Monny vs CWMoney
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Monny
Take control of your finances with this gamified personal finance app. It helps you build healthy habits, understand your spending, and track progress towards your goals with motivating challenges and clear reports. Offers both free and premium versions for comprehensive money management.
- Gamified expense tracking
- Personal finance habit building
- Clear analytical reports
- Multiple account book management
- Home screen widgets
- Data backup and export
- Privacy protection with passcode
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[ TAKE BACK CONTROL OF YOUR MONEY ] Take control of your finances and make your dreams come true with Monny! We help you build the skills needed to manage your personal finance and make progress feel motivating. === HOW MONNY HELPS YOU === We believe managing money shouldn't just be about looking at the past—it should be about feeling satisfied as you do the right things for your future. • See the big picture: Understand exactly where your money goes. • Plan intentionally: Move beyond tracking and build healthier habits. • See your progress: Stay motivated and watch your goals become reality! === CORE FEATURES === • Simple & Fast: Make expense tracking easy and frictionless. • Gamified Challenges: Build your "money brain" and get rewarded! • Clear Vision: Friendly analytical reports, pie charts, and top rankings. • Multiple Account Books: Manage cash, credit cards, or travel budgets. • Home Screen Widgets: Quick input and monthly overview right on your screen. • Backup & Export: Google Drive, Dropbox, Email, and Excel (xls) export. • Daily Alerts: Friendly notification reminders so you never miss a beat. • Privacy Protection: Passcode lock to keep your financial data secure. [ MONNY PREMIUM ] A one-time purchase for lifetime access! Upgrade to Premium for unlimited access to advanced analytical power: • Top 10 Expenses Ranking Chart • Monthly Category Expenses Ranking Chart • Annual Trend Charts • Passcode lock [ MONNY FREE ] Enjoy tracking your finances without paying anything! • Unlimited entries for income and expenses • Challenge theme park to keep your budget under control • Unlimited account books • Basic Reports (sorted by Date, Category, and Amount) [ CONTACT US ] Email: monnyapp@gmail.com Facebook: Search "Monny"
CWMoney
Manage your personal finances with this comprehensive app. Track daily expenses and income, visualize your spending with charts, and set budgets. Supports multiple accounts, currencies, and offers advanced features like GPS tracking and cloud backup.
- Daily expense and income tracking
- Income and expense pie/bar charts
- Multiple accounts and currencies
- Budget setting
- Hierarchical categories
- Cloud backup to Dropbox
- GPS, camera, and voice recording support
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All new interface of CWMoney5.0!!! ※※※ As Featured in the App Store “Finance catalog #1” Export,Account,Catalog,Income PieChart/BarChart set Priority,Daily BarChart.. ※※ Over 5,000,000 Users,CWMoney is the best Finance Management Software of Mobile, it's easy to record daily expense,income money, if you feel this APP help you,please give it good rating on APP Store,It will keep us update it, thank you. CWMoney is a personal finance manager. The Features: - UI Theme Select - Account/Catalog Sort - Easy to QuickTrack. - Multiple accounts - Multiple currency - Support GPS,Camera,Album,Voice Recording,Calc. - Transfers and Account Exange Rate - Hierarchical categories with custom attributes - setMonth budgets - Catalog ,Subcatalog Append/Edit - Filtering and PieChart reporting - Backup Send to Dropbox ... WARNING Please DO BACKUP before any upgrade! Term and License Agreement：https://www.money.com.tw/copyright
Screenshots
Verdict
The clearest difference is ads: Monny at none against CWMoney's shown. On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Monny sells 1 one-off in-app purchase and CWMoney sells 4 in-app purchases, starting at $2.49 per month. Whichever you choose, the download price is not the number that matters.
Monny holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 371 and 362 respectively. Written reviews point the same way: 87% of Monny's written reviews are positive against 82% of CWMoney's.
Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on November 10, 2026 and November 11, 2026 respectively.
| Parameter | Monny | CWMoney |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (371 ratings) — better | 4.7 (362 ratings) |
| Positive reviews | 87.0% of reviews — better | 81.8% of reviews |
| Number of ratings | 371 — better | 362 |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 81 MB | 170 MB |
| Age rating | 4+ | 4+ |
| Developer | Greamer | KINGWAY MEDIA CO., LTD. |
Customer experience
Monny
CWMoney
User reviews
Monny
From 371 App Store ratingsWhat we love
- 👍 Simple and intuitive user interface
- 🎨 Cute and attractive design
- 💰 One-time premium purchase (no subscription)
- 📊 Comprehensive expense tracking and reporting
- 🌍 Multiple currency support
Room to improve
- 🐛 Widget functionality broken on iOS 18
- 🔌 E-invoice integration issues and delays
- 📉 Recent UI redesign less user-friendly
- ❌ Limited free version features
- 🔄 No real-time sync across devices
CWMoney
From 362 App Store ratingsWhat we love
- 👍 Interface clean and intuitive
- 👍 Easy to use and practical
- 👍 Versatile and functional
- 👍 Good for tracking expenses
- 👍 Customization options available
Room to improve
- 🐛 Slow startup after updates
- 🐛 Frequent logouts requiring re-login
- 🐛 App crashes when accessing monthly reports
- 🐛 Date search function removed, inconvenient
- 🐛 Fixed FX rates, not realistic
Bugs and requests
Monny
Reported bugs
15 issues- Widget stopped working after iOS 18 update
- E-invoice integration not syncing properly
- E-invoice details showing as blank
- App crashes on iOS 16 and later
- Black screen appears after searching entries
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- Duplicate entries when editing recurring transactions
- Category disappears from frequent list
- Photo upload pending indefinitely
- Settings font size not adjustable
- Description categories not displaying in expense entry
- App freezes when selecting photos
- Data missing after app update
- Inconsistency between home page and report totals
- Unable to add photos in some cases
- Calculator input mode toggle not working properly
Requested features
19 requests- Dark mode implementation
- Category-level budget control
- Transfer money between accounts
- Payment method tracking (cash/credit card/debit)
- Apple Watch compatibility
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- Apple Automation integration for auto-tracking
- Shared account functionality for couples
- Vertical scrolling for description history
- Sub-categories for detailed expense breakdown
- Batch data deletion by month
- Real-time multi-device synchronization
- Daily expense/income report view
- Account balance display on home screen
- Recurring expense customization per account
- Keyword search in description history
- iPad-optimized interface
- Multiple theme/color options
- Investment tracking segment
- Savings goal tracking
CWMoney
Reported bugs
15 issues- Frequent logouts
- App crashes when accessing monthly reports
- Date search function removed
- FX rate is fixed for all periods
- Remarks disappear and do not save
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- App requires password/fingerprint too often
- No password recovery option
- Data inconsistency between Android and iOS after restore
- App shuts down unexpectedly
- Invoice scan content is incomplete
- App crashes on mobile network
- Monthly start date not displaying after update
- Entered information not displayed on calendar after update
- Data loss after language switch
- Paid membership not transferable between platforms
Requested features
13 requests- Allow changing default currency
- Add option to change display currency for total income/expenses
- Enable budget linking to monthly income
- Add option to change language
- Add simplified Chinese language option
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- Improve date search functionality
- Allow removal of sub-items
- Change weekly statistics start day to Monday
- Add Australian Dollar to exchange rates
- Fix data inconsistency between Android and iOS
- Allow password recovery
- Improve invoice scanning accuracy
- Make Excel export feature free
In-app purchases
Monny
- Monny Premium$2.99
CWMoney
- VIP每個月90元7 Days trial$2.491 Month
- VIP 家庭方案每個月150元 (可邀請兩位朋友成為VIP)7 Days trial$4.991 Month
- VIP每半年525元7 Days trial$14.996 Months
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- VIP每年690元7 Days trial$19.991 Year
