Banck (Cloud Expense Tracker) vs Simple Spender 2
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Banck (Cloud Expense Tracker)
Manage your personal finances with this app that allows offline expense tracking and automatic cloud synchronization. Scan receipts, track multiple currencies, and set daily reminders to stay on top of your spending. It offers unlimited records and accounts for free.
- Offline expense tracking
- Taiwan E-Invoice scanning
- Cloud synchronization
- Multi-currency support
- Daily reminders
- Unlimited records and accounts
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Banck supports scanning Taiwan E-Invoice(Receipt) from v1.3! The iOS version of Banck supports fully functional offline usage. You can add your expense anytime even when having poor Internet connection or using airplane mode abroad. We will synchronize your data to our cloud service when available. All of your records are both kept in your device and our cloud website. Of course, you can access these records from any of you devices. - Add records offline and synchronize automatically in background - Scan Taiwan E-Invoice(Receipt) to add a record - Four types of accounts: cash, bank account, prepaid card, credit card - Transferring between accounts is available, such as deposit, withdraw, prepay or pay bill - 38 currencies available and automatically converted to your default currency (Check currency rates in "Setting" page) - Daily reminder: let us remind you if you forget to keep accounts - 100% free with unlimited records, accounts and categories - Show records in list and pie charts - Easy to use with our UI design! - Your data on our cloud server is backed up on a daily basis - Only 1 click is required to add a record since launched Start to keep your accounts today! *Mobile version of Banck supports almost all functionalities. However, some settings, such as periodical record, are available through our web version: https://banck.tw/
Simple Spender 2
Easily track expenses and income, create personalized budgets, and visualize your spending habits with insightful graphs. This app prioritizes data privacy by storing all information locally on your device.
- Expense and income tracking
- Personalized monthly budgeting
- Data visualization with graphs
- Local data storage for privacy
- CSV import and export
- Multiple currencies and payment methods
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Organize Your Expense Keep track of your expenses and income within a few taps. Track how much you spend on each category. Plan Monthly Budget Create personalized budgets and stick with your plans. Visualize Data Summarize your income & expense into graphs and charts. See how much you spend each week, month, year or in your custom range. Data Privacy All data is stored in your own device locally without uploading to anywhere. Data Migration Support CSV file import from any source and export Other Features: - Multiple Currencies - Map View - Tags - Record Payment Method - Colorful Themes - Export data in CSV format - Import CSV data from other sources - Auto Backup Premium Features: - Remove Ads - Dark Theme - Password / Face ID / Touch ID Protection - Unlimited Tags - Unlimited Payment Methods in Records - Unlimited Templates
Screenshots
Verdict
The clearest difference is in-app purchases: Banck (Cloud Expense Tracker) at none against Simple Spender 2's 1. Banck (Cloud Expense Tracker) also leads on ads (none vs shown) and update cadence (weekly vs every 2 weeks). Simple Spender 2's advantage is rating (4.8 vs 4.4). On price, ratings volume, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Simple Spender 2 sells 1 in-app purchase, starting at $0.99 per 6 months. Banck (Cloud Expense Tracker) asks for nothing beyond the download.
Simple Spender 2 holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 14 and 5 respectively.
Banck (Cloud Expense Tracker) ships an update weekly, Simple Spender 2 every 2 weeks. The most recent releases landed on October 4, 2026 and October 1, 2026 respectively.
| Parameter | Banck (Cloud Expense Tracker) | Simple Spender 2 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (14 ratings) | 4.8 (5 ratings) — better |
| Positive reviews | 92.5% of reviews | — |
| Number of ratings | 14 — better | 5 |
| Update frequency | Weekly — better | Every 2 weeks |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 14.5 |
| Further details — not scored | ||
| Size | 16 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | Chung-Lun Chiang | Kwok Chun Hin |
Customer experience
Banck (Cloud Expense Tracker)
Simple Spender 2
In-app purchases
Banck (Cloud Expense Tracker)
No in-app purchases
Simple Spender 2
- 6 Months Subscription14 Days trial$0.996 Months
Questions
Is Banck (Cloud Expense Tracker) free?
Is Simple Spender 2 free?
Which has better reviews, Banck (Cloud Expense Tracker) or Simple Spender 2?
Do Banck (Cloud Expense Tracker) or Simple Spender 2 have ads?
Which is updated more often, Banck (Cloud Expense Tracker) or Simple Spender 2?
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