ViaOnline vs Encompass Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ViaOnline
Manage your finances on the go with this banking app. Check balances, view transaction history, transfer funds, pay bills, and deposit checks securely. It offers features like Face/Touch ID login and account nicknames for easier management.
- Check account balances
- View transaction history
- Transfer funds
- Pay bills
- Deposit checks
- Secure messaging
- Account nicknames
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ViaConnect allows you to check balances, view transaction history, transfer funds, and pay loans on the go! • Check out the following features: • Easily sign in with Face/Touch ID • View Quick Balances from the login page or on Apple Watch • Nickname your accounts, shares, and loans for added clarity • Send money to others with Pay a Person • Transfer funds • Deposit checks • View eDocs • Opt-in to eAlerts for email or text updates about account • Pay bills • Access VisaOnline • View branch locations, hours, and services • Send a secure message • Left/right-handed modes • Full Neurodiverse features including options for epilepsy, dyslexia, colorblindness, and visual sensitivity. ... and many more! If you have any questions about this application, please contact Via Credit Union at 765.674.6631.“
Encompass Mobile Banking
Manage your finances conveniently from your mobile device. Check account balances, review transaction history, and move funds between accounts. You can also make loan payments and securely message support for assistance.
- Check Balances
- View Transaction History
- Transfer Funds
- Pay Loans
- Secure Messaging
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Encompass Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Secure Messaging for support If you have any questions about this application, please contact Encompass CU at 800-675-8852
Screenshots
Verdict
The clearest difference is rating: Encompass Mobile Banking at 4.8 against ViaOnline's 3.4. Encompass Mobile Banking also leads on ratings volume (711 vs 28) and review sentiment (67% vs 55%). ViaOnline's advantage is device support (4 vs 2) and iOS requirement (15.6 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Encompass Mobile Banking holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: Encompass Mobile Banking has 711 ratings behind it against 28, so its average is the more settled of the two. Written reviews point the same way: 55% of ViaOnline's written reviews are positive against 67% of Encompass Mobile Banking's.
ViaOnline ships an update every 3 weeks, Encompass Mobile Banking every 5 weeks. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.
| Parameter | ViaOnline | Encompass Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (28 ratings) | 4.8 (711 ratings) — better |
| Positive reviews | 55.0% of reviews | 66.7% of reviews — better |
| Number of ratings | 28 | 711 — better |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 18.4 |
| Further details — not scored | ||
| Size | 69 MB | 197 MB |
| Age rating | 4+ | 12+ |
| Developer | Via Credit Union | Encompass Federal Credit Union |
Customer experience
ViaOnline
Encompass Mobile Banking
In-app purchases
ViaOnline
No in-app purchases
Encompass Mobile Banking
No in-app purchases
Questions
Is ViaOnline free?
Is Encompass Mobile Banking free?
Which has better reviews, ViaOnline or Encompass Mobile Banking?
Do ViaOnline or Encompass Mobile Banking have ads?
Which is updated more often, ViaOnline or Encompass Mobile Banking?
Other comparisons
