Comparison

Expense Keep vs Budget Monthly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Keep

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

Highlights
  • Track expenses and income
  • Organize money into accounts/envelopes
  • Set up recurring transactions
  • View monthly history and cash flow
  • Create custom expense categories
  • Transfer money between accounts
Features
Read full description

Expense Keep is the simplest and quickest way to track your expenses. It will save you money and improve your financial health. Expense Keep has been downloaded over 500,000 times and ranked top 5 Finance app in 33 countries. "This is exactly what I was looking for. It has cut my spending tremendously. Couldn't be happier with this app." "I have never rated an app before but I feel so strongly about this app that I knew I had to share with everyone how great it is!" "All I wanted was a sole app to track multiple accounts. This does it. I love it and have deleted all of my other expense tracking apps." "This app is the only budget app that I could find which works well with a zero-based budget." "This is the best budget envelope app available. So beautifully designed and simple to use. Includes recurring transactions and transfers between envelopes." "This app is awesome! Super easy to use without requiring so much personal info like other apps (Mint)." "Finally an expenses tracking app that don't force you to connect every single bank account you have. This app is for those, like me, that like to keep their info as private as possible." "This app is helping me feel in much more control of my finances." "This app is fantastic. Don't know how i ever managed without it." "Awesome app. Easy to use. Quick to set up and quick to input transactions." "Have tried a number of apps to track expenses, and this one has everything I've been looking for." Expense Keep is a personal finance app built to be fast and designed to be flexible yet simple to use. Organize your money into separate accounts and track your expenses and incomes. Accounts can be used to track your bank account balances or as "envelopes" for your different spending groups. FEATURES: Accounts + Add/Edit/Delete accounts. + Set starting balance. + Organize your money into separate accounts. + View current balance of each account. Expenses and Incomes + Add/Edit/Delete entries for expenses and incomes. + Create custom expense categories. + Assign expenses/incomes to an account. + Set a date and note for each entry. + Select a category for expenses. Transfers + Add/Edit/Delete transfers. + Transfer money from one account to another. + Helps you stay on budget when you overspend in one account. Recurring Entries + Add/Edit/Delete recurring entries that get automatically entered. + Setup recurring expenses/incomes/transfers for each account. + Set repeat cycles of daily, weekly, biweekly, monthly and more. + Set a start date and end date for recurring expenses. + Or set recurring expenses to be ongoing with no end date. Monthly History + View all entries for current month. + Go back and see previous months' entries. + Go to future months and add entries ahead of time. Cash Flow + See how much you earned/spent for the month. + Cash flow bar chart helps you spend less than you earn. Expense Chart + Pie chart shows your expenses broken down into categories. + See where all your money is going. + Filter pie chart to show only the accounts you select. Report + CSV export Security + Passcode lock feature More features coming soon! Have questions, requests, or feedback? Send them to info@expensekeep.com If you enjoy using Expense Keep or found the app useful, please consider leaving a review. It helps us a lot. Thank you!

About

Budget Monthly

Track and analyze your monthly spending with this intuitive budget app. Set your monthly budget, log expenses, and view detailed reports to understand your spending habits and available balance. Export your data for further analysis.

Highlights
  • Intuitive expense tracking
  • Monthly budget setting
  • Spending analysis reports
  • Data export to CSV
  • Location-based currency
  • Daily expense logging reminders
Features
Read full description

Budget Monthly is a free budget tracking app with a clean, intuitive, and user-friendly design developed to help you track and analyze your monthly spending to help you save money. Meant to track your budget per month, Budget Monthly allows you to set your desired budget each month then log all of your expenses to track your total spending and available balance each month. Budget Monthly has a large collection of reports that allow you to view summaries of each month, compare spending histories of all months, view spending by categories, and more. All data may be exported to CSV as well. Being in control of your finances has never been easier. Setting up your budget and recording each expense takes only a few clicks and the intuitive and colorful design helps you easily see your balance and status. Additionally, Budget Monthly automatically adapts to your local currency and gives you additional format control within settings. Best of all, Budget Monthly is available for free. Download it today and get started on the path to regain control of your finances! ***** Features ***** ** Clean and colorful design which is easy to use and quick to help ** Expense categories help you better understand how you and spending your money ** Reporting allows you to compare monthly spending and get helpful analytics for each month ** Data exporting lets you export all expenses and budgets to CSV to import into any other data source (Pro version required) ** Location based currency ** Password protection allows you to keep your expenses private (Pro version required) ** Daily reminders to help you keep your expenses logged ** Free to download and use --------------- Send any questions, comments or requests to alex@alexrude.com

Screenshots

Expense Keep4 screens
Budget Monthly4 screens

Verdict

The call

The clearest difference is update cadence: Budget Monthly at weekly against Expense Keep's every 6 weeks. Budget Monthly also leads on review sentiment (100% vs 77%) and iOS requirement (10.0 vs 17.0). Expense Keep's advantage is ratings volume (1.7K vs 19). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Keep sells 1 one-off in-app purchase and Budget Monthly sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Budget Monthly holds the better App Store score, 4.5 against 4.4. That said, the two scores are not equally well evidenced: Expense Keep has 1.7K ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 77% of Expense Keep's written reviews are positive against 100% of Budget Monthly's.

UpkeepUpdate frequency

Expense Keep ships an update every 6 weeks, Budget Monthly weekly. Both last shipped on November 6, 2026.

Scorecard4 real differences · 6 level
Expense Keep versus Budget Monthly: the parameters behind the verdict, then further details
ParameterExpense KeepBudget Monthly
PriceFreeFree
Rating4.4 (1.7K ratings)4.5 (19 ratings) — better
Positive reviews77.5% of reviews100.0% of reviews — better
Number of ratings1.7K — better19
Update frequencyEvery 6 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhoneiPhone, iPod — better
Requires iOS17.010.0 — better
Further details — not scored
Size5 MB27 MB
Age rating4+4+
DeveloperTayson NguyenA. Rude

Customer experience

Expense Keep

All ratings1,685 ratings
Positive87.7%
Neutral5.8%
Negative6.5%
Written reviews364 reviews
Positive77.5%
Neutral8.5%
Negative14.0%

Budget Monthly

All ratings18 ratings
Positive88.9%
Neutral0.0%
Negative11.1%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Expense Keep

Reported bugs

4 issues
  • App crashes on launch after recent update
  • Dark mode functionality is broken
  • Recurring expense dates not updating correctly
  • Unable to export data or send feedback in-app

Requested features

5 requests
  • Add support for multiple currencies
  • Implement a monthly budgeting feature
  • Allow customization of expense categories
  • Improve data export and reporting options
  • Integrate cloud backup and cross-device sync

Budget Monthly

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Expense Keep

One-time1
  • Expense Keep Pro$19.99
2 purchases

Budget Monthly

One-time2
  • Budget Monthly Pro$0.99
  • Budget Monthly Ad Free$0.99

Questions

Is Expense Keep free?
Expense Keep is free to download, with in-app purchases available.
Is Budget Monthly free?
Budget Monthly is free to download, with in-app purchases available.
Which has better reviews, Expense Keep or Budget Monthly?
Budget Monthly is rated higher. Expense Keep averages 4.4 out of 5 from 1.7K ratings, while Budget Monthly averages 4.5 from 19 ratings.
Do Expense Keep or Budget Monthly have ads?
Neither Expense Keep nor Budget Monthly shows ads.
Which is updated more often, Expense Keep or Budget Monthly?
Expense Keep ships an update every 6 weeks, and Budget Monthly weekly. Most recently, Expense Keep was updated on November 6, 2026 and Budget Monthly on November 6, 2026.

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