Comparison

iSpending HD vs Expense Tracker Genius

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending HD

This personal finance app helps you track income and expenses with customizable categories. View instant summaries, detailed graph reports, and search transactions easily. Secure your data with a passcode lock and export your records.

Highlights
  • Track income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode lock
  • Export transactions via email
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! iSpending HD helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use Send your comments/suggestions to hanamobiles@gmail.com or visit our website.

About

Expense Tracker Genius

This app helps you manage your money with smart expense tracking, AI-powered travel planning, and customizable budgets. It offers detailed reports and insights to understand your spending habits. Designed with privacy first, all your financial data stays on your device.

Highlights
  • Smart expense tracking with AI scanning
  • AI-powered travel planner and cost estimation
  • Customizable budgets and savings goals
  • Detailed financial reports and insights
  • Multi-currency support
  • Privacy-first design with on-device data storage
  • Apple Watch and multiple widget support
Features
Read full description

Take control of your finances with Expense Tracker Genius — the smart, privacy-first expense tracker for iPhone, iPad, and Mac. SMART EXPENSE TRACKING - Add income and expenses with categories, tags, and notes - 3-tier scanning: Apple Intelligence, Vision spatial analysis, then regex - Scan receipts, bank statements, and payment app screenshots - Supports 20+ payment apps: PayPay, Suica, nanaco, Coke ON, Venmo, and more - AI detects multiple transactions from a single image - Smart category suggestions powered by Apple Intelligence or NLP - Recurring transactions, receipt attachments - Share Extension and Quick Actions from Home Screen AI-POWERED TRAVEL PLANNER - Plan trips with cost estimation powered by Apple Intelligence - Compare flights, trains, buses, and car routes with real MapKit data - Find real hotels via Apple Maps at budget, mid-range, and luxury tiers - Day-by-day itinerary with breakfast, lunch, dinner, and cafe suggestions - Track estimated vs actual spending with comparison charts - Interactive map with route, hotel, and activity pins - Share trip cards to Instagram, Facebook, or save to Photos - Link trips to savings goals with per-person budget breakdown - Weather forecast and metric/imperial support BUDGETS & SAVINGS GOALS - Category budgets with weekly, monthly, or custom periods - Visual progress charts and limit notifications - Pay cycle support — track from payday to payday - Savings goals with due dates and AI-powered tips - Addiction goals to cut spending on specific categories REPORTS & INSIGHTS - Pie charts, bar charts, radar charts, and line graphs - Daily, weekly, monthly, and yearly breakdowns - AI-powered spending analysis and predictions - Predictions follow your selected account filter - Export as CSV, PDF, or images MULTIPLE ACCOUNTS & CURRENCIES - Cash, bank, credit card accounts with per-account currency - 60 currencies (30 fiat + 30 crypto) with live rates - Beautiful stacked card interface PERFORMANCE - 63x faster dashboard with single-pass calculations - Charts cached and only recompute when data changes - Debounced updates — no lag when switching views APPLE WATCH & 11 WIDGETS - Watch: daily summary, add expenses, complications - Widgets: balance, budget, goals, spending, travel, quotes - 7 themes: System, Story Card, Editorial, Pop Art, Monochrome Ink, Card Stack, Midnight Sapphire DESIGNED FOR MAC - Native Mac Catalyst with keyboard shortcuts - Resizable window with full feature parity PRIVACY FIRST - All data on your device — no servers - Optional iCloud sync, Face ID/Touch ID/PIN lock - Privacy mode hides amounts 23 languages. Full accessibility. Siri Shortcuts. Start today!

Screenshots

Expense Tracker Genius4 screens

Verdict

The call

The clearest difference is rating: Expense Tracker Genius at 5.0 against iSpending HD's 3.6. Expense Tracker Genius also leads on review sentiment (100% vs 58%) and in-app purchases (none vs 1). iSpending HD's advantage is ratings volume (14 vs 1) and iOS requirement (8.0 vs 17.0). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending HD sells 1 one-off in-app purchase. Expense Tracker Genius asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Expense Tracker Genius holds the better App Store score, 5.0 against 3.6. That said, the two scores are not equally well evidenced: iSpending HD has 14 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 58% of iSpending HD's written reviews are positive against 100% of Expense Tracker Genius's.

UpkeepUpdate frequency

iSpending HD ships an update every 16 months, Expense Tracker Genius every 2 weeks. The most recent releases landed on October 4, 2026 and October 7, 2026 respectively.

Scorecard8 real differences · 2 level
iSpending HD versus Expense Tracker Genius: the parameters behind the verdict, then further details
ParameteriSpending HDExpense Tracker Genius
PriceFreeFree
Rating3.6 (14 ratings)5.0 (1 ratings) — better
Positive reviews57.7% of reviews100.0% of reviews — better
Number of ratings14 — better1
Update frequencyEvery 16 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPadiPhone, iPad, Mac, Apple Watch — better
Requires iOS8.0 — better17.0
Further details — not scored
Size14 MB34 MB
Age rating4+4+
DeveloperHana MobileHussein Juybari

Customer experience

iSpending HD

All ratings14 ratings
Positive64.3%
Neutral7.1%
Negative28.6%
Written reviews26 reviews
Positive57.7%
Neutral19.2%
Negative23.1%

Expense Tracker Genius

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

iSpending HD

One-time1
  • iSpendingHD Pro$19.99
None

Expense Tracker Genius

No in-app purchases

Questions

Is iSpending HD free?
iSpending HD is free to download, with in-app purchases available.
Is Expense Tracker Genius free?
Expense Tracker Genius is free to download, with no in-app purchases.
Which has better reviews, iSpending HD or Expense Tracker Genius?
Expense Tracker Genius is rated higher. iSpending HD averages 3.6 out of 5 from 14 ratings, while Expense Tracker Genius averages 5.0 from 1 ratings.
Do iSpending HD or Expense Tracker Genius have ads?
Neither iSpending HD nor Expense Tracker Genius shows ads.
Which is updated more often, iSpending HD or Expense Tracker Genius?
iSpending HD ships an update every 16 months, and Expense Tracker Genius every 2 weeks. Most recently, iSpending HD was updated on October 4, 2026 and Expense Tracker Genius on October 7, 2026.

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