Comparison

MCNB Banking vs Coastal Loans

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MCNB Banking

Manage your finances on the go with this mobile banking application. Check account balances, transfer funds between accounts, and pay bills directly from your smartphone or tablet. Access your financial information securely from anywhere.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills
  • Edit scheduled bills
  • Review past bills
Features
Read full description

Start banking wherever you are with MCNB Mobile Banking for Apple! Available to all Mid Central National Bank online banking customers. MCNB Mobile Banking allows you to check balances, make transfers, and pay bills Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your phone. All features may not be available in the tablet application.

About

Coastal Loans

This app simplifies the home loan process for homebuyers, homeowners, and real estate agents. It offers tools to compare loan scenarios, calculate refinancing savings, and determine affordability. Users can also upload documents and access loan originator contact information.

Highlights
  • Compare lending scenarios
  • Calculate refinancing savings
  • Determine homeownership affordability
  • Scan and upload documents
  • Access loan originator contacts
  • Stay updated on industry news
Features
Read full description

The Coastal Loans App is built for speed and driven by service. Our goal is to make your home loan as smooth and easy as possible. We have developed the Coastal Loans Mortgage App as a tool to simplify the homebuying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, the Coastal Loans App has a feature to benefit you. Key Features: • Compare different lending scenarios using various loan programs to help determine which product is right for you. • Calculate the possible savings (or cost) of refinancing your mortgage. • Determine if homeownership is an affordable option for you based on your current income and monthly expenses. • Scan in required documents on your phone and upload them quickly to expedite the loan approval process. • Easily access contact information for your Coastal Loans Licensed Loan Originator and real estate agent, and share this information with your family and friends. • Stay up-to-date on industry news and happenings that may impact your loan, like a change in mortgage interest rates. The calculations provided by the Coastal Loans App are useful in giving you an idea of what homeownership might mean for you. However, please be sure to contact your Licensed Loan Originator for a customized solution tailored to your specific financial situation, needs, and goals. Your Loan Originator can also assist you with any questions you have about your loan and the loan approval process.

Screenshots

MCNB Banking4 screens
Coastal Loans4 screens

Verdict

The call

The clearest difference is rating: Coastal Loans at 3.7 against MCNB Banking's 2.8. MCNB Banking's advantage is update cadence (monthly vs every 3 months) and ratings volume (37 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Coastal Loans holds the better App Store score, 3.7 against 2.8. That said, the two scores are not equally well evidenced: MCNB Banking has 37 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

MCNB Banking ships an update monthly, Coastal Loans every 3 months. The most recent releases landed on September 23, 2026 and September 17, 2026 respectively.

Scorecard4 real differences · 6 level
MCNB Banking versus Coastal Loans: the parameters behind the verdict, then further details
ParameterMCNB BankingCoastal Loans
PriceFreeFree
Rating2.8 (37 ratings)3.7 (3 ratings) — better
Positive reviews25.0% of reviews
Number of ratings37 — better3
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.0
Further details — not scored
Size147 MB102 MB
Age rating4+4+
DeveloperMid-Central National BankCoastal Loans, LLC

Customer experience

MCNB Banking

All ratings37 ratings
Positive40.5%
Neutral5.4%
Negative54.1%
Written reviews8 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Coastal Loans

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

MCNB Banking

No in-app purchases

None

Coastal Loans

No in-app purchases

Questions

Is MCNB Banking free?
MCNB Banking is free to download, with no in-app purchases.
Is Coastal Loans free?
Coastal Loans is free to download, with no in-app purchases.
Which has better reviews, MCNB Banking or Coastal Loans?
Coastal Loans is rated higher. MCNB Banking averages 2.8 out of 5 from 37 ratings, while Coastal Loans averages 3.7 from 3 ratings.
Do MCNB Banking or Coastal Loans have ads?
Neither MCNB Banking nor Coastal Loans shows ads.
Which is updated more often, MCNB Banking or Coastal Loans?
MCNB Banking ships an update monthly, and Coastal Loans every 3 months. Most recently, MCNB Banking was updated on September 23, 2026 and Coastal Loans on September 17, 2026.

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