Expense Tracker vs Splitwave
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
This app helps you manage your money by tracking expenses and income, creating personalized budgets, and organizing your finances with customizable categories. It offers detailed insights into your spending habits through visual charts and graphs, making financial planning effortless.
- Track expenses and income
- Create custom budgets
- Organize with categories/subcategories
- Manage multiple wallets
- View spending with charts/graphs
- Set recurring transactions
- Switch between currencies
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Soldi is an ad-free easy-to-use money manager, expense tracker, and budget planner designed to help you track expenses, create personalized budgets, and manage your income effortlessly. Whether you're saving for a big purchase or keeping an eye on daily expenses, Soldi is your go-to tool for smarter money management, helping you stay on top of your financial goals with ease. Soldi is a free money manager with no ads. **EXPENSE & INCOME TRACKER** Stay informed about where your money goes. Soldi’s simple and intuitive interface makes it easy to track all your income and expenses. Add transactions manually, categorize your spending, and monitor your cash flow in real-time. With Soldi you can end the overspend. **BUDGET PLANNER** Achieve your financial goals by setting up custom budgets. With Soldi, you can plan your spending for each day, week, month or even year and see exactly how much you have left to spend. Avoid overspending by tracking your progress against your budget, adjusting as you go. **CATEGORIES & SUBCATEGORIES** Keep your finances organized with customizable categories and subcategories. Break down your spending and income into detailed sections, like groceries, bills, entertainment, and more. Soldi lets you personalize your financial tracking to suit your unique needs. **KEY FEATURES** - Easily track your expenses and income - Set up and manage custom budgets to stay on track - Organize your transactions with customizable categories - Create detailed subcategories for more precise tracking - Create and manage multiple wallets for different needs - Transfer and organize transactions seamlessly between wallets - Add personalized notes to each transaction - Attach images to transactions for better record-keeping - View your spending data with bar graphs, filtering by week, month, or year - Analyze your categories and subcategories transactions with pie charts view filtering weekly, monthly, or yearly - Set up recurring transactions for improved money management - Add shared expenses when inviting someone, like during a restaurant outing - Keep track of who owes you money by adding them to the Debtors category - Switch between multiple currencies - Use light or dark mode for a personalized experience - Available in English & many more Start taking charge of your finances today with Soldi. Whether you’re managing your personal budget or simply tracking your expenses, Soldi gives you all the tools you need to succeed. Download Soldi for free and begin your journey towards financial freedom! Privacy Policy: https://www.notion.so/6637907706f54b4fa320ae4f5d89819d?pvs=21 Terms of Use: https://www.notion.so/beacf7516994417dbfef8ff8c1547c86?pvs=21
Splitwave
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Splitwave is a free expense-splitting app for groups and trips - no ads, no subscriptions, no third-party servers. Your data lives on your device and syncs privately through your own iCloud. SPLIT ANY BILL, ANY WAY • Equal, exact amounts, shares, or percentages • Multiple payers on a single expense • Split math is exact to the cent SCAN RECEIPTS Point your camera at a receipt, and Splitwave reads the line items. Assign each item to people, add tax and tip, and split the itemized bill fairly. (beta) SETTLE UP SMARTER Splitwave computes who owes whom and simplifies the debts down to the fewest possible payments. Hand off a payment with a single tap. TRAVEL-READY • Every expense can be in its own currency • Balances are tracked per currency • Live exchange rates convert totals for display, so you always know where you stand SHARE WITH YOUR GROUP Invite friends straight from iMessages. Everyone in a shared group sees the same expenses, gets notified of new activity, and can add their own. All synced through iCloud, private to your group. WORKS OFFLINE Splitwave is local-first: everything works with no connection. Add expenses on a plane or abroad; they sync when you're back online. MORE • Home-screen widget with your balances at a glance • Activity feed - a running log of every change • Spending analytics and per-group budgets • Sign in with Apple - no email signups, no passwords PRIVATE BY DESIGN No accounts on our servers, because there are no servers. No ads, no tracking, no analytics companies. Your expenses sync through your personal iCloud and are shared only with the people you invite. Built entirely on Apple technology, exclusively for iPhone. Splitwave is free, with everything included. Forever.
Screenshots
Verdict
The clearest difference is in-app purchases: Splitwave at none against Expense Tracker's 3. Expense Tracker's advantage is iOS requirement (15.6 vs 26.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $3.99 per month. Splitwave asks for nothing beyond the download.
Expense Tracker ships an update every 3 weeks, Splitwave every 5 weeks. The most recent releases landed on October 12, 2026 and October 11, 2026 respectively.
| Parameter | Expense Tracker | Splitwave |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (67 ratings) — better | — |
| Positive reviews | 60.0% of reviews | — |
| Number of ratings | 67 — better | — |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 26.0 |
| Further details — not scored | ||
| Size | 62 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Alex Martinez | Denis Poledna |
In-app purchases
Expense Tracker
- Monthly$3.991 Month
- Yearly$29.991 Year
- Lifetime$69.99
Splitwave
No in-app purchases









