Term Quotes by Topo vs Choice Mutual
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Term Quotes by Topo
This app offers free term life insurance quotes from over 20 carriers. It provides quotes for all 50 states and includes a pre-screener to identify carriers best suited for underwriting issues.
- Free term life insurance quotes
- Compare over 20 carriers
- Quotes available in all 50 states
- Pre-screener for underwriting issues
- Supported by major carriers
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TOPO’s Free Life Insurance Quoter provides you with current term life insurance rates. Some carriers include: American General, Banner Life, ING, Met Life, Prudential, Protective, Transamerica and many more. Quote available in ALL states. - All 50 States - FREE - Compare over 20 carriers - Pre-Screener for Underwriting Issues (We email over 20 carriers to see what carriers is best for your clients underwriting issues)
Choice Mutual
Compare final expense insurance quotes from over 25 companies instantly. This free app requires no signup and keeps your data private, helping you find the right plan without unwanted contact.
- Compare insurance prices
- View product details
- 25+ insurance companies
- No signup required
- Private data handling
- Save quotes
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Choice Mutual allows consumers shopping for final expense insurance to instantly compare prices and product details from 25+ insurance companies in one place rather than visiting dozens of websites or making countless phone calls. The Choice Mutual mobile app is completely free to use, and there’s no signup required. Best of all, your data remains private. We won’t access your personal information, so you’ll never get unwanted notifications or marketing emails. We designed the app to cut through the confusion and help you pinpoint the right final expense insurance plan. You can view and save quotes without having to input your name, email, or phone number. Contact information is only necessary when you decide to apply for a policy.
Screenshots
Verdict
The clearest difference is iOS requirement: Term Quotes by Topo at 15.1 against Choice Mutual's 26.0. On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Term Quotes by Topo against 5.0 for Choice Mutual. Both are backed by a comparable volume of ratings — 13 and 10 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Term Quotes by Topo ships an update every 2 months, Choice Mutual every 3 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | Term Quotes by Topo | Choice Mutual |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (13 ratings) | 5.0 (10 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 13 — better | 10 |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 26.0 |
| Further details — not scored | ||
| Size | 32 MB | 40 MB |
| Age rating | 17+ | 4+ |
| Developer | IENetwork | Choice Mutual |
Customer experience
Term Quotes by Topo
Choice Mutual
In-app purchases
Term Quotes by Topo
No in-app purchases
Choice Mutual
No in-app purchases
Questions
Is Term Quotes by Topo free?
Is Choice Mutual free?
Which has better reviews, Term Quotes by Topo or Choice Mutual?
Do Term Quotes by Topo or Choice Mutual have ads?
Which is updated more often, Term Quotes by Topo or Choice Mutual?
Other comparisons
