Comparison

ViaOnline vs Encompass Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ViaOnline

Manage your finances on the go with this banking app. Check balances, view transaction history, transfer funds, pay bills, and deposit checks securely. It offers features like Face/Touch ID login and account nicknames for easier management.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Pay bills
  • Deposit checks
  • Secure messaging
  • Account nicknames
Features
Read full description

ViaConnect allows you to check balances, view transaction history, transfer funds, and pay loans on the go! • Check out the following features: • Easily sign in with Face/Touch ID • View Quick Balances from the login page or on Apple Watch • Nickname your accounts, shares, and loans for added clarity • Send money to others with Pay a Person • Transfer funds • Deposit checks • View eDocs • Opt-in to eAlerts for email or text updates about account • Pay bills • Access VisaOnline • View branch locations, hours, and services • Send a secure message • Left/right-handed modes • Full Neurodiverse features including options for epilepsy, dyslexia, colorblindness, and visual sensitivity. ... and many more! If you have any questions about this application, please contact Via Credit Union at 765.674.6631.“

About

Encompass Mobile Banking

Manage your finances conveniently from your mobile device. Check account balances, review transaction history, and move funds between accounts. You can also make loan payments and securely message support for assistance.

Highlights
  • Check Balances
  • View Transaction History
  • Transfer Funds
  • Pay Loans
  • Secure Messaging
Features
Read full description

Encompass Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Secure Messaging for support If you have any questions about this application, please contact Encompass CU at 800-675-8852

Screenshots

ViaOnline4 screens
Encompass Mobile Banking4 screens

Verdict

The call

The clearest difference is rating: Encompass Mobile Banking at 4.8 against ViaOnline's 3.4. Encompass Mobile Banking also leads on ratings volume (711 vs 28) and review sentiment (67% vs 55%). ViaOnline's advantage is device support (4 vs 2) and iOS requirement (15.6 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Encompass Mobile Banking holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: Encompass Mobile Banking has 711 ratings behind it against 28, so its average is the more settled of the two. Written reviews point the same way: 55% of ViaOnline's written reviews are positive against 67% of Encompass Mobile Banking's.

UpkeepUpdate frequency

ViaOnline ships an update every 3 weeks, Encompass Mobile Banking every 5 weeks. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

Scorecard5 real differences · 5 level
ViaOnline versus Encompass Mobile Banking: the parameters behind the verdict, then further details
ParameterViaOnlineEncompass Mobile Banking
PriceFreeFree
Rating3.4 (28 ratings)4.8 (711 ratings) — better
Positive reviews55.0% of reviews66.7% of reviews — better
Number of ratings28711 — better
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS15.6 — better18.4
Further details — not scored
Size69 MB197 MB
Age rating4+12+
DeveloperVia Credit UnionEncompass Federal Credit Union

Customer experience

ViaOnline

All ratings28 ratings
Positive57.1%
Neutral3.6%
Negative39.3%
Written reviews20 reviews
Positive55.0%
Neutral0.0%
Negative45.0%

Encompass Mobile Banking

All ratings707 ratings
Positive97.0%
Neutral1.4%
Negative1.6%
Written reviews9 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

ViaOnline

No in-app purchases

None

Encompass Mobile Banking

No in-app purchases

Questions

Is ViaOnline free?
ViaOnline is free to download, with no in-app purchases.
Is Encompass Mobile Banking free?
Encompass Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, ViaOnline or Encompass Mobile Banking?
Encompass Mobile Banking is rated higher. ViaOnline averages 3.4 out of 5 from 28 ratings, while Encompass Mobile Banking averages 4.8 from 711 ratings.
Do ViaOnline or Encompass Mobile Banking have ads?
Neither ViaOnline nor Encompass Mobile Banking shows ads.
Which is updated more often, ViaOnline or Encompass Mobile Banking?
ViaOnline ships an update every 3 weeks, and Encompass Mobile Banking every 5 weeks. Most recently, ViaOnline was updated on November 1, 2026 and Encompass Mobile Banking on November 4, 2026.

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