Comparison

My Air CZ vs Splitwave

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Air CZ

Manage your finances with smart features designed to simplify your life. Track accounts, control cards, and access investment tools. Offers rewards and educational resources for young savers.

Highlights
  • Smart overview of accounts and loans
  • Card management and payment limit adjustments
  • Spending analysis and budgeting tools
  • Rewards and benefits program
  • Investment guidance
  • Children's savings features
Features
Read full description

Aplikace My Air přináší mobilní bankovnictví Air Bank a dělá život s penězi jednodušší. Ladíme a plníme ji chytrými funkcemi tak, aby vám peníze dělaly co nejméně starostí, a naopak přinášely radost. Možná zjistíte, že vás bankování s ní dokonce baví. Už na úvodní obrazovce s Chytrým přehledem vidíte, kolik máte na účtech nebo jak to vypadá s vaší půjčkou. Nejpoužívanější funkce najdete rovnou pod palcem. Bezpečí vašich peněz je jasně na prvním místě. I proto máte svoje karty pěkně po ruce a vše, co se na nich šustne, jednoduše pod kontrolou. Třeba limity plateb změníte v mžiku i při čekání u pokladny. Jak se vám daří vyjít do příští výplaty? Z grafu rychle poznáte, zda se pochválit nebo je potřeba přibrzdit. Platit s námi se ale vyplatí. Můžeme vám totiž vrátit třeba 10 800 Kč za rok díky spoustě odměn a výhod. V aplikaci si jednoduše zapnete ty, které se vám hodí. Včetně exkluzivních výhod pro členy Unity. Přemýšlíte, co podniknout se svými úsporami? Klidně se s námi vydejte do světa investic, rádi vás provedeme klik za klikem. Učit se hospodařit u nás můžou i děti už od 8 let. S dětskou verzí aplikace to zvládnou hravě. A ta radost, když si naspoří na svoje sny. Mohli bychom psát dál a dál o spoustě vychytávek, které v aplikaci najdete. Ale tisíckrát lepší je si ji stáhnout a vyzkoušet. Ať se vám líbí.

About

Splitwave

Features
Read full description

Splitwave is a free expense-splitting app for groups and trips - no ads, no subscriptions, no third-party servers. Your data lives on your device and syncs privately through your own iCloud. SPLIT ANY BILL, ANY WAY • Equal, exact amounts, shares, or percentages • Multiple payers on a single expense • Split math is exact to the cent SCAN RECEIPTS Point your camera at a receipt, and Splitwave reads the line items. Assign each item to people, add tax and tip, and split the itemized bill fairly. (beta) SETTLE UP SMARTER Splitwave computes who owes whom and simplifies the debts down to the fewest possible payments. Hand off a payment with a single tap. TRAVEL-READY • Every expense can be in its own currency • Balances are tracked per currency • Live exchange rates convert totals for display, so you always know where you stand SHARE WITH YOUR GROUP Invite friends straight from iMessages. Everyone in a shared group sees the same expenses, gets notified of new activity, and can add their own. All synced through iCloud, private to your group. WORKS OFFLINE Splitwave is local-first: everything works with no connection. Add expenses on a plane or abroad; they sync when you're back online. MORE • Home-screen widget with your balances at a glance • Activity feed - a running log of every change • Spending analytics and per-group budgets • Sign in with Apple - no email signups, no passwords PRIVATE BY DESIGN No accounts on our servers, because there are no servers. No ads, no tracking, no analytics companies. Your expenses sync through your personal iCloud and are shared only with the people you invite. Built entirely on Apple technology, exclusively for iPhone. Splitwave is free, with everything included. Forever.

Screenshots

My Air CZ4 screens
Splitwave4 screens

Verdict

The call

The clearest difference is ads: Splitwave at none against My Air CZ's shown. My Air CZ's advantage is update cadence (every 10 days vs every 5 weeks) and iOS requirement (16.4 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

My Air CZ ships an update every 10 days, Splitwave every 5 weeks. The most recent releases landed on October 12, 2026 and October 11, 2026 respectively.

Scorecard3 real differences · 7 level
My Air CZ versus Splitwave: the parameters behind the verdict, then further details
ParameterMy Air CZSplitwave
PriceFreeFree
Rating4.8 (607 ratings) — better—
Positive reviews87.2% of reviews—
Number of ratings607 — better—
Update frequencyEvery 10 days — betterEvery 5 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone
Requires iOS16.4 — better26.0
Further details — not scored
Size424 MB19 MB
Age rating4+4+
DeveloperAir BankDenis Poledna

Bugs and requests

My Air CZ

Reported bugs

2 issues
  • Login issues for some users
  • Compatibility problems with older devices

Requested features

4 requests
  • Add English language support
  • Improve notification reliability
  • Implement biometric login options (e.g., Touch ID, Face ID)
  • Expand account history view

Splitwave

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

My Air CZ

No in-app purchases

None

Splitwave

No in-app purchases

Questions

Is My Air CZ free?
My Air CZ is free to download, with no in-app purchases.
Is Splitwave free?
Splitwave is free to download, with no in-app purchases.
Do My Air CZ or Splitwave have ads?
My Air CZ shows ads; Splitwave does not.
Which is updated more often, My Air CZ or Splitwave?
My Air CZ ships an update every 10 days, and Splitwave every 5 weeks. Most recently, My Air CZ was updated on October 12, 2026 and Splitwave on October 11, 2026.

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