Monny vs Percento
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Monny
This app helps you take control of your finances through a gamified experience. It makes tracking expenses simple, builds healthier financial habits, and visualizes your progress towards your goals with motivating challenges and clear reports.
- Frictionless expense tracking
- Gamified money challenges
- Clear analytical reports
- Multiple account books
- Home screen widgets
- Data backup and export
- Daily notification reminders
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[ TAKE BACK CONTROL OF YOUR MONEY ] Take control of your finances and make your dreams come true with Monny! We help you build the skills needed to manage your personal finance and make progress feel motivating. === HOW MONNY HELPS YOU === We believe managing money shouldn't just be about looking at the past—it should be about feeling satisfied as you do the right things for your future. • See the big picture: Understand exactly where your money goes. • Plan intentionally: Move beyond tracking and build healthier habits. • See your progress: Stay motivated and watch your goals become reality! === CORE FEATURES === • Simple & Fast: Make expense tracking easy and frictionless. • Gamified Challenges: Build your "money brain" and get rewarded! • Clear Vision: Friendly analytical reports, pie charts, and top rankings. • Multiple Account Books: Manage cash, credit cards, or travel budgets. • Home Screen Widgets: Quick input and monthly overview right on your screen. • Backup & Export: Google Drive, Dropbox, Email, and Excel (xls) export. • Daily Alerts: Friendly notification reminders so you never miss a beat. • Privacy Protection: Passcode lock to keep your financial data secure. [ MONNY PREMIUM ] A one-time purchase for lifetime access! Upgrade to Premium for unlimited access to advanced analytical power: • Top 10 Expenses Ranking Chart • Monthly Category Expenses Ranking Chart • Annual Trend Charts • Passcode lock [ MONNY FREE ] Enjoy tracking your finances without paying anything! • Unlimited entries for income and expenses • Challenge theme park to keep your budget under control • Unlimited account books • Basic Reports (sorted by Date, Category, and Amount) [ CONTACT US ] Email: monnyapp@gmail.com Facebook: Search "Monny"
Percento
Track your assets and investments with a focus on wealth growth. Features automatic stock and crypto price updates, multi-currency support, and visually appealing charts for informed investment decisions. Manage your financial mix with account groups and double-entry transfers.
- Asset and investment tracking
- Automatic stock/crypto price updates
- Multi-currency support
- Financial charts and analysis
- Account group management
- Double-entry transfers
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Percento focuses on what matters - your assets and investments, not every coffee purchase. Featured as one of Apple's "Top 10 Finance Apps We Love" WHY USERS LOVE PERCENTO "I don't keep accounts, now I developed the habit of keeping accounts" - User "I love opening the app and seeing my net worth grow" - User Review "Assets and liabilities at a glance" - User Review "Professional and convenient" - iFanr, AppSo "Very beautiful! I love the UI in a heartbeat!" - User FEATURES ◎ A refreshing workflow to keep track of your wealth ◎ Automatic updates global stocks and cryptocurrencies prices ◎ Multi-currency support with automatic currency rates sync ◎ Beautiful and focused charts to help you make investment decisions ◎ Manage asset mix with Account Group ◎ Double entry transfer between accounts ◎ Curated animations and themes ◎ Sync your data across iPhone, iPad and Mac with Apple Silicon Questions? We'd love to hear from you: hi@percento.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://www.percento.app/wiki/privacy
Screenshots
Verdict
The clearest difference is update cadence: Percento at every 4 days against Monny's every 6 weeks. Monny's advantage is iOS requirement (13.0 vs 26.0). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Monny sells 1 one-off in-app purchase and Percento sells 7 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Monny holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 371 and 128 respectively. Written reviews complicate that: 87% of Monny's written reviews are positive against 88% of Percento's, so the app with the better star average is not the one people write more warmly about.
Monny ships an update every 6 weeks, Percento every 4 days. The most recent releases landed on October 26, 2026 and October 30, 2026 respectively.
| Parameter | Monny | Percento |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (371 ratings) — better | 4.7 (128 ratings) |
| Positive reviews | 87.0% of reviews | 88.2% of reviews — better |
| Number of ratings | 371 — better | 128 |
| Update frequency | Every 6 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 80 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | Greamer | Accanto Co., Ltd. |
Customer experience
Monny
Percento
Bugs and requests
Monny
Reported bugs
15 issues- Widget stopped working after iOS 18 update
- E-invoice integration not syncing properly
- E-invoice details showing as blank
- App crashes on iOS 16 and later
- Black screen appears after searching entries
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- Duplicate entries when editing recurring transactions
- Category disappears from frequent list
- Photo upload pending indefinitely
- Settings font size not adjustable
- Description categories not displaying in expense entry
- App freezes when selecting photos
- Data missing after app update
- Inconsistency between home page and report totals
- Unable to add photos in some cases
- Calculator input mode toggle not working properly
Requested features
19 requests- Dark mode implementation
- Category-level budget control
- Transfer money between accounts
- Payment method tracking (cash/credit card/debit)
- Apple Watch compatibility
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- Apple Automation integration for auto-tracking
- Shared account functionality for couples
- Vertical scrolling for description history
- Sub-categories for detailed expense breakdown
- Batch data deletion by month
- Real-time multi-device synchronization
- Daily expense/income report view
- Account balance display on home screen
- Recurring expense customization per account
- Keyword search in description history
- iPad-optimized interface
- Multiple theme/color options
- Investment tracking segment
- Savings goal tracking
Percento
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Monny
- Monny Premium$2.99
Percento
- Percento Premium$1.991 Month
- Percento Premium-4.07 Days trial$1.991 Month
- Percento Premium7 Days trial$12.991 Year
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- Percento Premium1 Year trial$12.991 Year
- Percento Premium$12.99
- Percento Premium2 variants$29.99
- Percento Premium$34.99









