SAIB vs ICAP TRADE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SAIB
Access a full range of electronic banking services on your smart device. Even non-customers can benefit from additional functionalities. Perform banking operations and transactions instantly.
- Full range of electronic banking services
- Access via smart device
- Additional functionalities for non-customers
- Instant banking operations and transactions
- Online mobile banking login (FLEXX TOUCH)
- Supports Arabic and English languages
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يسر البنك السعودي للاستثمار تقديم "التطبيق المدمج للهواتف الذكية" والذي يمكنك من الوصول إلى مجموعة كاملة من الخدمات المصرفية الإلكترونية. اذا لم تكن عميلا للبنك السعودي للإستثمار، بامكانك تحميل التطبيق و الاستفادة من مجموعة من الوظائف و العمليات الاضافية. خدمات التطبيق لعملاء البنك السعودي للاستثمار: - الدخول لخدمة الانترنت البنكيه نسخة الأجهزة الذكية (فلكس تاتش) اينما كنت: الدخول لهذه الخدمة يكون عبر إستخدام اسم المستخدم و كلمة المرور الخاصة بخدمة الانترنت البنكية. بامكانك تنفيذ جميع العمليات البنكيه فوراً. و في حال لم تكن مسجلا بامكانك اتباع الخطوات الموضحة بعد الضغط على أيقونة الدخول. دعم اللغتين: العربية و الإنجليزية. ---------------- The Saudi Investment Bank (SAIB) is pleased to introduce its new hybrid application that allows you to access the entire range of Internet Banking services via your smart device. Furthermore non SAIB customers can install this application and benefit its additional functionalities. SAIB customers’ application services: - Login to your online mobile banking (FLEXX TOUCH): You can login via your existing online banking user credentials. You can perform any banking operation or transaction instantaneously. However, if you are not already registered, you can simply follow the steps on the registration page. Languages: Arabic and English
ICAP TRADE
This app provides a comprehensive online platform for brokerage and asset management services. Access live trading, real-time stock prices, mutual fund transactions, portfolio inquiries, and market news from your smart device.
- Live trading and real-time stock prices
- Mutual fund subscription and redemption
- Portfolio inquiries
- Cash withdrawals
- Market news
- Support for Arabic and English
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Experience the Unique Online Platform for Brokerage and Asset Management ever in KSA. The Alistithmar Capital (ICAP) is pleased to introduce its new hybrid application that allows to access entire range of ICAP services for Brokerage and Asset management via your smart Device. This app embedded with features such as • Live Trading & Real Time stock prices ( Tadawul & International ) , • Mutual Fund Subscription & Redemption, • Brokerage and Asset Management Portfolio Enquiries, • Cash Withdrawals, • Foreign Currency Fund Transfer between Investment Accounts, • Market News, • Daily hot trading stocks, • Support both Arabic and English • Other Useful Reports , Etc… For more information or to open a portfolio, call on 800-124-8282 or +966-11-2547666
Screenshots
Verdict
The clearest difference is update cadence: SAIB at every 6 weeks against ICAP TRADE's every 8 months. SAIB also leads on review sentiment (11% vs 2%) and ratings volume (96 vs 29). ICAP TRADE's advantage is iOS requirement (13.0 vs 16.0). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SAIB holds the better App Store score, 1.6 against 1.4. Both are backed by a comparable volume of ratings — 96 and 29 respectively. Written reviews point the same way: 11% of SAIB's written reviews are positive against 2% of ICAP TRADE's.
SAIB ships an update every 6 weeks, ICAP TRADE every 8 months. The most recent releases landed on October 21, 2026 and October 15, 2026 respectively.
| Parameter | SAIB | ICAP TRADE |
|---|---|---|
| Price | Free | Free |
| Rating | 1.6 (96 ratings) — better | 1.4 (29 ratings) |
| Positive reviews | 11.3% of reviews — better | 2.3% of reviews |
| Number of ratings | 96 — better | 29 |
| Update frequency | Every 6 weeks — better | Every 8 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 28 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | The Saudi Investment Bank | ALISTITHMAR CAPITAL |
Customer experience
SAIB
ICAP TRADE
Bugs and requests
SAIB
Reported bugs
16 issues- Login screen freezes and shows 'Try Again Later' errors
- Technical issues when accessing card information
- Flex Safe activation fails with 'information not found' error
- Text input boxes unresponsive to touches
- Touch ID authentication token failure (vascoSDK.-4005)
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- International transfer beneficiary feature broken
- Bill payment transactions fail to complete
- Multiple bill payments not processing
- App crashes when accessing cards
- Password reset returns 404 errors
- App logs out users unexpectedly
- Slow OTP/authorization code delivery
- App incompatible with iPhone X and newer models
- Display scaling issues on larger screens
- Recurring login issues after updates
- App hangs during end-of-day transaction processing
Requested features
12 requests- Face ID/Touch ID biometric authentication support
- Quick PIN entry option for faster login
- Dark mode option
- Improved app speed and performance optimization
- Mobile number-based transfers
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- Email-based transfers
- National ID-based transfers
- New beneficiary activation through app
- Support for latest iPhone screen sizes and models
- Apple keyboard auto-fill support
- Subscription/subscription management features
- Reduce 48-hour security hold period on transactions
ICAP TRADE
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SAIB
No in-app purchases
ICAP TRADE
No in-app purchases
