PGP Plus Mobile vs My CDPHP®
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PGP Plus Mobile
Easily manage your HSA, HRA, and FSA health benefit accounts with real-time balance checks, claim submissions, and transaction management. This secure app provides intuitive navigation for on-the-go access to all your important account information.
- Check account balances 24/7
- View account summaries and charts
- Submit claims with receipt photos
- Manage HSA transactions
- Pay bills and add payees
- Report lost or stolen debit cards
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Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®
My CDPHP®
Manage your health insurance plan and benefits in one place. Track coverage, view claims, monitor spending, and estimate medical costs. Submit claims conveniently and compare provider expenses.
- View health coverage details
- Track filed and processed claims
- Monitor out-of-pocket spending
- Estimate medical costs
- Compare provider and facility costs
- Submit medical claims
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Everything you need to move forward toward a healthier you View and track your CDPHP health care coverage in one place! Access important information and make the most of your benefits. - Easily check coverage for health care services - Quickly see claims that have been filed and processed - Track any out-of-pocket spending - Estimate your medical costs before you have treatment - Review and compare costs associated with providers and facilities - Conveniently submit medical claims through the app - More!
Screenshots
Verdict
The clearest difference is rating: PGP Plus Mobile at 5.0 against My CDPHP®'s 2.9. My CDPHP®'s advantage is ratings volume (39 vs 1) and update cadence (every 2 months vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PGP Plus Mobile holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: My CDPHP® has 39 ratings behind it against 1, so its average is the more settled of the two.
PGP Plus Mobile ships an update every 4 months, My CDPHP® every 2 months. The most recent releases landed on September 21, 2026 and September 30, 2026 respectively.
| Parameter | PGP Plus Mobile | My CDPHP® |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 2.9 (39 ratings) |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 1 | 39 — better |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 12.1 — better |
| Further details — not scored | ||
| Size | 30 MB | 90 MB |
| Age rating | 17+ | 12+ |
| Developer | Marshall and Sterling Administrative Services, Inc. | Capital District Physicians' Health Plan, Inc. |
Customer experience
PGP Plus Mobile
My CDPHP®
In-app purchases
PGP Plus Mobile
No in-app purchases
My CDPHP®
No in-app purchases
Questions
Is PGP Plus Mobile free?
Is My CDPHP® free?
Which has better reviews, PGP Plus Mobile or My CDPHP®?
Do PGP Plus Mobile or My CDPHP® have ads?
Which is updated more often, PGP Plus Mobile or My CDPHP®?
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