payment external site does not work on a brand new iPad Pro
Show 3 moreShow fewer
- App doesn't update on the weekends
- Needs to send SMS message every time to sign in
- Mobile deposits statement on one line doesn't process
Requested features
11 requests- Show current balance instead of a rolling 60-day calculation
- Update software to show current balance
- Allow transfer of funds and more with bill pay and transfers
- One login for multiple business and personal accounts
- Deposit checks in all accounts from the same screen without a separate app/login
Show 6 moreShow fewer
- Transfer money via Zelle
- Connect remote accounts in other banks for transfers
- Transfer money from personal to business accounts
- Be compatible with Cash App
- Higher deposit limits
- Option to set paperless preferences
Integra First
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Upper Peninsula State Bank
No in-app purchases
Integra First
No in-app purchases
Questions
Is Upper Peninsula State Bank free?
Is Integra First free?
Which has better reviews, Upper Peninsula State Bank or Integra First?
Do Upper Peninsula State Bank or Integra First have ads?
Which is updated more often, Upper Peninsula State Bank or Integra First?
Other comparisons
