Comparison

Banck (Cloud Expense Tracker) vs Simple Spender 2

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Banck (Cloud Expense Tracker)

Manage your personal finances with this app that allows offline expense tracking and automatic cloud synchronization. Scan receipts, track multiple currencies, and set daily reminders to stay on top of your spending. It offers unlimited records and accounts for free.

Highlights
  • Offline expense tracking
  • Taiwan E-Invoice scanning
  • Cloud synchronization
  • Multi-currency support
  • Daily reminders
  • Unlimited records and accounts
Features
Read full description

Banck supports scanning Taiwan E-Invoice(Receipt) from v1.3! The iOS version of Banck supports fully functional offline usage. You can add your expense anytime even when having poor Internet connection or using airplane mode abroad. We will synchronize your data to our cloud service when available. All of your records are both kept in your device and our cloud website. Of course, you can access these records from any of you devices. - Add records offline and synchronize automatically in background - Scan Taiwan E-Invoice(Receipt) to add a record - Four types of accounts: cash, bank account, prepaid card, credit card - Transferring between accounts is available, such as deposit, withdraw, prepay or pay bill - 38 currencies available and automatically converted to your default currency (Check currency rates in "Setting" page) - Daily reminder: let us remind you if you forget to keep accounts - 100% free with unlimited records, accounts and categories - Show records in list and pie charts - Easy to use with our UI design! - Your data on our cloud server is backed up on a daily basis - Only 1 click is required to add a record since launched Start to keep your accounts today! *Mobile version of Banck supports almost all functionalities. However, some settings, such as periodical record, are available through our web version: https://banck.tw/

About

Simple Spender 2

Easily track expenses and income, create personalized budgets, and visualize your spending habits with insightful graphs. This app prioritizes data privacy by storing all information locally on your device.

Highlights
  • Expense and income tracking
  • Personalized monthly budgeting
  • Data visualization with graphs
  • Local data storage for privacy
  • CSV import and export
  • Multiple currencies and payment methods
Features
Read full description

Organize Your Expense Keep track of your expenses and income within a few taps. Track how much you spend on each category. Plan Monthly Budget Create personalized budgets and stick with your plans. Visualize Data Summarize your income & expense into graphs and charts. See how much you spend each week, month, year or in your custom range. Data Privacy All data is stored in your own device locally without uploading to anywhere. Data Migration Support CSV file import from any source and export Other Features: - Multiple Currencies - Map View - Tags - Record Payment Method - Colorful Themes - Export data in CSV format - Import CSV data from other sources - Auto Backup Premium Features: - Remove Ads - Dark Theme - Password / Face ID / Touch ID Protection - Unlimited Tags - Unlimited Payment Methods in Records - Unlimited Templates

Screenshots

Banck (Cloud Expense Tracker)4 screens
Simple Spender 24 screens

Verdict

The call

The clearest difference is in-app purchases: Banck (Cloud Expense Tracker) at none against Simple Spender 2's 1. Banck (Cloud Expense Tracker) also leads on ads (none vs shown) and update cadence (weekly vs every 2 weeks). Simple Spender 2's advantage is rating (4.8 vs 4.4). On price, ratings volume, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Spender 2 sells 1 in-app purchase, starting at $0.99 per 6 months. Banck (Cloud Expense Tracker) asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Simple Spender 2 holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 14 and 5 respectively.

UpkeepUpdate frequency

Banck (Cloud Expense Tracker) ships an update weekly, Simple Spender 2 every 2 weeks. The most recent releases landed on October 4, 2026 and October 1, 2026 respectively.

Scorecard5 real differences · 5 level
Banck (Cloud Expense Tracker) versus Simple Spender 2: the parameters behind the verdict, then further details
ParameterBanck (Cloud Expense Tracker)Simple Spender 2
PriceFreeFree
Rating4.4 (14 ratings)4.8 (5 ratings) — better
Positive reviews92.5% of reviews—
Number of ratings14 — better5
Update frequencyWeekly — betterEvery 2 weeks
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better14.5
Further details — not scored
Size16 MB48 MB
Age rating4+4+
DeveloperChung-Lun ChiangKwok Chun Hin

Customer experience

Banck (Cloud Expense Tracker)

All ratings14 ratings
Positive85.7%
Neutral7.1%
Negative7.1%
Written reviews67 reviews
Positive92.5%
Neutral3.0%
Negative4.5%

Simple Spender 2

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Banck (Cloud Expense Tracker)

No in-app purchases

1 purchases

Simple Spender 2

Subscriptions1
  • 6 Months Subscription14 Days trial$0.996 Months

Questions

Is Banck (Cloud Expense Tracker) free?
Banck (Cloud Expense Tracker) is free to download, with no in-app purchases.
Is Simple Spender 2 free?
Simple Spender 2 is free to download, with in-app purchases available.
Which has better reviews, Banck (Cloud Expense Tracker) or Simple Spender 2?
Simple Spender 2 is rated higher. Banck (Cloud Expense Tracker) averages 4.4 out of 5 from 14 ratings, while Simple Spender 2 averages 4.8 from 5 ratings.
Do Banck (Cloud Expense Tracker) or Simple Spender 2 have ads?
Simple Spender 2 shows ads; Banck (Cloud Expense Tracker) does not.
Which is updated more often, Banck (Cloud Expense Tracker) or Simple Spender 2?
Banck (Cloud Expense Tracker) ships an update weekly, and Simple Spender 2 every 2 weeks. Most recently, Banck (Cloud Expense Tracker) was updated on October 4, 2026 and Simple Spender 2 on October 1, 2026.

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