Comparison

iSpending HD vs MCFCU Visa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending HD

This personal finance app helps you track income and expenses with customizable categories. View instant summaries, detailed graph reports, and search transactions easily. Secure your data with a passcode lock and export your records.

Highlights
  • Track income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode lock
  • Export transactions via email
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! iSpending HD helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use Send your comments/suggestions to hanamobiles@gmail.com or visit our website.

About

MCFCU Visa

Manage your credit and debit cards conveniently on the go. View transactions, make payments, report lost or stolen cards, and set alerts. Secure access with multi-factor authentication.

Highlights
  • View transactions
  • Make payments
  • Report lost/stolen cards
  • Set alerts and controls
  • View rewards points
  • Set travel notifications
Features
Read full description

Enjoy easy and on-the-go management of your credit and debit card with the MCFCU app from Maui County FCU! This app offers a convenient way to: • View recent and pending transactions. • View account details. • Make a payment to your credit cards. • Report your card lost or stolen. • Raise a dispute on a transaction. • Set alerts and controls on your Maui County FCU cards. • View rewards points for participating cards. • Set travel notifications. Card registration is easy from any mobile device, and access is secure and protected by multi-factor authentication.

Screenshots

MCFCU Visa4 screens

Verdict

The call

The clearest difference is rating: MCFCU Visa at 5.0 against iSpending HD's 3.6. MCFCU Visa also leads on in-app purchases (none vs 1) and update cadence (every 3 months vs every 16 months). iSpending HD's advantage is ratings volume (14 vs 1) and iOS requirement (8.0 vs 15.0). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending HD sells 1 one-off in-app purchase. MCFCU Visa asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

MCFCU Visa holds the better App Store score, 5.0 against 3.6. That said, the two scores are not equally well evidenced: iSpending HD has 14 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

iSpending HD ships an update every 16 months, MCFCU Visa every 3 months. Both last shipped on October 24, 2026.

Scorecard7 real differences · 3 level
iSpending HD versus MCFCU Visa: the parameters behind the verdict, then further details
ParameteriSpending HDMCFCU Visa
PriceFreeFree
Rating3.6 (14 ratings)5.0 (1 ratings) — better
Positive reviews57.7% of reviews—
Number of ratings14 — better1
Update frequencyEvery 16 monthsEvery 3 months — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPadiPhone, iPad, iPod — better
Requires iOS8.0 — better15.0
Further details — not scored
Size14 MB38 MB
Age rating4+4+
DeveloperHana MobileMaui County Federal Credit Union

Customer experience

iSpending HD

All ratings14 ratings
Positive64.3%
Neutral7.1%
Negative28.6%
Written reviews26 reviews
Positive57.7%
Neutral19.2%
Negative23.1%

MCFCU Visa

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

iSpending HD

One-time1
  • iSpendingHD Pro$19.99
None

MCFCU Visa

No in-app purchases

Questions

Is iSpending HD free?
iSpending HD is free to download, with in-app purchases available.
Is MCFCU Visa free?
MCFCU Visa is free to download, with no in-app purchases.
Which has better reviews, iSpending HD or MCFCU Visa?
MCFCU Visa is rated higher. iSpending HD averages 3.6 out of 5 from 14 ratings, while MCFCU Visa averages 5.0 from 1 ratings.
Do iSpending HD or MCFCU Visa have ads?
Neither iSpending HD nor MCFCU Visa shows ads.
Which is updated more often, iSpending HD or MCFCU Visa?
iSpending HD ships an update every 16 months, and MCFCU Visa every 3 months. Most recently, iSpending HD was updated on October 24, 2026 and MCFCU Visa on October 24, 2026.

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