Ocean State Credit Union vs WaveFCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ocean State Credit Union
Manage your finances on the go with this mobile banking application. Check balances, transfer funds between accounts, and find nearby branches using an integrated map. It offers a fast, convenient, and secure way to access your accounts.
- Check available balances
- Make transfers between accounts
- Locate nearest branch by map
- Fast, convenient, and secure access
- Formerly Coventry Credit Union
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With Ocean State Credit Union mobile app, you can check your available balances, make transfers between accounts, even locate the nearest Ocean State Union location by map – all right from your iPhone or iPad. It’s fast, convenient, and secure. *Formerly Coventry Credit Union.
WaveFCU
Manage your finances on the go with this mobile banking app. Check balances, view transaction history, transfer funds between accounts, and make loan payments securely. It also offers secure messaging for customer support.
- Check account balances
- View transaction history
- Transfer funds
- Pay loans
- Secure messaging
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Wave Federal Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Secure Messaging for support If you have any questions about this application, please contact us at 401-781-1020.
Screenshots
Verdict
The clearest difference is rating: Ocean State Credit Union at 4.7 against WaveFCU's 3.5. Ocean State Credit Union also leads on update cadence (every 4 months vs every 31 months) and ratings volume (785 vs 19). WaveFCU's advantage is iOS requirement (12.0 vs 17.0). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ocean State Credit Union holds the better App Store score, 4.7 against 3.5. That said, the two scores are not equally well evidenced: Ocean State Credit Union has 785 ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 63% of Ocean State Credit Union's written reviews are positive against 57% of WaveFCU's.
Ocean State Credit Union ships an update every 4 months, WaveFCU every 31 months. The most recent releases landed on October 26, 2026 and October 8, 2026 respectively.
| Parameter | Ocean State Credit Union | WaveFCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (785 ratings) — better | 3.5 (19 ratings) |
| Positive reviews | 62.5% of reviews — better | 57.1% of reviews |
| Number of ratings | 785 — better | 19 |
| Update frequency | Every 4 months — better | Every 31 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 165 MB | 95 MB |
| Age rating | 4+ | 4+ |
| Developer | Ocean State Credit Union | Wave Federal Credit Union |
Customer experience
Ocean State Credit Union
WaveFCU
Bugs and requests
Ocean State Credit Union
Reported bugs
6 issues- Unable to view credit card accounts on iOS
- Transfer function displays error messages
- Suspicious security alerts about stolen checks
- Auto-capture too sensitive to motion
- Application errors preventing transfers
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- Email notifications require app login to function
Requested features
7 requests- Pending transaction visibility
- Running total for account transactions
- Apple Pay and digital wallet integration
- PIN authentication option instead of password
- Electronic payment acceptance
Show 2 moreShow fewer
- Push notifications that work without app login
- Credit card account access on iOS
WaveFCU
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Ocean State Credit Union
No in-app purchases
WaveFCU
No in-app purchases
Questions
Is Ocean State Credit Union free?
Is WaveFCU free?
Which has better reviews, Ocean State Credit Union or WaveFCU?
Do Ocean State Credit Union or WaveFCU have ads?
Which is updated more often, Ocean State Credit Union or WaveFCU?
Other comparisons
