MOBILITY CU vs Malika Smart Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MOBILITY CU
Manage your finances on the go with this secure mobile banking app. Check balances, send money, deposit checks, pay bills, and apply for loans directly from your smartphone or tablet.
- Check account balances
- Send money with Zelle
- Deposit checks remotely
- Pay bills
- Transfer funds
- Apply for loans
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With Mobility CU, you can safely and securely take your banking with you. From your phone or tablet, you can check your balances, send money with Zelle, deposit checks, pay bills, transfer money, apply for a loan and much more.
Malika Smart Banking
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Malika Smart Banking allows its registered users to access their account in a convenient manner. It is secure and is available 24x7. The user can preview their balance, statements, request cheque book, transfer fund and online payments such as mobile topups and internet payments.
Screenshots
Verdict
The clearest difference is update cadence: MOBILITY CU at fortnightly against Malika Smart Banking's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MOBILITY CU ships an update fortnightly, Malika Smart Banking every 6 weeks. The most recent releases landed on October 23, 2026 and October 25, 2026 respectively.
| Parameter | MOBILITY CU | Malika Smart Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (559 ratings) — better | — |
| Positive reviews | 35.3% of reviews | — |
| Number of ratings | 559 — better | — |
| Update frequency | Fortnightly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 185 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | MOBILITY Credit Union | MICRO BANKER NEPAL |
Bugs and requests
MOBILITY CU
Reported bugs
13 issues- App down for 2 weeks
- Error messages during account verification
- Old phone number not deleted
- Funds transfer doesn't work
- App loops back to 'pay loan' screen
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- Scheduled transfers did not occur on time
- App doesn't show statements for 'Other' accounts
- Cannot register phone to log in after password change
- App crashes when logging in with Touch ID since iOS 13
- Login requires a token every time
- Touch/Face login works inconsistently
- Touch ID stopped working
- Cannot delete old tokens
Requested features
6 requests- Update the app
- Fix landscape mode on iPad
- Fix manual disabling of screen rotation for check deposit
- Fix check deposit rejection of account/routing numbers
- Support Touch ID or Face ID for logon
Show 1 moreShow fewer
- Support associated domains for 1Password integration
Malika Smart Banking
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MOBILITY CU
No in-app purchases
Malika Smart Banking
No in-app purchases
Questions
Is MOBILITY CU free?
Is Malika Smart Banking free?
Do MOBILITY CU or Malika Smart Banking have ads?
Which is updated more often, MOBILITY CU or Malika Smart Banking?
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