Expense Keep vs Bold Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Keep
This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.
- Track expenses and income
- Organize money into accounts/envelopes
- Set up recurring transactions
- View monthly history and cash flow
- Create custom expense categories
- Transfer money between accounts
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Expense Keep is the simplest and quickest way to track your expenses. It will save you money and improve your financial health. Expense Keep has been downloaded over 500,000 times and ranked top 5 Finance app in 33 countries. "This is exactly what I was looking for. It has cut my spending tremendously. Couldn't be happier with this app." "I have never rated an app before but I feel so strongly about this app that I knew I had to share with everyone how great it is!" "All I wanted was a sole app to track multiple accounts. This does it. I love it and have deleted all of my other expense tracking apps." "This app is the only budget app that I could find which works well with a zero-based budget." "This is the best budget envelope app available. So beautifully designed and simple to use. Includes recurring transactions and transfers between envelopes." "This app is awesome! Super easy to use without requiring so much personal info like other apps (Mint)." "Finally an expenses tracking app that don't force you to connect every single bank account you have. This app is for those, like me, that like to keep their info as private as possible." "This app is helping me feel in much more control of my finances." "This app is fantastic. Don't know how i ever managed without it." "Awesome app. Easy to use. Quick to set up and quick to input transactions." "Have tried a number of apps to track expenses, and this one has everything I've been looking for." Expense Keep is a personal finance app built to be fast and designed to be flexible yet simple to use. Organize your money into separate accounts and track your expenses and incomes. Accounts can be used to track your bank account balances or as "envelopes" for your different spending groups. FEATURES: Accounts + Add/Edit/Delete accounts. + Set starting balance. + Organize your money into separate accounts. + View current balance of each account. Expenses and Incomes + Add/Edit/Delete entries for expenses and incomes. + Create custom expense categories. + Assign expenses/incomes to an account. + Set a date and note for each entry. + Select a category for expenses. Transfers + Add/Edit/Delete transfers. + Transfer money from one account to another. + Helps you stay on budget when you overspend in one account. Recurring Entries + Add/Edit/Delete recurring entries that get automatically entered. + Setup recurring expenses/incomes/transfers for each account. + Set repeat cycles of daily, weekly, biweekly, monthly and more. + Set a start date and end date for recurring expenses. + Or set recurring expenses to be ongoing with no end date. Monthly History + View all entries for current month. + Go back and see previous months' entries. + Go to future months and add entries ahead of time. Cash Flow + See how much you earned/spent for the month. + Cash flow bar chart helps you spend less than you earn. Expense Chart + Pie chart shows your expenses broken down into categories. + See where all your money is going. + Filter pie chart to show only the accounts you select. Report + CSV export Security + Passcode lock feature More features coming soon! Have questions, requests, or feedback? Send them to info@expensekeep.com If you enjoy using Expense Keep or found the app useful, please consider leaving a review. It helps us a lot. Thank you!
Bold Budget
This app helps you manage your money by tracking income and expenses. It offers monthly and yearly overviews, event-based tracking, and category organization to provide financial clarity and support your financial goals.
- Track income and expenses
- Monthly and yearly financial overview
- Event-based expense tracking
- Category-based organization
- Simple and powerful financial tools
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Bold Budget shows you the whole picture: what you spent this month, what you own, what you owe, and where your net worth is heading. TRACK EVERY ACCOUNT Add checking, savings, high-yield savings, cash, brokerage, and retirement accounts alongside credit cards, loans, and mortgages. Choose how each one is tracked: let your transactions move the balance automatically, or enter the number yourself whenever it changes — ideal for investment and retirement accounts you only check once a month. SEE YOUR NET WORTH Assets minus liabilities on one screen, with a chart of how it has moved over time. Assets and liabilities are split out and totaled, and each account shows when it was last updated so you always know how current the number is. ADD A TRANSACTION IN SECONDS The Add screen opens straight to the keypad. Type the amount, tap a category, done. Add a title, account, location, date, or tags only when you want to. EXPENSES, INCOME, AND TRANSFERS Moving money between your own accounts isn't spending. Transfers keep your balances honest while staying out of your spending totals — paychecks into checking, savings contributions, credit card and loan payments. ENVELOPES AND CATEGORY GOALS Organize spending into categories with your own icons and colors. Give a category a goal — a cap to stay under or a target to reach — and see at a glance where you stand. CHARTS THAT MAKE SENSE A spending breakdown by category for whatever timeframe you pick: week, month, year, or a custom range. Filter by account, tag, or category to answer a specific question. RECURRING EXPENSES Keep bills and subscriptions in one list with a running monthly total, so nothing catches you off guard. TAG WHAT MATTERS Tag transactions by trip, celebration, project, or any other event, then filter to see exactly what it cost. SHARE A BUDGET Invite someone to a budget by username. Owners can add and edit everything; viewers can follow along without changing anything — built for couples, families, and roommates. Everything syncs across devices, so a transaction added on one phone shows up on the other. Take charge of your financial future with Bold Budget — your tool for mindful spending and financial clarity. Download now and start seeing the whole picture. * Apple Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ *
Screenshots
Verdict
The clearest difference is rating: Bold Budget at 5.0 against Expense Keep's 4.4. Bold Budget also leads on monetization model (free vs free with in-app purchases) and review sentiment (100% vs 77%). Expense Keep's advantage is ads (none vs shown) and ratings volume (1.7K vs 2). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Keep sells 1 one-off in-app purchase and Bold Budget sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Bold Budget holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Expense Keep has 1.7K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 77% of Expense Keep's written reviews are positive against 100% of Bold Budget's.
Expense Keep ships an update every 6 weeks, Bold Budget every 2 weeks. The most recent releases landed on October 22, 2026 and October 12, 2026 respectively.
| Parameter | Expense Keep | Bold Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (1.7K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 77.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 1.7K — better | 2 |
| Update frequency | Every 6 weeks | Every 2 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 5 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | Tayson Nguyen | Jason Vance |
Customer experience
Expense Keep
Bold Budget
Bugs and requests
Expense Keep
Reported bugs
4 issues- App crashes on launch after recent update
- Dark mode functionality is broken
- Recurring expense dates not updating correctly
- Unable to export data or send feedback in-app
Requested features
5 requests- Add support for multiple currencies
- Implement a monthly budgeting feature
- Allow customization of expense categories
- Improve data export and reporting options
- Integrate cloud backup and cross-device sync
Bold Budget
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Expense Keep
- Expense Keep Pro$19.99
Bold Budget
- Bold Budget+ Monthly$4.991 Month
- Bold Budget+ Yearly7 Days trial$29.991 Year
- Bold Budget+ Lifetime$59.99









