Comparison

Monny vs MOZE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monny

This app helps you take control of your finances through a gamified experience. It makes tracking expenses simple, builds healthier financial habits, and visualizes your progress towards your goals with motivating challenges and clear reports.

Highlights
  • Frictionless expense tracking
  • Gamified money challenges
  • Clear analytical reports
  • Multiple account books
  • Home screen widgets
  • Data backup and export
  • Daily notification reminders
Features
Read full description

[ TAKE BACK CONTROL OF YOUR MONEY ] Take control of your finances and make your dreams come true with Monny! We help you build the skills needed to manage your personal finance and make progress feel motivating. === HOW MONNY HELPS YOU === We believe managing money shouldn't just be about looking at the past—it should be about feeling satisfied as you do the right things for your future. • See the big picture: Understand exactly where your money goes. • Plan intentionally: Move beyond tracking and build healthier habits. • See your progress: Stay motivated and watch your goals become reality! === CORE FEATURES === • Simple & Fast: Make expense tracking easy and frictionless. • Gamified Challenges: Build your "money brain" and get rewarded! • Clear Vision: Friendly analytical reports, pie charts, and top rankings. • Multiple Account Books: Manage cash, credit cards, or travel budgets. • Home Screen Widgets: Quick input and monthly overview right on your screen. • Backup & Export: Google Drive, Dropbox, Email, and Excel (xls) export. • Daily Alerts: Friendly notification reminders so you never miss a beat. • Privacy Protection: Passcode lock to keep your financial data secure. [ MONNY PREMIUM ] A one-time purchase for lifetime access! Upgrade to Premium for unlimited access to advanced analytical power: • Top 10 Expenses Ranking Chart • Monthly Category Expenses Ranking Chart • Annual Trend Charts • Passcode lock [ MONNY FREE ] Enjoy tracking your finances without paying anything! • Unlimited entries for income and expenses • Challenge theme park to keep your budget under control • Unlimited account books • Basic Reports (sorted by Date, Category, and Amount) [ CONTACT US ] Email: monnyapp@gmail.com Facebook: Search "Monny"

About

MOZE

Effortlessly track your income and expenses with this powerful financial management app. It offers multi-account support, budget planning, detailed reports, and even cryptocurrency tracking. Regain control of your finances with a beautiful and intuitive interface.

Highlights
  • Multi-account and cross-currency bookkeeping
  • Budget planning and project grouping
  • Detailed statistical and comparison reports
  • Credit card management and rewards tracking
  • Cryptocurrency tracking
  • Taiwan E-invoice integration
  • Customizable categories and themes
Features
Read full description

MOZE 4.0 – 10 Years of Excellence, Trusted by Millions Beautiful Interface × Powerful Features × Ultimate Experience Turn bookkeeping into pure enjoyment! Tired of your money disappearing without a trace? Want to take control of your finances but don’t know where to start? MOZE helps you effortlessly build bookkeeping habits and regain control over your money! --- 【 What’s New in 4.0 】 iPad Version – Designed for large screens with cross-device synchronization Shortcut Quick Entry – Log a transaction in seconds without opening the app Enhanced Statistics Reports – Multi-dimensional analysis by account, project, target, and more Comparison Reports – Cross-period comparisons to track financial trends Multiple Invoices Linking – Attach several invoices to a single transaction entry Entry Modes Switch – Context-based quick selection of account and category presets Full-Screen Calendar View – Monitor daily income and expenses at a glance Sign in with Apple & Sync – Automatically back up data to MOZE Cloud Crypto Tracking – Follow the top 100 cryptocurrencies by market cap 30+ Updates and Optimizations – Better UX, smoother performance, more power --- 【 Core Features Overview 】 Powerful Financial Management • Multi-account support, cross-currency bookkeeping • Project grouping, budget planning • Payables & receivables tracking, interest calculations Daily Use Scenarios • Comprehensive support for recurring expenses, installments, refunds, fees, discounts, and more Credit Card Center • Advanced features including shared credits, statement mode, billing installments, rewards tracking, auto deposit, balance adjustments Rich Report Analysis • Various types of statistical reports • Comparison tables across different time periods Taiwan E-Invoice Integration • Mobile barcode carrier, QR code scanning, automatic lottery checking, invoice linking Privacy & Security • ISO-27001 certified • Cloud encryption and password protection to safeguard your data Personalization • Over 100 built-in common categories, fully customizable to personal preferences • Multiple theme options, downloadable account and color icons to create your unique style Other Features • Search, batch processing, CSV import/export, cloud backup / restore Widget • Instantly check accounts, budgets, notifications, rewards, and more Apple Watch • Quick entry, recent records, credit card payment reminders, transaction reminders, mobile barcode --- Why Choose MOZE? • 10 years of continuous development, full-featured and refined • Trusted by millions of users • Taiwan-localized design that truly understands your needs --- Contact & Support • Facebook Page: https://moze.to/moze_fb • Facebook Group: https://moze.to/moze_group • Email: hello@moze.app • Website: https://moze.app • Pricing: https://moze.app/pricing • FAQ: https://faq.moze.app/ • Features: https://doc.moze.app/ Legal • Privacy Policy: https://moze.to/website_privacy • Terms of Use: https://moze.to/website_terms --- Ready to make money management effortless? Download MOZE 4.0 and start your 14-day free trial today!

Screenshots

Monny4 screens
MOZE4 screens

Verdict

The call

The clearest difference is rating: Monny at 4.9 against MOZE's 4.5. Monny also leads on ratings volume (370 vs 67) and iOS requirement (12.0 vs 17.0). MOZE's advantage is update cadence (weekly vs every 6 weeks). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monny sells 1 one-off in-app purchase and MOZE sells 12 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Monny holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: Monny has 370 ratings behind it against 67, so its average is the more settled of the two. Written reviews split almost evenly too, at 87% and 87% positive.

UpkeepUpdate frequency

Monny ships an update every 6 weeks, MOZE weekly. The most recent releases landed on September 26, 2026 and September 23, 2026 respectively.

Scorecard4 real differences · 6 level
Monny versus MOZE: the parameters behind the verdict, then further details
ParameterMonnyMOZE
PriceFreeFree
Rating4.9 (370 ratings) — better4.5 (67 ratings)
Positive reviews87.0% of reviews — better86.6% of reviews
Number of ratings370 — better67
Update frequencyEvery 6 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, Apple Watch — better
Requires iOS12.0 — better17.0
Further details — not scored
Size93 MB206 MB
Age rating4+17+
DeveloperGreamerMOZE Co., Ltd.

Customer experience

Monny

All ratings370 ratings
Positive98.1%
Neutral1.4%
Negative0.5%
Written reviews476 reviews
Positive87.0%
Neutral7.6%
Negative5.5%

MOZE

All ratings67 ratings
Positive88.1%
Neutral1.5%
Negative10.4%
Written reviews202 reviews
Positive86.6%
Neutral4.5%
Negative8.9%

Bugs and requests

Monny

Reported bugs

15 issues
  • Widget stopped working after iOS 18 update
  • E-invoice integration not syncing properly
  • E-invoice details showing as blank
  • App crashes on iOS 16 and later
  • Black screen appears after searching entries
Show 10 more
  • Duplicate entries when editing recurring transactions
  • Category disappears from frequent list
  • Photo upload pending indefinitely
  • Settings font size not adjustable
  • Description categories not displaying in expense entry
  • App freezes when selecting photos
  • Data missing after app update
  • Inconsistency between home page and report totals
  • Unable to add photos in some cases
  • Calculator input mode toggle not working properly

Requested features

19 requests
  • Dark mode implementation
  • Category-level budget control
  • Transfer money between accounts
  • Payment method tracking (cash/credit card/debit)
  • Apple Watch compatibility
Show 14 more
  • Apple Automation integration for auto-tracking
  • Shared account functionality for couples
  • Vertical scrolling for description history
  • Sub-categories for detailed expense breakdown
  • Batch data deletion by month
  • Real-time multi-device synchronization
  • Daily expense/income report view
  • Account balance display on home screen
  • Recurring expense customization per account
  • Keyword search in description history
  • iPad-optimized interface
  • Multiple theme/color options
  • Investment tracking segment
  • Savings goal tracking

MOZE

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Monny

One-time1
  • Monny Premium$2.99
12 purchases

MOZE

Subscriptions2
  • MOZE MONTHLY PREMIUM PLAN14 Days trial$1.991 Month
  • MOZE YEARLY PREMIUM PLAN14 Days trial$19.991 Year
One-time10
  • TW Account Icon Set 1Free
  • TW Account Icon Set 2Free
  • CN Account Icon Set 1Free
Show 7 more
  • CN Account Icon Set 2Free
  • CN Account Icon Set 4Free
  • CN Account Icon Set 3Free
  • TW Account Icon Set 4Free
  • TW Account Icon Set 3Free
  • HK Account Icon Set 1Free
  • TW Account Icon Set 5Free

Questions

Is Monny free?
Monny is free to download, with in-app purchases available.
Is MOZE free?
MOZE is free to download, with in-app purchases available.
Which has better reviews, Monny or MOZE?
Monny is rated higher. Monny averages 4.9 out of 5 from 370 ratings, while MOZE averages 4.5 from 67 ratings.
Do Monny or MOZE have ads?
Neither Monny nor MOZE shows ads.
Which is updated more often, Monny or MOZE?
Monny ships an update every 6 weeks, and MOZE weekly. Most recently, Monny was updated on September 26, 2026 and MOZE on September 23, 2026.

Other comparisons