Comparison

Monny vs Expense Tracker Personal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monny

This app helps you take control of your finances through a gamified experience. It makes tracking expenses simple, builds healthier financial habits, and visualizes your progress towards your goals with motivating challenges and clear reports.

Highlights
  • Frictionless expense tracking
  • Gamified money challenges
  • Clear analytical reports
  • Multiple account books
  • Home screen widgets
  • Data backup and export
  • Daily notification reminders
Features
Read full description

[ TAKE BACK CONTROL OF YOUR MONEY ] Take control of your finances and make your dreams come true with Monny! We help you build the skills needed to manage your personal finance and make progress feel motivating. === HOW MONNY HELPS YOU === We believe managing money shouldn't just be about looking at the past—it should be about feeling satisfied as you do the right things for your future. • See the big picture: Understand exactly where your money goes. • Plan intentionally: Move beyond tracking and build healthier habits. • See your progress: Stay motivated and watch your goals become reality! === CORE FEATURES === • Simple & Fast: Make expense tracking easy and frictionless. • Gamified Challenges: Build your "money brain" and get rewarded! • Clear Vision: Friendly analytical reports, pie charts, and top rankings. • Multiple Account Books: Manage cash, credit cards, or travel budgets. • Home Screen Widgets: Quick input and monthly overview right on your screen. • Backup & Export: Google Drive, Dropbox, Email, and Excel (xls) export. • Daily Alerts: Friendly notification reminders so you never miss a beat. • Privacy Protection: Passcode lock to keep your financial data secure. [ MONNY PREMIUM ] A one-time purchase for lifetime access! Upgrade to Premium for unlimited access to advanced analytical power: • Top 10 Expenses Ranking Chart • Monthly Category Expenses Ranking Chart • Annual Trend Charts • Passcode lock [ MONNY FREE ] Enjoy tracking your finances without paying anything! • Unlimited entries for income and expenses • Challenge theme park to keep your budget under control • Unlimited account books • Basic Reports (sorted by Date, Category, and Amount) [ CONTACT US ] Email: monnyapp@gmail.com Facebook: Search "Monny"

About

Expense Tracker Personal

Features
Read full description

Take control of your money with Expense Tracker Personal — the simple, fast, and powerful way to track your daily expenses, manage your budget, and reach your savings goals. Whether you're tracking daily spending, monthly bills, or planning a budget, Expense Tracker Personal helps you stay organized and in control of your finances — all in one clean, easy-to-use app. KEY FEATURES Quick & Easy Expense Tracking — Log your daily expenses in seconds with a simple, intuitive interface Income & Expense Management — Track both your earnings and spending in one place Custom Categories — Organize transactions by food, bills, shopping, travel, entertainment, and more Budget Planning — Set monthly budgets and get alerts when you're close to your limit Visual Reports & Charts — See exactly where your money goes with clear graphs and summaries Daily, Weekly & Monthly Overview — Understand your spending habits at a glance Multiple Accounts Support — Manage cash, bank accounts, and credit cards separately Secure & Private — Your financial data stays safe and private on your device Offline Access — Track expenses anytime, anywhere, even without internet Clean, Simple Design — No clutter, no confusion — just the tools you need WHY CHOOSE EXPENSE TRACKER PERSONAL? Managing money shouldn't be complicated. Expense Tracker Personal is built for everyone — students, professionals, families, and small business owners — who want a hassle-free way to track spending, control budgets, and build better money habits. With powerful insights and a beautifully simple interface, you'll always know where your money is going and how to save more. PERFECT FOR: Daily expense tracking Personal budget planning Monthly bill management Saving money goals Financial planning and money management Download Expense Tracker Personal today and start your journey toward smarter financial habits — for free! Have feedback or feature requests? We'd love to hear from you — contact us anytime through the support link.

Screenshots

Monny4 screens
Expense Tracker Personal4 screens

Verdict

The call

The clearest difference is ads: Monny at none against Expense Tracker Personal's shown. Monny also leads on iOS requirement (13.0 vs 18.6). Expense Tracker Personal's advantage is update cadence (every 4 days vs every 6 weeks). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monny sells 1 one-off in-app purchase and Expense Tracker Personal sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Monny ships an update every 6 weeks, Expense Tracker Personal every 4 days. The most recent releases landed on November 1, 2026 and October 12, 2026 respectively.

Scorecard3 real differences · 7 level
Monny versus Expense Tracker Personal: the parameters behind the verdict, then further details
ParameterMonnyExpense Tracker Personal
PriceFreeFree
Rating4.9 (371 ratings) — better—
Positive reviews87.0% of reviews—
Number of ratings371 — better—
Update frequencyEvery 6 weeksEvery 4 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better18.6
Further details — not scored
Size80 MB4 MB
Age rating4+12+
DeveloperGreamerHarikrushn Devjibhai Moradiya

Bugs and requests

Monny

Reported bugs

15 issues
  • Widget stopped working after iOS 18 update
  • E-invoice integration not syncing properly
  • E-invoice details showing as blank
  • App crashes on iOS 16 and later
  • Black screen appears after searching entries
Show 10 more
  • Duplicate entries when editing recurring transactions
  • Category disappears from frequent list
  • Photo upload pending indefinitely
  • Settings font size not adjustable
  • Description categories not displaying in expense entry
  • App freezes when selecting photos
  • Data missing after app update
  • Inconsistency between home page and report totals
  • Unable to add photos in some cases
  • Calculator input mode toggle not working properly

Requested features

19 requests
  • Dark mode implementation
  • Category-level budget control
  • Transfer money between accounts
  • Payment method tracking (cash/credit card/debit)
  • Apple Watch compatibility
Show 14 more
  • Apple Automation integration for auto-tracking
  • Shared account functionality for couples
  • Vertical scrolling for description history
  • Sub-categories for detailed expense breakdown
  • Batch data deletion by month
  • Real-time multi-device synchronization
  • Daily expense/income report view
  • Account balance display on home screen
  • Recurring expense customization per account
  • Keyword search in description history
  • iPad-optimized interface
  • Multiple theme/color options
  • Investment tracking segment
  • Savings goal tracking

Expense Tracker Personal

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Monny

One-time1
  • Monny Premium$2.99
1 purchases

Expense Tracker Personal

One-time1
  • Remove Ads$6.99

Questions

Is Monny free?
Monny is free to download, with in-app purchases available.
Is Expense Tracker Personal free?
Expense Tracker Personal is free to download, with in-app purchases available.
Do Monny or Expense Tracker Personal have ads?
Expense Tracker Personal shows ads; Monny does not.
Which is updated more often, Monny or Expense Tracker Personal?
Monny ships an update every 6 weeks, and Expense Tracker Personal every 4 days. Most recently, Monny was updated on November 1, 2026 and Expense Tracker Personal on October 12, 2026.

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