Comparison

iSpending HD vs MyCoast

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending HD

This personal finance app helps you track income and expenses with customizable categories. View instant summaries, detailed graph reports, and search transactions easily. Secure your data with a passcode lock and export your records.

Highlights
  • Track income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode lock
  • Export transactions via email
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! iSpending HD helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use Send your comments/suggestions to hanamobiles@gmail.com or visit our website.

About

MyCoast

Manage your finances on the go with this mobile banking application. Access account balances, transfer funds, pay bills, and track your savings goals. Enjoy secure and convenient access to your financial information anytime, anywhere.

Highlights
  • Account Balances
  • Transfers
  • Bill Pay
  • e-statements
  • Savings Goals
  • Personal Finance Management
Features
Read full description

Coastline Federal Credit Union offers Mobile banking for your iPhone, iPad and iPod. Convenient features include: • Account Balances • Transfers • Pay your bills with MyPay • Access to e-statements • Savings Goals • Personal Finance Management • and so much more! Coastline’s Mobile Banking is FREE and secure so that you can access all of your account information anywhere you go!

Screenshots

MyCoast4 screens

Verdict

The call

The clearest difference is rating: MyCoast at 4.8 against iSpending HD's 3.6. MyCoast also leads on in-app purchases (none vs 1) and update cadence (monthly vs every 16 months). iSpending HD's advantage is iOS requirement (8.0 vs 16.0). On price, review sentiment, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending HD sells 1 one-off in-app purchase. MyCoast asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

MyCoast holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: MyCoast has 1.1K ratings behind it against 14, so its average is the more settled of the two. Written reviews complicate that: 58% of iSpending HD's written reviews are positive against 50% of MyCoast's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

iSpending HD ships an update every 16 months, MyCoast monthly. The most recent releases landed on October 17, 2026 and October 15, 2026 respectively.

Scorecard5 real differences · 5 level
iSpending HD versus MyCoast: the parameters behind the verdict, then further details
ParameteriSpending HDMyCoast
PriceFreeFree
Rating3.6 (14 ratings)4.8 (1.1K ratings) — better
Positive reviews57.7% of reviews — better50.0% of reviews
Number of ratings141.1K — better
Update frequencyEvery 16 monthsMonthly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPadiPhone, iPad — better
Requires iOS8.0 — better16.0
Further details — not scored
Size14 MB180 MB
Age rating4+4+
DeveloperHana MobileCoastline FCU

Customer experience

iSpending HD

All ratings14 ratings
Positive64.3%
Neutral7.1%
Negative28.6%
Written reviews26 reviews
Positive57.7%
Neutral19.2%
Negative23.1%

MyCoast

All ratings1,143 ratings
Positive96.9%
Neutral1.7%
Negative1.3%
Written reviews12 reviews
Positive50.0%
Neutral8.3%
Negative41.7%

Bugs and requests

iSpending HD

Not enough reviews yet to summarise bugs or requests.

MyCoast

Reported bugs

3 issues
  • Mobile deposit feature not functioning
  • App crashing and logging users out
  • Maintenance and login errors

Requested features

2 requests
  • Text alerts for account activity
  • Faster ACH electronic transfers

In-app purchases

1 purchases

iSpending HD

One-time1
  • iSpendingHD Pro$19.99
None

MyCoast

No in-app purchases

Questions

Is iSpending HD free?
iSpending HD is free to download, with in-app purchases available.
Is MyCoast free?
MyCoast is free to download, with no in-app purchases.
Which has better reviews, iSpending HD or MyCoast?
MyCoast is rated higher. iSpending HD averages 3.6 out of 5 from 14 ratings, while MyCoast averages 4.8 from 1.1K ratings.
Do iSpending HD or MyCoast have ads?
Neither iSpending HD nor MyCoast shows ads.
Which is updated more often, iSpending HD or MyCoast?
iSpending HD ships an update every 16 months, and MyCoast monthly. Most recently, iSpending HD was updated on October 17, 2026 and MyCoast on October 15, 2026.

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