1stPayMobile vs Merchant.app
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
1stPayMobile
Accept credit card payments anywhere with this mobile solution. It securely processes transactions, captures signatures, and sends digital receipts. Ideal for businesses and nonprofits needing flexible payment options on the go.
- Swipe or key credit card payments
- Secure mobile payments
- Signature capture
- Email and text receipts
- Offline transaction processing
- Recurring billing
- Mobile report summaries
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Swipe credit cards and get paid anywhere whether on the go, at an event, upon delivery or during a service call with 1stPayMobile. Don’t lose anymore business and get paid quickly by accepting credit card payments anywhere with 1stPayMobile 1stPayMobile allows you to swipe or key credit card payments with your iPhone, iPad or iPod Touch. It is a secure mobile payments solution for businesses and nonprofits that is configurable to meet unique business needs. 1stPayMobile is a cost effective way to accept credit cards from any location. FREE Unlimited Boutique Style Customer Service and Technical Support Download 1stPayMobile for Free Learn More - Call 1-888-810-7800 1stPayMobile is powered by GoEmerchant, an industry leader since 1995. Features: • Free App • End to End Encryption exceeding PCI compliance standards • Signature Capture • Automatically add Tax & Tips • Adjustable Tax • Custom Tip by Dollar Amount or Percentage • Email Receipts with Geo-Location on Map • Text Message Receipts with Geo-Location on Map • Blue Bamboo Mobile Receipt Printer • Star Receipt Printer and Cash Drawer • Recurring Billing for Businesses and Not for Profits • Multi-MID, Multi-Location • Store & Forward for Offline Transaction Processing • Mobile Report Summaries & Transaction Query Web Portal for: • Administration of Users • Powerful & Configurable App Functionality • Unlimited Custom Data Capture • Detailed and Summary Reporting • Portable Bluetooth Printer available Transactions Supported: • Sale • Authorization (Pre-Auth) • Voice Authorization • Account Verification • Refund • Void Reversals • Settle Please note: If Using Audio Port Card Readers (uDynamo, UniMag II, Roam Pay), when updating to iOS 7, you must allow the App to have access to your microphone. To check this setting on your mobile device, go to Settings -> Privacy -> Microphone and check to make sure it’s enabled.
Merchant.app
This app streamlines payment processing for businesses, allowing for quick transactions via terminal, text, or email. It offers a real-time dashboard to monitor all business transactions and refunds, ensuring secure and efficient customer payments.
- Process payments via terminal, text, or email
- Lightning-fast transactions
- Customer payments via phone or email
- Real-time transaction dashboard
- Refund tracking
- Industry-leading data security
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An ideal system for businesses, Merchant Platforms will help you process your payments and impress your customers through terminal, text or email payment prompts and lightning-fast transactions. Customers can make payments instantly through their phone or email without the hassle of credit card authorization forms. A dashboard with real-time updates helps you keep track of all the transactions and refunds within your business. Merchants and customers can rest assured that each payment is kept safe and secure through industry-leading data security standards.
Screenshots
Verdict
The clearest difference is rating: Merchant.app at 4.5 against 1stPayMobile's 3.7. Merchant.app also leads on update cadence (every 2 weeks vs every 5 months) and review sentiment (50% vs 33%). 1stPayMobile's advantage is iOS requirement (9.2 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Merchant.app holds the better App Store score, 4.5 against 3.7. Both are backed by a comparable volume of ratings — 23 and 8 respectively. Written reviews point the same way: 33% of 1stPayMobile's written reviews are positive against 50% of Merchant.app's.
1stPayMobile ships an update every 5 months, Merchant.app every 2 weeks. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.
| Parameter | 1stPayMobile | Merchant.app |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (23 ratings) | 4.5 (8 ratings) — better |
| Positive reviews | 33.3% of reviews | 50.0% of reviews — better |
| Number of ratings | 23 — better | 8 |
| Update frequency | Every 5 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 9.2 — better | 15.1 |
| Further details — not scored | ||
| Size | 50 MB | 160 MB |
| Age rating | 4+ | 4+ |
| Developer | 1stPayGateway, LLC | Merchant Platforms, Inc. |
Customer experience
1stPayMobile
Merchant.app
In-app purchases
1stPayMobile
No in-app purchases
Merchant.app
No in-app purchases
