Quick Checkbook vs Finolio

Quick Checkbook is a smart personal finance management app, you can track multiple accounts info easily and conveniently. With Quick Checkbook, you will manage your accounts at a glance. You can see clearly balance of all your accounts and each account, add recurring or no cycle transactions, mark transaction as cleared or not, transfer between accounts, and reconcile transactions etc. In reports page, you will see visually where your money comes and goes. Key Features: ⁃ Create multiple accounts, such as checking, saving, credit and cash etc. ⁃ Add/Edit income/expense/transferring transactions. ⁃ Add/Edit recurring transactions with different cycle. ⁃ Mark transaction as cleared or not. ⁃ Add payee info for a transaction. ⁃ Reconcile transactions. ⁃ Check balance of all accounts and each account. ⁃ Check total cleared of all accounts and each account. ⁃ Pie reports for categories of income and expense. ⁃ Histogram reports to compare income and expense. ⁃ Supports the split transactions. ⁃ Supports more comprehensive cycle types. ⁃ View the daily expenses in calendar. ⁃ Supports reconcile account after each transaction. ⁃ Supports different currencies & Running Balance for each account. ⁃ Supports managing Payers and Payers. ⁃ Supports more function chart statistics. ⁃ Adds the function of closing useless accounts and archiving data. ⁃ Set your own currency. ⁃ Pass code protection. ⁃ Search transactions. ⁃ Send data by email in form of PDF, CSV or HTML. ⁃ Supports AirPrint. ⁃ WiFi Backup & Restore. ⁃ iCloud Backup & Restore. ⁃ Dropbox backup and restore. ⁃ Supports 3D Touch function. ⁃ Supports Apple Watch version. ⁃ Supports migrate data to paid version. ⁃ Supports both iPhone and iPad. If you have any questions or suggestion, please mail to userfeed@vip.tom.com.

The personal finance app built for one person — you. Finolio tracks every expense, budget, and receipt photo entirely on your devices and in your own private iCloud. No servers. No user accounts. No analytics. We can't read your data because we don't have any way to. The whole app is yours. WHAT'S INSIDE Quick capture • Scan paper receipts with Apple Intelligence — merchant, amount, date, and category fill in automatically • Voice journal: hold the mic, speak your expenses, the app splits and structures them • Universal Clipboard pickup from bank emails or messages • Apple Watch quick-add — two taps from your wrist • Lock Screen widgets, Siri Shortcuts, home-screen long-press shortcuts Intelligence that respects you • Conversational coach — ask "why did I spend so much on dining?" and it answers, all on-device • Auto-Draft Budget builds your monthly budget from your last 90 days • Anomaly alerts when a category spikes 1.5× above its eight-week baseline • Predictive cash-flow: see what's left by next paycheck • Spending velocity: today's burn rate vs. your 30-day average Smarter receipts • Warranty and return-window tracker auto-detects "30-day return" or "1-year warranty" • Duplicate-charge detection scans weekly • Item-level reorder reminders learn your typical buying intervals • Line-item extraction breaks a grocery run into individual items Apple-native everywhere • iPhone, iPad, Mac, and Apple Watch — one purchase, every device • Custom emoji and Genmoji category icons • Calendar binding: trip events auto-tag expenses; calendar bills become recurring • Reminders mirror: budget alerts also appear in your Reminders app • Focus filter: Work focus shows only work-tagged expenses • Mac menu bar widget with a Cmd+Shift+N global quick-add hotkey • Continuity Camera: scan a receipt with your iPhone, data lands on your Mac • iPad spreadsheet view for bulk-editing transactions in a real table • Lock Screen accessory widgets, StandBy support, multiple widget sizes Behavioral tools that don't lecture • Streak system to build the daily-logging habit • Friction mode: optional 30-second pause before saving impulse purchases above a threshold you set • Anti-anchoring entry hides the amount until you've categorized Privacy controls • Privacy curtain — one tap blurs every dollar amount and merchant name • App-switcher cover replaces the multitask thumbnail with the brand mark • Export your full database as plain JSON anytime • Delete every record across every device with a single confirmation • Optional auto-curtain on every launch WHO IT'S FOR People who want a finance app that's actually private. Self-employed users tagging expenses by trip or project. Couples sharing a budget without handing a third party their entire financial life. Anyone tired of "free" finance apps that monetize their data. WHAT YOU WON'T SEE • No ads. Ever. • No subscription gate on core features. • No third-party analytics SDKs. • No "data collected to improve our service." • No bank login, no aggregator, no external account. The optional cloud AI features (receipt smart-scan via your own Anthropic or xAI API key) are 100% opt-in. Without a key, the entire app runs on your device with Apple Intelligence. Privacy policy: finolioapp.github.io/privacy