Comparison

Vita Flex Mobile vs Earned

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vita Flex Mobile

Easily manage your health benefit accounts, including HSA, HRA, and FSA, on the go. Quickly check balances, view claims, and access important account details securely. Offers features for filing claims, submitting receipts, and managing HSA transactions.

Highlights
  • Check account balances 24/7
  • View account summaries and claims
  • File claims for medical FSA and HRA
  • Submit receipts via photo upload
  • Manage HSA transactions
  • Pay bills and add payees
Features
Read full description

Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgot username/password • Report a debit card as lost or stolen Powered by WEX Health®

About

Earned

This app offers intelligent financial advisory services for physicians, leveraging patented AI technology for a streamlined and comprehensive approach to wealth management. It aims to provide a smarter way to handle your finances.

Highlights
  • AI-driven wealth management
  • Financial advisory services
  • Streamlined financial approach
  • Intelligent financial planning
  • Physician-focused services
Features
Read full description

We've created the financial advisory we believe doctors deserve. Smarter wealth management starts with smarter tech.  Earned's app removes complexity and allows your advisor to deliver a comprehensive, streamlined & highly intelligent approach to your finances

Screenshots

Vita Flex Mobile3 screens
Earned4 screens

Verdict

The call

The clearest difference is update cadence: Earned at every 3 weeks against Vita Flex Mobile's every 4 months. Earned also leads on rating (4.7 vs 4.5). Vita Flex Mobile's advantage is ratings volume (196 vs 15) and monetization model (free vs ad-supported). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Earned holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Vita Flex Mobile has 196 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 48% of Vita Flex Mobile's written reviews are positive against 50% of Earned's.

UpkeepUpdate frequency

Vita Flex Mobile ships an update every 4 months, Earned every 3 weeks. The most recent releases landed on October 18, 2026 and October 4, 2026 respectively.

Scorecard4 real differences · 6 level
Vita Flex Mobile versus Earned: the parameters behind the verdict, then further details
ParameterVita Flex MobileEarned
PriceFreeFree
Rating4.5 (196 ratings)4.7 (15 ratings) — better
Positive reviews48.3% of reviews50.0% of reviews — better
Number of ratings196 — better15
Update frequencyEvery 4 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad — betteriPhone
Requires iOS17.016.0 — better
Further details — not scored
Size29 MB65 MB
Age rating17+4+
DeveloperVita Insurance Assoc IncNOHO Financial Inc

Customer experience

Vita Flex Mobile

All ratings183 ratings
Positive89.1%
Neutral0.5%
Negative10.4%
Written reviews29 reviews
Positive48.3%
Neutral6.9%
Negative44.8%

Earned

All ratings15 ratings
Positive93.3%
Neutral0.0%
Negative6.7%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Vita Flex Mobile

No in-app purchases

None

Earned

No in-app purchases

Questions

Is Vita Flex Mobile free?
Vita Flex Mobile is free to download, with no in-app purchases.
Is Earned free?
Earned is free to download, with no in-app purchases.
Which has better reviews, Vita Flex Mobile or Earned?
Earned is rated higher. Vita Flex Mobile averages 4.5 out of 5 from 196 ratings, while Earned averages 4.7 from 15 ratings.
Do Vita Flex Mobile or Earned have ads?
Neither Vita Flex Mobile nor Earned shows ads.
Which is updated more often, Vita Flex Mobile or Earned?
Vita Flex Mobile ships an update every 4 months, and Earned every 3 weeks. Most recently, Vita Flex Mobile was updated on October 18, 2026 and Earned on October 4, 2026.

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