NJ Client Desk vs Cent m
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NJ Client Desk
Access your financial information on the go. Track your net worth, view valuation reports, P&L statements, and review your last 10 transactions. Requires login credentials provided by NJ Wealth Advisors.
- Check Net Worth
- View Valuation Report
- Access P&L Report
- See Last 10 Transactions
- On-the-go access
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NJ Group launches Client Desk Mobile Application. This application helps you to check your Networth, Valuation Report, P&L Report and Last 10 Transactions while on the move. Note:- To access this application, you require loginID & password provided by NJ Wealth Advisors Network Partner. To know more about NJ Wealth Advisors Network, please visit our website.
Cent m
Manage your bank account statements directly on your mobile device. Access your transaction history offline, filter by date, and search by various criteria. Personalize your ledger and share details easily.
- Offline transaction viewing
- Transaction filtering and search
- Personalized ledger creation
- Account/transaction sharing
- Multilingual support (English/Hindi)
- Set default account
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Passbook on your mobile, by Central Bank of India. Use your CIF and registered mobile number to login to the app . OTP will be sent to the registered mobile numbers with the bank. Features include * Fast access. * Offline view. * Filter by transaction date and search by remarks,amount and transaction type. * Option to set default account. * Rearrange entries by ascending or descending order. * Attach/Remove notes to passbook entries. * Option to change number of transactions per page. * Personalise your passbook by creating your own personal ledger and tag/add transactions to it. * Share your account/transaction details using SMS and email. * Refer a Friend * Alerts * Customer Feedback * View Latest Offers * Multilingual Support (English and Hindi)
Screenshots
Verdict
The clearest difference is update cadence: NJ Client Desk at every 6 weeks against Cent m's every 10 months. Cent m's advantage is review sentiment (28% vs 9%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NJ Client Desk ships an update every 6 weeks, Cent m every 10 months. The most recent releases landed on October 21, 2026 and October 17, 2026 respectively.
| Parameter | NJ Client Desk | Cent m |
|---|---|---|
| Price | Free | Free |
| Rating | — | 2.7 (60 ratings) — better |
| Positive reviews | 8.9% of reviews | 27.8% of reviews — better |
| Number of ratings | — | 60 — better |
| Update frequency | Every 6 weeks — better | Every 10 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 63 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | NJ Technologies | Central Bank of India |
Customer experience
NJ Client Desk
Cent m
In-app purchases
NJ Client Desk
No in-app purchases
Cent m
No in-app purchases








