NJ Client Desk vs Cent m
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NJ Client Desk
Access your financial portfolio on the go. View net worth, valuation reports, profit and loss statements, and recent transactions. Requires login credentials from an NJ Wealth advisor.
- Check Net Worth
- View Valuation Report
- Access P&L Report
- See Last 10 Transactions
- On-the-go access
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NJ Group launches Client Desk Mobile Application. This application helps you to check your Networth, Valuation Report, P&L Report and Last 10 Transactions while on the move. Note:- To access this application, you require loginID & password provided by NJ Wealth Advisors Network Partner. To know more about NJ Wealth Advisors Network, please visit our website.
Cent m
Manage your bank account statements directly on your mobile device. Access your transaction history offline, filter by date, and search by various criteria. Personalize your ledger and share details easily.
- Offline transaction viewing
- Transaction filtering and search
- Personalized ledger creation
- Account/transaction sharing
- Multilingual support (English/Hindi)
- Set default account
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Passbook on your mobile, by Central Bank of India. Use your CIF and registered mobile number to login to the app . OTP will be sent to the registered mobile numbers with the bank. Features include * Fast access. * Offline view. * Filter by transaction date and search by remarks,amount and transaction type. * Option to set default account. * Rearrange entries by ascending or descending order. * Attach/Remove notes to passbook entries. * Option to change number of transactions per page. * Personalise your passbook by creating your own personal ledger and tag/add transactions to it. * Share your account/transaction details using SMS and email. * Refer a Friend * Alerts * Customer Feedback * View Latest Offers * Multilingual Support (English and Hindi)
Screenshots
Verdict
The clearest difference is update cadence: NJ Client Desk at every 5 weeks against Cent m's every 10 months. Cent m's advantage is review sentiment (28% vs 9%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NJ Client Desk ships an update every 5 weeks, Cent m every 10 months. The most recent releases landed on November 1, 2026 and November 11, 2026 respectively.
| Parameter | NJ Client Desk | Cent m |
|---|---|---|
| Price | Free | Free |
| Rating | — | 2.7 (60 ratings) — better |
| Positive reviews | 8.9% of reviews | 27.8% of reviews — better |
| Number of ratings | — | 60 — better |
| Update frequency | Every 5 weeks — better | Every 10 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 63 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | NJ Technologies | CENTRAL BANK OF INDIA |
Customer experience
NJ Client Desk
Cent m
In-app purchases
NJ Client Desk
No in-app purchases
Cent m
No in-app purchases
