Splitwave

Splitwave is a free expense-splitting app for groups and trips - no ads, no subscriptions, no third-party servers. Your data lives on your device and syncs privately through your own iCloud. SPLIT ANY BILL, ANY WAY • Equal, exact amounts, shares, or percentages • Multiple payers on a single expense • Split math is exact to the cent SCAN RECEIPTS Point your camera at a receipt, and Splitwave reads the line items. Assign each item to people, add tax and tip, and split the itemized bill fairly. (beta) SETTLE UP SMARTER Splitwave computes who owes whom and simplifies the debts down to the fewest possible payments. Hand off a payment with a single tap. TRAVEL-READY • Every expense can be in its own currency • Balances are tracked per currency • Live exchange rates convert totals for display, so you always know where you stand SHARE WITH YOUR GROUP Invite friends straight from iMessages. Everyone in a shared group sees the same expenses, gets notified of new activity, and can add their own. All synced through iCloud, private to your group. WORKS OFFLINE Splitwave is local-first: everything works with no connection. Add expenses on a plane or abroad; they sync when you're back online. MORE • Home-screen widget with your balances at a glance • Activity feed - a running log of every change • Spending analytics and per-group budgets • Sign in with Apple - no email signups, no passwords PRIVATE BY DESIGN No accounts on our servers, because there are no servers. No ads, no tracking, no analytics companies. Your expenses sync through your personal iCloud and are shared only with the people you invite. Built entirely on Apple technology, exclusively for iPhone. Splitwave is free, with everything included. Forever.