Comparison

Expense Tracker vs Splitwave

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

This app helps you manage your money by tracking expenses and income, creating personalized budgets, and organizing your finances with customizable categories. It offers detailed insights into your spending habits through visual charts and graphs, making financial planning effortless.

Highlights
  • Track expenses and income
  • Create custom budgets
  • Organize with categories/subcategories
  • Manage multiple wallets
  • View spending with charts/graphs
  • Set recurring transactions
  • Switch between currencies
Features
Read full description

Soldi is an ad-free easy-to-use money manager, expense tracker, and budget planner designed to help you track expenses, create personalized budgets, and manage your income effortlessly. Whether you're saving for a big purchase or keeping an eye on daily expenses, Soldi is your go-to tool for smarter money management, helping you stay on top of your financial goals with ease. Soldi is a free money manager with no ads. **EXPENSE & INCOME TRACKER** Stay informed about where your money goes. Soldi’s simple and intuitive interface makes it easy to track all your income and expenses. Add transactions manually, categorize your spending, and monitor your cash flow in real-time. With Soldi you can end the overspend. **BUDGET PLANNER** Achieve your financial goals by setting up custom budgets. With Soldi, you can plan your spending for each day, week, month or even year and see exactly how much you have left to spend. Avoid overspending by tracking your progress against your budget, adjusting as you go. **CATEGORIES & SUBCATEGORIES** Keep your finances organized with customizable categories and subcategories. Break down your spending and income into detailed sections, like groceries, bills, entertainment, and more. Soldi lets you personalize your financial tracking to suit your unique needs. **KEY FEATURES** - Easily track your expenses and income - Set up and manage custom budgets to stay on track - Organize your transactions with customizable categories - Create detailed subcategories for more precise tracking - Create and manage multiple wallets for different needs - Transfer and organize transactions seamlessly between wallets - Add personalized notes to each transaction - Attach images to transactions for better record-keeping - View your spending data with bar graphs, filtering by week, month, or year - Analyze your categories and subcategories transactions with pie charts view filtering weekly, monthly, or yearly - Set up recurring transactions for improved money management - Add shared expenses when inviting someone, like during a restaurant outing - Keep track of who owes you money by adding them to the Debtors category - Switch between multiple currencies - Use light or dark mode for a personalized experience - Available in English & many more Start taking charge of your finances today with Soldi. Whether you’re managing your personal budget or simply tracking your expenses, Soldi gives you all the tools you need to succeed. Download Soldi for free and begin your journey towards financial freedom! Privacy Policy: https://www.notion.so/6637907706f54b4fa320ae4f5d89819d?pvs=21 Terms of Use: https://www.notion.so/beacf7516994417dbfef8ff8c1547c86?pvs=21

About

Splitwave

Features
Read full description

Splitwave is a free expense-splitting app for groups and trips - no ads, no subscriptions, no third-party servers. Your data lives on your device and syncs privately through your own iCloud. SPLIT ANY BILL, ANY WAY • Equal, exact amounts, shares, or percentages • Multiple payers on a single expense • Split math is exact to the cent SCAN RECEIPTS Point your camera at a receipt, and Splitwave reads the line items. Assign each item to people, add tax and tip, and split the itemized bill fairly. (beta) SETTLE UP SMARTER Splitwave computes who owes whom and simplifies the debts down to the fewest possible payments. Hand off a payment with a single tap. TRAVEL-READY • Every expense can be in its own currency • Balances are tracked per currency • Live exchange rates convert totals for display, so you always know where you stand SHARE WITH YOUR GROUP Invite friends straight from iMessages. Everyone in a shared group sees the same expenses, gets notified of new activity, and can add their own. All synced through iCloud, private to your group. WORKS OFFLINE Splitwave is local-first: everything works with no connection. Add expenses on a plane or abroad; they sync when you're back online. MORE • Home-screen widget with your balances at a glance • Activity feed - a running log of every change • Spending analytics and per-group budgets • Sign in with Apple - no email signups, no passwords PRIVATE BY DESIGN No accounts on our servers, because there are no servers. No ads, no tracking, no analytics companies. Your expenses sync through your personal iCloud and are shared only with the people you invite. Built entirely on Apple technology, exclusively for iPhone. Splitwave is free, with everything included. Forever.

Screenshots

Expense Tracker4 screens
Splitwave4 screens

Verdict

The call

The clearest difference is in-app purchases: Splitwave at none against Expense Tracker's 3. Expense Tracker's advantage is iOS requirement (15.6 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $3.99 per month. Splitwave asks for nothing beyond the download.

UpkeepUpdate frequency

Expense Tracker ships an update every 3 weeks, Splitwave every 5 weeks. The most recent releases landed on October 12, 2026 and October 11, 2026 respectively.

Scorecard2 real differences · 8 level
Expense Tracker versus Splitwave: the parameters behind the verdict, then further details
ParameterExpense TrackerSplitwave
PriceFreeFree
Rating4.9 (67 ratings) — better—
Positive reviews60.0% of reviews—
Number of ratings67 — better—
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.6 — better26.0
Further details — not scored
Size62 MB19 MB
Age rating4+4+
DeveloperAlex MartinezDenis Poledna

In-app purchases

3 purchases

Expense Tracker

Subscriptions2
  • Monthly$3.991 Month
  • Yearly$29.991 Year
One-time1
  • Lifetime$69.99
None

Splitwave

No in-app purchases

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Splitwave free?
Splitwave is free to download, with no in-app purchases.
Do Expense Tracker or Splitwave have ads?
Neither Expense Tracker nor Splitwave shows ads.
Which is updated more often, Expense Tracker or Splitwave?
Expense Tracker ships an update every 3 weeks, and Splitwave every 5 weeks. Most recently, Expense Tracker was updated on October 12, 2026 and Splitwave on October 11, 2026.

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