Comparison

HCF My Membership App vs Time2Train

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HCF My Membership App

Manage your health insurance effortlessly with this app. Submit claims quickly, track payments, and review your cover. Access your digital membership card and connect with support easily.

Highlights
  • Claim on the go
  • Manage payments
  • Review health cover
  • Digital membership card
  • Message support
  • Access health programs
Read full description

HCF’s My Membership app is your trusted health partner in your pocket. It’s designed to take the hassle out of health cover and put you back in charge with a simpler, easier experience. Download it now for: • Claiming on the go – Make a claim in minutes with our quick and easy claims experience. • Payments made easy – Stay in control with payments in advance and handy reminders. • Getting your cover sorted – Manage your health and life cover on the go, anytime, anywhere. • Using your digital card – Scan your secure digital membership card or QR code to claim on the spot at selected providers. • No-fuss cover reviews – Check your cover’s still a match for your health and life needs. • Messaging us anytime – Message us with your questions and we’ll get back to you quick smart during business hours. • Health cover companion – Easy access to health programs, offers, discounts and more. The app will work best if you download an up-to-date version of software on your phone. The app is for Australian HCF private health insurance policies only. Download it now and enjoy an app that’s genuinely made for members.

About

Time2Train

Features
Read full description

Every exercise called, every rest timed, every round counted, like having a coach in the room with you. No plans to write, no guesswork, wherever you train. 266 GUIDED SESSIONS • Strength, Cardio, HIIT, Core, Bootcamp and Boxfit: 31 complete 59-minute sessions per category • The Express 39 series: 16 shorter sessions per category built for minimal home equipment (bodyweight, bands, a skipping rope) • Every session flows warm-up, structured rounds with coaching cues, cool-down A REAL VOICE IN YOUR EAR • Recorded voice guidance: "Warm up… Go!… Halfway there… Great job" • Exercise names and coaching cues spoken at the right moment • Bells, whistles and countdowns you can customise, with volume balance • Keeps working with the screen locked or your own music playing 9 FREE WORKOUT TIMERS Interval, HIIT, AMRAP, EMOM, Tabata, Circuit, Round, Pyramid, Death By. All free, fully adjustable, fully offline. BUILD YOUR OWN Custom workouts from 870+ exercises, or add your own by name. Any length from 1 to 90 minutes. Private to you. TRACK WHAT MATTERS Weekly streaks that respect rest days. A 12-week training map. Where your time went, by category. A polished PDF training report to share. MADE FOR REAL TRAINING • The timer survives calls, backgrounding, even force-quit • Lock screen shows current phase and remaining time • Auto-pause on phone calls; your music ducks for cues • Male or female studio voice, selectable sounds TIME2TRAIN PRO ($2.99/month or $29.99/year) • All 266 sessions, unlimited custom workouts, full history and stats with PDF reports, zero ads. • Free forever: 2 complete guided sessions, all 9 timers, and 2 custom workout saves. Subscriptions are billed to your Apple ID and renew automatically unless cancelled at least 24 hours before the period ends. Manage or cancel anytime in your App Store account settings. Privacy: https://time2train.app/privacy Terms: https://time2train.app/terms

Screenshots

HCF My Membership App4 screens
Time2Train4 screens

Verdict

The call

The clearest difference is in-app purchases: HCF My Membership App at none against Time2Train's 2. HCF My Membership App also leads on ads (none vs shown) and device support (3 vs 1). On price, update cadence and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Time2Train sells 2 in-app purchases, starting at $2.99 per month. HCF My Membership App asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 weeks. The most recent releases landed on November 10, 2026 and November 6, 2026 respectively.

Scorecard3 real differences · 7 level
HCF My Membership App versus Time2Train: the parameters behind the verdict, then further details
ParameterHCF My Membership AppTime2Train
PriceFreeFree
Rating4.7 (82 ratings) — better—
Positive reviews32.3% of reviews—
Number of ratings82 — better—
Update frequencyEvery 4 weeksEvery 4 weeks
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.0
Further details — not scored
Size83 MB43 MB
Age rating4+4+
DeveloperHCFSuresh Tulsi

Bugs and requests

HCF My Membership App

Reported bugs

4 issues
  • App frequently logs users out
  • Verification codes not received in a timely manner
  • Blank screens and loading issues when submitting claims
  • Inability to access account information for secondary users

Requested features

5 requests
  • Add digital membership card to digital wallets
  • Allow separate logins for all account holders
  • Improve app stability and reduce crashes
  • Provide more detailed policy and coverage information
  • Enhance claims history and tracking functionality

Time2Train

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HCF My Membership App

No in-app purchases

2 purchases

Time2Train

Subscriptions2
  • T2T Pro$2.991 Month
  • T2T Pro$29.991 Year

Questions

Is HCF My Membership App free?
HCF My Membership App is free to download, with no in-app purchases.
Is Time2Train free?
Time2Train is free to download, with in-app purchases available.
Do HCF My Membership App or Time2Train have ads?
Time2Train shows ads; HCF My Membership App does not.
Which is updated more often, HCF My Membership App or Time2Train?
HCF My Membership App ships an update every 4 weeks, and Time2Train every 4 weeks. Most recently, HCF My Membership App was updated on November 10, 2026 and Time2Train on November 6, 2026.

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