Comparison

Monny vs NestSplit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monny

This app helps you take control of your finances through a gamified experience. It makes tracking expenses simple, builds healthier financial habits, and visualizes your progress towards your goals with motivating challenges and clear reports.

Highlights
  • Frictionless expense tracking
  • Gamified money challenges
  • Clear analytical reports
  • Multiple account books
  • Home screen widgets
  • Data backup and export
  • Daily notification reminders
Features
Read full description

[ TAKE BACK CONTROL OF YOUR MONEY ] Take control of your finances and make your dreams come true with Monny! We help you build the skills needed to manage your personal finance and make progress feel motivating. === HOW MONNY HELPS YOU === We believe managing money shouldn't just be about looking at the past—it should be about feeling satisfied as you do the right things for your future. • See the big picture: Understand exactly where your money goes. • Plan intentionally: Move beyond tracking and build healthier habits. • See your progress: Stay motivated and watch your goals become reality! === CORE FEATURES === • Simple & Fast: Make expense tracking easy and frictionless. • Gamified Challenges: Build your "money brain" and get rewarded! • Clear Vision: Friendly analytical reports, pie charts, and top rankings. • Multiple Account Books: Manage cash, credit cards, or travel budgets. • Home Screen Widgets: Quick input and monthly overview right on your screen. • Backup & Export: Google Drive, Dropbox, Email, and Excel (xls) export. • Daily Alerts: Friendly notification reminders so you never miss a beat. • Privacy Protection: Passcode lock to keep your financial data secure. [ MONNY PREMIUM ] A one-time purchase for lifetime access! Upgrade to Premium for unlimited access to advanced analytical power: • Top 10 Expenses Ranking Chart • Monthly Category Expenses Ranking Chart • Annual Trend Charts • Passcode lock [ MONNY FREE ] Enjoy tracking your finances without paying anything! • Unlimited entries for income and expenses • Challenge theme park to keep your budget under control • Unlimited account books • Basic Reports (sorted by Date, Category, and Amount) [ CONTACT US ] Email: monnyapp@gmail.com Facebook: Search "Monny"

About

NestSplit

Features
Read full description

Splitting bills and tracking expenses just got a whole lot easier. NestSplit is an expense tracker and bill splitter that helps you track spending, split bills with friends, and know who owes what. Whether you are paying for dinner, sharing a taxi ride, travelling with friends, or keeping track of everyday spending, NestSplit keeps your transactions and balances with friends all in one place. Scan a receipt, choose who had what, and let NestSplit handle the rest. It calculates each person’s share, including shared dishes, discounts, taxes, and service charge, so everyone pays their fair share without needing to pull out a calculator. When it is time to pay someone back, NestSplit helps you see who owes you, who you owe, and record payments when someone settles up. What you can do with NestSplit: • Track personal and shared expenses • Split bills equally, by custom amounts, or by item • Scan receipts and assign items to friends • View clear breakdowns for each bill • Set up recurring transactions such as shared subscriptions • See running balances with friends • Record settlements when payments are made • Look back on your transaction history anytime • Add friends even if they are not using the app yet • Track transactions in different currencies with automatic conversion to your home currency Splitting bills and tracking expenses should never have been this difficult. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Monny4 screens
NestSplit4 screens

Verdict

The call

The clearest difference is update cadence: NestSplit at every 2 weeks against Monny's every 6 weeks. Monny's advantage is iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monny sells 1 one-off in-app purchase and NestSplit sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Monny ships an update every 6 weeks, NestSplit every 2 weeks. The most recent releases landed on October 4, 2026 and September 30, 2026 respectively.

Scorecard2 real differences · 8 level
Monny versus NestSplit: the parameters behind the verdict, then further details
ParameterMonnyNestSplit
PriceFreeFree
Rating4.9 (370 ratings) — better—
Positive reviews87.0% of reviews—
Number of ratings370 — better—
Update frequencyEvery 6 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better16.4
Further details — not scored
Size80 MB79 MB
Age rating4+4+
DeveloperGreamerShuen Wei Goh

Bugs and requests

Monny

Reported bugs

15 issues
  • Widget stopped working after iOS 18 update
  • E-invoice integration not syncing properly
  • E-invoice details showing as blank
  • App crashes on iOS 16 and later
  • Black screen appears after searching entries
Show 10 more
  • Duplicate entries when editing recurring transactions
  • Category disappears from frequent list
  • Photo upload pending indefinitely
  • Settings font size not adjustable
  • Description categories not displaying in expense entry
  • App freezes when selecting photos
  • Data missing after app update
  • Inconsistency between home page and report totals
  • Unable to add photos in some cases
  • Calculator input mode toggle not working properly

Requested features

19 requests
  • Dark mode implementation
  • Category-level budget control
  • Transfer money between accounts
  • Payment method tracking (cash/credit card/debit)
  • Apple Watch compatibility
Show 14 more
  • Apple Automation integration for auto-tracking
  • Shared account functionality for couples
  • Vertical scrolling for description history
  • Sub-categories for detailed expense breakdown
  • Batch data deletion by month
  • Real-time multi-device synchronization
  • Daily expense/income report view
  • Account balance display on home screen
  • Recurring expense customization per account
  • Keyword search in description history
  • iPad-optimized interface
  • Multiple theme/color options
  • Investment tracking segment
  • Savings goal tracking

NestSplit

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Monny

One-time1
  • Monny Premium$2.99
3 purchases

NestSplit

Subscriptions2
  • Nest+ Monthly$1.991 Month
  • Nest+ Yearly$19.991 Year
One-time1
  • Nest+ Lifetime$34.99

Questions

Is Monny free?
Monny is free to download, with in-app purchases available.
Is NestSplit free?
NestSplit is free to download, with in-app purchases available.
Do Monny or NestSplit have ads?
Neither Monny nor NestSplit shows ads.
Which is updated more often, Monny or NestSplit?
Monny ships an update every 6 weeks, and NestSplit every 2 weeks. Most recently, Monny was updated on October 4, 2026 and NestSplit on September 30, 2026.

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