BudgetPlnr vs Expense Keep
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BudgetPlnr
Manage your personal finances with this app that forecasts your bank balance over time. Input income, bills, and expenses to see future financial projections and receive overdraft warnings. Plan for purchases and easily update your budget.
- Forecast bank balance over months
- Input income, bills, and expenses
- Automatic recurring expense calculation
- Overdraft warnings (amber/red)
- Plan for future purchases
- Monthly income/outgoings summary
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Most budget apps show you what you've already spent. BudgetPlnr forecasts your real bank balance - up to a year ahead. Built by a developer who was tired of updating the same spreadsheet every month. Now you just enter your current balance once and BudgetPlnr calculates everything else - every bill, every payday, every month ahead. One update. A full year of clarity. HOW IT WORKS Add your current bank balance, then set up your income, bills, and regular outgoings. BudgetPlnr calculates your projected balance for every day and month ahead - so you always know where you stand before you spend. Thinking of buying something? Add it as a one-off expense and see exactly how it affects your balance over the coming months. No surprises. KEY FEATURES + Forward balance view - see your real balance up to a year ahead + Set payments as monthly, weekly, or annual - enter once, we handle the rest + Multiple accounts - manage all your accounts separately + Overdraft alerts - balance turns amber when you're close, red when you'd go overdrawn + Payment reminders - get notified before bills are due + Monthly summary - clear breakdown of income vs outgoings each month * + Specify payment end dates - set exactly how long a payment runs for * + Cross-device sync - your budget on every iPhone and iPad * * Pro features - available on monthly or annual subscription BUDGETPLNR PRO Unlock sync, monthly summaries, and the full experience. Monthly - 1.49 / $1.99 Annual - 4.49 / $5.99 (save over 75%) Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID account settings. Privacy Policy: https://budgetplnr.com/privacy Terms of Use: https://budgetplnr.com/terms-of-use
Expense Keep
This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.
- Track expenses and income
- Organize money into accounts/envelopes
- Set up recurring transactions
- View monthly history and cash flow
- Create custom expense categories
- Transfer money between accounts
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Expense Keep is the simplest and quickest way to track your expenses. It will save you money and improve your financial health. Expense Keep has been downloaded over 500,000 times and ranked top 5 Finance app in 33 countries. "This is exactly what I was looking for. It has cut my spending tremendously. Couldn't be happier with this app." "I have never rated an app before but I feel so strongly about this app that I knew I had to share with everyone how great it is!" "All I wanted was a sole app to track multiple accounts. This does it. I love it and have deleted all of my other expense tracking apps." "This app is the only budget app that I could find which works well with a zero-based budget." "This is the best budget envelope app available. So beautifully designed and simple to use. Includes recurring transactions and transfers between envelopes." "This app is awesome! Super easy to use without requiring so much personal info like other apps (Mint)." "Finally an expenses tracking app that don't force you to connect every single bank account you have. This app is for those, like me, that like to keep their info as private as possible." "This app is helping me feel in much more control of my finances." "This app is fantastic. Don't know how i ever managed without it." "Awesome app. Easy to use. Quick to set up and quick to input transactions." "Have tried a number of apps to track expenses, and this one has everything I've been looking for." Expense Keep is a personal finance app built to be fast and designed to be flexible yet simple to use. Organize your money into separate accounts and track your expenses and incomes. Accounts can be used to track your bank account balances or as "envelopes" for your different spending groups. FEATURES: Accounts + Add/Edit/Delete accounts. + Set starting balance. + Organize your money into separate accounts. + View current balance of each account. Expenses and Incomes + Add/Edit/Delete entries for expenses and incomes. + Create custom expense categories. + Assign expenses/incomes to an account. + Set a date and note for each entry. + Select a category for expenses. Transfers + Add/Edit/Delete transfers. + Transfer money from one account to another. + Helps you stay on budget when you overspend in one account. Recurring Entries + Add/Edit/Delete recurring entries that get automatically entered. + Setup recurring expenses/incomes/transfers for each account. + Set repeat cycles of daily, weekly, biweekly, monthly and more. + Set a start date and end date for recurring expenses. + Or set recurring expenses to be ongoing with no end date. Monthly History + View all entries for current month. + Go back and see previous months' entries. + Go to future months and add entries ahead of time. Cash Flow + See how much you earned/spent for the month. + Cash flow bar chart helps you spend less than you earn. Expense Chart + Pie chart shows your expenses broken down into categories. + See where all your money is going. + Filter pie chart to show only the accounts you select. Report + CSV export Security + Passcode lock feature More features coming soon! Have questions, requests, or feedback? Send them to info@expensekeep.com If you enjoy using Expense Keep or found the app useful, please consider leaving a review. It helps us a lot. Thank you!
Screenshots
Verdict
The clearest difference is rating: BudgetPlnr at 5.0 against Expense Keep's 4.4. BudgetPlnr also leads on update cadence (every 2 weeks vs every 6 weeks) and device support (3 vs 1). Expense Keep's advantage is review sentiment (77% vs 36%) and ads (none vs shown). On price, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BudgetPlnr sells 3 in-app purchases, starting at $1.99 per month and Expense Keep sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
BudgetPlnr holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Expense Keep has 1.7K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 36% of BudgetPlnr's written reviews are positive against 77% of Expense Keep's, so the app with the better star average is not the one people write more warmly about.
BudgetPlnr ships an update every 2 weeks, Expense Keep every 6 weeks. Both last shipped on October 15, 2026.
| Parameter | BudgetPlnr | Expense Keep |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.4 (1.7K ratings) |
| Positive reviews | 36.5% of reviews | 77.5% of reviews — better |
| Number of ratings | 1 | 1.7K — better |
| Update frequency | Every 2 weeks — better | Every 6 weeks |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 174 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | ASJ IT Solutions Ltd | Tayson Nguyen |
Customer experience
BudgetPlnr
Expense Keep
Bugs and requests
BudgetPlnr
Not enough reviews yet to summarise bugs or requests.
Expense Keep
Reported bugs
4 issues- App crashes on launch after recent update
- Dark mode functionality is broken
- Recurring expense dates not updating correctly
- Unable to export data or send feedback in-app
Requested features
5 requests- Add support for multiple currencies
- Implement a monthly budgeting feature
- Allow customization of expense categories
- Improve data export and reporting options
- Integrate cloud backup and cross-device sync
In-app purchases
BudgetPlnr
- Monthly Pro Subscription$1.991 Month
- Annual Pro Subscription14 Days trial$5.991 Year
- No Adverts$1.99
Expense Keep
- Expense Keep Pro$19.99
Questions
Is BudgetPlnr free?
Is Expense Keep free?
Which has better reviews, BudgetPlnr or Expense Keep?
Do BudgetPlnr or Expense Keep have ads?
Which is updated more often, BudgetPlnr or Expense Keep?
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