Travis CU Mobile vs JAMS Cloud
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Travis CU Mobile
Manage your finances on the go with this banking app. Review balances, transfer funds, pay bills, and make person-to-person payments. Deposit checks, apply for loans, and access card information securely.
- Account balance and transaction history
- Fund transfers
- Bill Pay
- Person-to-person payments (Zelle®)
- Mobile check deposit
- Loan applications
- Biometric login
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The Travis Credit Union Mobile App gives you access to your money and an array of online financial tools whenever and wherever you need them. We’re focused on your financial wellness, so our app is loaded with great features that make managing your money quick, easy and convenient. You can review balances and transaction histories, transfer funds between TCU accounts and view images of checks posted to your account. You can also access our free Bill Pay system to schedule and pay your recurring monthly bills. If you’re splitting the tab with friends or want to send someone money electronically, we’ve partnered with Zelle® so you can make person-to-person payments directly from the App. And Do So Much More! • MyCardInfo – View your TCU credit card payment information (pending and posted), current balance, recent transactions and pending authorizations directly from the TCU App. • Mobile Deposit* - Deposit paper checks directly through the App. • Biometric security – login using your fingerprint or facial recognition for added security. • Apply for Loans - Apply for an auto, RV, boat, credit card or other loan directly through the App. • Secure Messaging - Send and receive secure messages while logged into the App. • Push Alerts – Schedule and edit your alerts on the go! • Current Rates - Get real-time, current interest rates for all of our financial products. • Find Us - Search for TCU branches and ATMs near your address or ZIP Code. • Contact Us - Use the “Contact Us” tab for telephone numbers, addresses, hours of operation and holiday schedules. Download our Travis CU Mobile App today! Thank you for your membership. * Mobile Deposit is available only to members who meet certain eligibility requirements. TCU’s standard check hold policy applies to deposits made using Mobile Deposit. Checks deposited after 3 p.m. PST will be processed the following business day. The daily limit for mobile deposit is $20,000; the weekly limit: $40,000, the monthly limit is $60,000. iPhone is a registered trademark of Apple Inc.
JAMS Cloud
Manage your union membership and employment details conveniently. This app allows you to handle payments, update your information, view reports, and receive important union notices.
- Manage Autopay and one-time payments
- Update skills and certifications
- View and download dispatch reports
- Update contact information
- Receive membership payment reminders
- View employment and hours history
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Experience the convenience of round-the-clock customer service. The JAMS Cloud app allows you to do the following : • Setup and manage Autopay • Make a one-time payment • Sign the out-of-work list • Update your skills and/or certifications • View and download your dispatch report • Update your contact information • Receive reminders about membership payments • Submit your termination • View your employment and hours history • View important notices from the union • Request a detailer stamp • Log your detailer stamp usage • View elective contributions and submit requests to change them Please click on the More option in the app, click on Rate the App, or Contact Us to give us feedback so we can continue to make improvements.
Screenshots
Verdict
The clearest difference is ads: JAMS Cloud at none against Travis CU Mobile's shown. JAMS Cloud also leads on update cadence (every 6 weeks vs every 5 months). Travis CU Mobile's advantage is ratings volume (27K vs 1.1K) and device support (4 vs 2). On price, rating, review sentiment and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Travis CU Mobile against 4.7 for JAMS Cloud. That said, the two scores are not equally well evidenced: Travis CU Mobile has 27K ratings behind it against 1.1K, so its average is the more settled of the two. Written reviews are what separate them: 72% of Travis CU Mobile's written reviews are positive against 67% of JAMS Cloud's.
Travis CU Mobile ships an update every 5 months, JAMS Cloud every 6 weeks. The most recent releases landed on October 19, 2026 and October 17, 2026 respectively.
| Parameter | Travis CU Mobile | JAMS Cloud |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (27K ratings) — better | 4.7 (1.1K ratings) |
| Positive reviews | 72.0% of reviews — better | 66.7% of reviews |
| Number of ratings | 27K — better | 1.1K |
| Update frequency | Every 5 months | Every 6 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 26 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | Travis Credit Union | Sheet Metal Workers Local Union No. 104 |
Customer experience
Travis CU Mobile
JAMS Cloud
User reviews
Travis CU Mobile
From 27K App Store ratingsWhat we love
- 🚀 Fast and efficient app
- 🔒 Secure banking experience
- 👍 Intuitive and user-friendly
- 💡 Great new features and updates
Room to improve
- 🐛 Bugs and glitches with mobile deposit
- 🐛 Inconsistent app performance
- 🔋 Slow processing of transactions
- 👎 Frustrating navigation and UI issues
JAMS Cloud
From 1.1K App Store ratingsWhat we love
- 👍 Easy to use
- 👍 Accommodating and accessible
- 👍 User-friendly app
- 👍 Great way to pay dues
- 👍 Thorough
Room to improve
- 🐛 Login issues
- 🐛 Doesn't remember user info
- 🐛 Crashes after verifying info
- 🐛 Touch ID doesn't work
Bugs and requests
Travis CU Mobile
Reported bugs
4 issues- App crashes and freezes
- Login and authentication issues
- Unreliable mobile deposit functionality
- Inconsistent display of account information
Requested features
4 requests- Zelle integration
- Customizable app settings
- Improved transaction history and details
- Faster check deposit process
JAMS Cloud
Reported bugs
3 issues- Login screen freezes
- Incompatible with older devices
- Can't save name or password
Requested features
3 requests- Allow more control over 401k, healthcare, etc.
- Bring back past employer comments
- Improve notification settings
In-app purchases
Travis CU Mobile
No in-app purchases
JAMS Cloud
No in-app purchases
Questions
Is Travis CU Mobile free?
Is JAMS Cloud free?
Which has better reviews, Travis CU Mobile or JAMS Cloud?
Do Travis CU Mobile or JAMS Cloud have ads?
Which is updated more often, Travis CU Mobile or JAMS Cloud?
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