MCNB Banking vs Coastal Loans
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MCNB Banking
Manage your finances on the go with this mobile banking application. Check account balances, transfer funds between accounts, and pay bills directly from your smartphone or tablet. Access your financial information securely from anywhere.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills
- Edit scheduled bills
- Review past bills
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Start banking wherever you are with MCNB Mobile Banking for Apple! Available to all Mid Central National Bank online banking customers. MCNB Mobile Banking allows you to check balances, make transfers, and pay bills Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your phone. All features may not be available in the tablet application.
Coastal Loans
This app simplifies the home loan process for homebuyers, homeowners, and real estate agents. It offers tools to compare loan scenarios, calculate refinancing savings, and determine affordability. Users can also upload documents and access loan originator contact information.
- Compare lending scenarios
- Calculate refinancing savings
- Determine homeownership affordability
- Scan and upload documents
- Access loan originator contacts
- Stay updated on industry news
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The Coastal Loans App is built for speed and driven by service. Our goal is to make your home loan as smooth and easy as possible. We have developed the Coastal Loans Mortgage App as a tool to simplify the homebuying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, the Coastal Loans App has a feature to benefit you. Key Features: • Compare different lending scenarios using various loan programs to help determine which product is right for you. • Calculate the possible savings (or cost) of refinancing your mortgage. • Determine if homeownership is an affordable option for you based on your current income and monthly expenses. • Scan in required documents on your phone and upload them quickly to expedite the loan approval process. • Easily access contact information for your Coastal Loans Licensed Loan Originator and real estate agent, and share this information with your family and friends. • Stay up-to-date on industry news and happenings that may impact your loan, like a change in mortgage interest rates. The calculations provided by the Coastal Loans App are useful in giving you an idea of what homeownership might mean for you. However, please be sure to contact your Licensed Loan Originator for a customized solution tailored to your specific financial situation, needs, and goals. Your Loan Originator can also assist you with any questions you have about your loan and the loan approval process.
Screenshots
Verdict
The clearest difference is rating: Coastal Loans at 3.7 against MCNB Banking's 2.8. MCNB Banking's advantage is update cadence (monthly vs every 3 months) and ratings volume (37 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Coastal Loans holds the better App Store score, 3.7 against 2.8. That said, the two scores are not equally well evidenced: MCNB Banking has 37 ratings behind it against 3, so its average is the more settled of the two.
MCNB Banking ships an update monthly, Coastal Loans every 3 months. The most recent releases landed on September 23, 2026 and September 17, 2026 respectively.
| Parameter | MCNB Banking | Coastal Loans |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (37 ratings) | 3.7 (3 ratings) — better |
| Positive reviews | 25.0% of reviews | — |
| Number of ratings | 37 — better | 3 |
| Update frequency | Monthly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 147 MB | 102 MB |
| Age rating | 4+ | 4+ |
| Developer | Mid-Central National Bank | Coastal Loans, LLC |
Customer experience
MCNB Banking
Coastal Loans
In-app purchases
MCNB Banking
No in-app purchases
Coastal Loans
No in-app purchases
Questions
Is MCNB Banking free?
Is Coastal Loans free?
Which has better reviews, MCNB Banking or Coastal Loans?
Do MCNB Banking or Coastal Loans have ads?
Which is updated more often, MCNB Banking or Coastal Loans?
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