Comparison

NJ Client Desk vs Cent m

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NJ Client Desk

Access your financial information on the go. Track your net worth, view valuation reports, P&L statements, and review your last 10 transactions. Requires login credentials provided by NJ Wealth Advisors.

Highlights
  • Check Net Worth
  • View Valuation Report
  • Access P&L Report
  • See Last 10 Transactions
  • On-the-go access
Features
Read full description

NJ Group launches Client Desk Mobile Application. This application helps you to check your Networth, Valuation Report, P&L Report and Last 10 Transactions while on the move. Note:- To access this application, you require loginID & password provided by NJ Wealth Advisors Network Partner. To know more about NJ Wealth Advisors Network, please visit our website.

About

Cent m

Manage your bank account statements directly on your mobile device. Access your transaction history offline, filter by date, and search by various criteria. Personalize your ledger and share details easily.

Highlights
  • Offline transaction viewing
  • Transaction filtering and search
  • Personalized ledger creation
  • Account/transaction sharing
  • Multilingual support (English/Hindi)
  • Set default account
Features
Read full description

Passbook on your mobile, by Central Bank of India. Use your CIF and registered mobile number to login to the app . OTP will be sent to the registered mobile numbers with the bank. Features include * Fast access. * Offline view. * Filter by transaction date and search by remarks,amount and transaction type. * Option to set default account. * Rearrange entries by ascending or descending order. * Attach/Remove notes to passbook entries. * Option to change number of transactions per page. * Personalise your passbook by creating your own personal ledger and tag/add transactions to it. * Share your account/transaction details using SMS and email. * Refer a Friend * Alerts * Customer Feedback * View Latest Offers * Multilingual Support (English and Hindi)

Screenshots

NJ Client Desk4 screens
Cent m4 screens

Verdict

The call

The clearest difference is update cadence: NJ Client Desk at every 6 weeks against Cent m's every 10 months. Cent m's advantage is review sentiment (28% vs 9%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

NJ Client Desk ships an update every 6 weeks, Cent m every 10 months. The most recent releases landed on October 21, 2026 and October 17, 2026 respectively.

Scorecard2 real differences · 8 level
NJ Client Desk versus Cent m: the parameters behind the verdict, then further details
ParameterNJ Client DeskCent m
PriceFreeFree
Rating—2.7 (60 ratings) — better
Positive reviews8.9% of reviews27.8% of reviews — better
Number of ratings—60 — better
Update frequencyEvery 6 weeks — betterEvery 10 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size63 MB26 MB
Age rating4+4+
DeveloperNJ TechnologiesCentral Bank of India

Customer experience

NJ Client Desk

Written reviews56 reviews
Positive8.9%
Neutral17.9%
Negative73.2%

Cent m

All ratings60 ratings
Positive38.3%
Neutral11.7%
Negative50.0%
Written reviews54 reviews
Positive27.8%
Neutral5.6%
Negative66.7%

In-app purchases

None

NJ Client Desk

No in-app purchases

None

Cent m

No in-app purchases

Questions

Is NJ Client Desk free?
NJ Client Desk is free to download, with no in-app purchases.
Is Cent m free?
Cent m is free to download, with no in-app purchases.
Do NJ Client Desk or Cent m have ads?
Neither NJ Client Desk nor Cent m shows ads.
Which is updated more often, NJ Client Desk or Cent m?
NJ Client Desk ships an update every 6 weeks, and Cent m every 10 months. Most recently, NJ Client Desk was updated on October 21, 2026 and Cent m on October 17, 2026.

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