Comparison

FCU Mobile Banking vs BPSB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FCU Mobile Banking

Manage your Florida Credit Union accounts conveniently from your mobile device. Check balances, review transactions, transfer funds, and make loan payments. Secure messaging is available for customer support.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Pay loans
  • Pay bills
  • Secure messaging
Features
Read full description

Florida Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Secure Messaging for support - Pay Bills If you have any questions about this application, please contact FCU at 1-800-284-1144.

About

BPSB Mobile

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks directly from your iPhone or iPad. Available to existing online banking customers.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills and manage payees
  • Deposit checks remotely
  • View scheduled and paid bills
Features
Read full description

Start banking wherever you are with BPSB Mobile for iPhone and iPad! Available to all Bay Port State Bank online banking customers. BPSB Mobile allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Make payments to new and existing payees, cancel scheduled bills and review previously paid bills from your mobile device. (You must be enrolled into Bill Pay to use Mobile Bill Pay). Check Deposit -Deposit checks while on the go All features may not be available on the iPad application.

Screenshots

FCU Mobile Banking4 screens
BPSB Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: FCU Mobile Banking at 81% against BPSB Mobile's 50%. FCU Mobile Banking also leads on rating (4.9 vs 4.5) and ratings volume (30K vs 55). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FCU Mobile Banking holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: FCU Mobile Banking has 30K ratings behind it against 55, so its average is the more settled of the two. Written reviews point the same way: 81% of FCU Mobile Banking's written reviews are positive against 50% of BPSB Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 18, 2026 and October 11, 2026 respectively.

Scorecard3 real differences · 7 level
FCU Mobile Banking versus BPSB Mobile: the parameters behind the verdict, then further details
ParameterFCU Mobile BankingBPSB Mobile
PriceFreeFree
Rating4.9 (30K ratings) — better4.5 (55 ratings)
Positive reviews81.3% of reviews — better50.0% of reviews
Number of ratings30K — better55
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size180 MB148 MB
Age rating4+4+
DeveloperFlorida Credit UnionBay Port State Bank

Customer experience

FCU Mobile Banking

All ratings29,916 ratings
Positive97.6%
Neutral1.6%
Negative0.8%
Written reviews155 reviews
Positive81.3%
Neutral6.5%
Negative12.3%

BPSB Mobile

All ratings55 ratings
Positive92.7%
Neutral1.8%
Negative5.5%
Written reviews4 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

FCU Mobile Banking

Reported bugs

5 issues
  • App crashing during use
  • Inability to log in or access accounts
  • Disappearing account balances
  • Delayed or failed transactions
  • Compatibility issues with newer iOS versions

Requested features

5 requests
  • Improved bill pay functionality
  • Ability to lock/unlock debit cards
  • Notification system for account activity
  • Increase mobile deposit limits
  • Compatibility with older devices

BPSB Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FCU Mobile Banking

No in-app purchases

None

BPSB Mobile

No in-app purchases

Questions

Is FCU Mobile Banking free?
FCU Mobile Banking is free to download, with no in-app purchases.
Is BPSB Mobile free?
BPSB Mobile is free to download, with no in-app purchases.
Which has better reviews, FCU Mobile Banking or BPSB Mobile?
FCU Mobile Banking is rated higher. FCU Mobile Banking averages 4.9 out of 5 from 30K ratings, while BPSB Mobile averages 4.5 from 55 ratings.
Do FCU Mobile Banking or BPSB Mobile have ads?
Neither FCU Mobile Banking nor BPSB Mobile shows ads.
Which is updated more often, FCU Mobile Banking or BPSB Mobile?
FCU Mobile Banking ships an update monthly, and BPSB Mobile monthly. Most recently, FCU Mobile Banking was updated on October 18, 2026 and BPSB Mobile on October 11, 2026.

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