Comparison

Travis CU Mobile vs JAMS Cloud

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Travis CU Mobile

Manage your finances on the go with this banking app. Review balances, transfer funds, pay bills, and make person-to-person payments. Deposit checks, apply for loans, and access card information securely.

Highlights
  • Account balance and transaction history
  • Fund transfers
  • Bill Pay
  • Person-to-person payments (Zelle®)
  • Mobile check deposit
  • Loan applications
  • Biometric login
Features
Read full description

The Travis Credit Union Mobile App gives you access to your money and an array of online financial tools whenever and wherever you need them. We’re focused on your financial wellness, so our app is loaded with great features that make managing your money quick, easy and convenient. You can review balances and transaction histories, transfer funds between TCU accounts and view images of checks posted to your account. You can also access our free Bill Pay system to schedule and pay your recurring monthly bills. If you’re splitting the tab with friends or want to send someone money electronically, we’ve partnered with Zelle® so you can make person-to-person payments directly from the App. And Do So Much More! • MyCardInfo – View your TCU credit card payment information (pending and posted), current balance, recent transactions and pending authorizations directly from the TCU App. • Mobile Deposit* - Deposit paper checks directly through the App. • Biometric security – login using your fingerprint or facial recognition for added security. • Apply for Loans - Apply for an auto, RV, boat, credit card or other loan directly through the App. • Secure Messaging - Send and receive secure messages while logged into the App. • Push Alerts – Schedule and edit your alerts on the go! • Current Rates - Get real-time, current interest rates for all of our financial products. • Find Us - Search for TCU branches and ATMs near your address or ZIP Code. • Contact Us - Use the “Contact Us” tab for telephone numbers, addresses, hours of operation and holiday schedules. Download our Travis CU Mobile App today! Thank you for your membership. * Mobile Deposit is available only to members who meet certain eligibility requirements. TCU’s standard check hold policy applies to deposits made using Mobile Deposit. Checks deposited after 3 p.m. PST will be processed the following business day. The daily limit for mobile deposit is $20,000; the weekly limit: $40,000, the monthly limit is $60,000. iPhone is a registered trademark of Apple Inc.

About

JAMS Cloud

Manage your union membership and employment details conveniently. This app allows you to handle payments, update your information, view reports, and receive important union notices.

Highlights
  • Manage Autopay and one-time payments
  • Update skills and certifications
  • View and download dispatch reports
  • Update contact information
  • Receive membership payment reminders
  • View employment and hours history
Features
Read full description

Experience the convenience of round-the-clock customer service. The JAMS Cloud app allows you to do the following : • Setup and manage Autopay • Make a one-time payment • Sign the out-of-work list • Update your skills and/or certifications • View and download your dispatch report • Update your contact information • Receive reminders about membership payments • Submit your termination • View your employment and hours history • View important notices from the union • Request a detailer stamp • Log your detailer stamp usage • View elective contributions and submit requests to change them Please click on the More option in the app, click on Rate the App, or Contact Us to give us feedback so we can continue to make improvements.

Screenshots

Travis CU Mobile4 screens
JAMS Cloud4 screens

Verdict

The call

The clearest difference is ads: JAMS Cloud at none against Travis CU Mobile's shown. JAMS Cloud also leads on update cadence (every 6 weeks vs every 5 months). Travis CU Mobile's advantage is ratings volume (27K vs 1.1K) and device support (4 vs 2). On price, rating, review sentiment and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Travis CU Mobile against 4.7 for JAMS Cloud. That said, the two scores are not equally well evidenced: Travis CU Mobile has 27K ratings behind it against 1.1K, so its average is the more settled of the two. Written reviews are what separate them: 72% of Travis CU Mobile's written reviews are positive against 67% of JAMS Cloud's.

UpkeepUpdate frequency

Travis CU Mobile ships an update every 5 months, JAMS Cloud every 6 weeks. The most recent releases landed on October 19, 2026 and October 17, 2026 respectively.

Scorecard4 real differences · 6 level
Travis CU Mobile versus JAMS Cloud: the parameters behind the verdict, then further details
ParameterTravis CU MobileJAMS Cloud
PriceFreeFree
Rating4.8 (27K ratings) — better4.7 (1.1K ratings)
Positive reviews72.0% of reviews — better66.7% of reviews
Number of ratings27K — better1.1K
Update frequencyEvery 5 monthsEvery 6 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size26 MB51 MB
Age rating4+4+
DeveloperTravis Credit UnionSheet Metal Workers Local Union No. 104

Customer experience

Travis CU Mobile

All ratings25,521 ratings
Positive96.3%
Neutral1.8%
Negative1.9%
Written reviews157 reviews
Positive72.0%
Neutral5.1%
Negative22.9%

JAMS Cloud

All ratings1,078 ratings
Positive92.4%
Neutral2.9%
Negative4.7%
Written reviews27 reviews
Positive66.7%
Neutral3.7%
Negative29.6%

User reviews

Travis CU Mobile

From 27K App Store ratings

What we love

  • 🚀 Fast and efficient app
  • 🔒 Secure banking experience
  • 👍 Intuitive and user-friendly
  • 💡 Great new features and updates

Room to improve

  • 🐛 Bugs and glitches with mobile deposit
  • 🐛 Inconsistent app performance
  • 🔋 Slow processing of transactions
  • 👎 Frustrating navigation and UI issues

JAMS Cloud

From 1.1K App Store ratings

What we love

  • 👍 Easy to use
  • 👍 Accommodating and accessible
  • 👍 User-friendly app
  • 👍 Great way to pay dues
  • 👍 Thorough

Room to improve

  • 🐛 Login issues
  • 🐛 Doesn't remember user info
  • 🐛 Crashes after verifying info
  • 🐛 Touch ID doesn't work

Bugs and requests

Travis CU Mobile

Reported bugs

4 issues
  • App crashes and freezes
  • Login and authentication issues
  • Unreliable mobile deposit functionality
  • Inconsistent display of account information

Requested features

4 requests
  • Zelle integration
  • Customizable app settings
  • Improved transaction history and details
  • Faster check deposit process

JAMS Cloud

Reported bugs

3 issues
  • Login screen freezes
  • Incompatible with older devices
  • Can't save name or password

Requested features

3 requests
  • Allow more control over 401k, healthcare, etc.
  • Bring back past employer comments
  • Improve notification settings

In-app purchases

None

Travis CU Mobile

No in-app purchases

None

JAMS Cloud

No in-app purchases

Questions

Is Travis CU Mobile free?
Travis CU Mobile is free to download, with no in-app purchases.
Is JAMS Cloud free?
JAMS Cloud is free to download, with no in-app purchases.
Which has better reviews, Travis CU Mobile or JAMS Cloud?
Travis CU Mobile is rated higher. Travis CU Mobile averages 4.8 out of 5 from 27K ratings, while JAMS Cloud averages 4.7 from 1.1K ratings.
Do Travis CU Mobile or JAMS Cloud have ads?
Travis CU Mobile shows ads; JAMS Cloud does not.
Which is updated more often, Travis CU Mobile or JAMS Cloud?
Travis CU Mobile ships an update every 5 months, and JAMS Cloud every 6 weeks. Most recently, Travis CU Mobile was updated on October 19, 2026 and JAMS Cloud on October 17, 2026.

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