Banck (Cloud Expense Tracker) vs ZhiJi AI

Banck supports scanning Taiwan E-Invoice(Receipt) from v1.3! The iOS version of Banck supports fully functional offline usage. You can add your expense anytime even when having poor Internet connection or using airplane mode abroad. We will synchronize your data to our cloud service when available. All of your records are both kept in your device and our cloud website. Of course, you can access these records from any of you devices. - Add records offline and synchronize automatically in background - Scan Taiwan E-Invoice(Receipt) to add a record - Four types of accounts: cash, bank account, prepaid card, credit card - Transferring between accounts is available, such as deposit, withdraw, prepay or pay bill - 38 currencies available and automatically converted to your default currency (Check currency rates in "Setting" page) - Daily reminder: let us remind you if you forget to keep accounts - 100% free with unlimited records, accounts and categories - Show records in list and pie charts - Easy to use with our UI design! - Your data on our cloud server is backed up on a daily basis - Only 1 click is required to add a record since launched Start to keep your accounts today! *Mobile version of Banck supports almost all functionalities. However, some settings, such as periodical record, are available through our web version: https://banck.tw/

ZhiJi AI — Your Personal Smart Expense Tracker 【Quick Recording, Multiple Ways】 • Quick Entry: Amount + category in one tap, done in 3 seconds • Voice Recording: Say "lunch cost 35", AI auto-parses amount and category • Photo Recording: Snap receipts/bills, OCR auto-recognition • Recurring: Rent, salary and other fixed transactions, auto-recorded 【AI Smart Assistant】 • Natural language chat, check spending anytime • AI Spending Insights: Discover patterns and saving opportunities • Spending Persona: Understand your spending style • Financial Health Score: Comprehensive financial assessment • AI Budget Suggestions: Personalized budgets based on your habits 【Multi-Dimension Analytics】 • Day/Week/Month/Quarter/Year statistics • Pie & bar charts for spending distribution • Year-over-year and month-over-month trends • Category rankings at a glance 【Budget Management】 • Monthly total + category budgets • Real-time progress, instant over-budget alerts • AI smart budget suggestions 【Multi-Account & Multi-Book】 • Multiple accounts (cash, bank card, Alipay, etc.) • Transfer records between accounts • Multiple books: family, personal, travel • CloudKit shared books for family collaboration 【Cross-Platform Experience】 • iPhone + iPad adaptive layout • Apple Watch quick recording + budget view • Home Screen Widget for monthly overview • Dynamic Island for real-time recording display • Siri Shortcuts for voice quick entry 【Data Security & Export】 • Local storage with iCloud sync • Face ID app lock for privacy • CSV / PDF export for backup • Multi-currency support Privacy First: All data stored on your device and iCloud. We cannot access your financial data. ---Pro subscription unlocks all premium features: • Monthly: $0.99/month (3-day free trial) • Annual: $5.99/year (3-day free trial) • Lifetime: $19.99 Auto-renewable subscription. Cancel anytime in system settings.