Shoreham Bank vs WaveFCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Shoreham Bank
Manage your money with this secure financial tool. Organize transactions with tags and notes, set up balance alerts, and make payments or transfers easily. Deposit checks with a photo and manage your debit card.
- Transaction organization with tags and notes
- Customizable balance alerts
- In-app payments and transfers
- Mobile check deposit
- Debit card management
- Monthly statement access
- Branch and ATM locator
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Shoreham Bank is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Shoreham Bank: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric supported devices.
WaveFCU
Manage your finances on the go with this mobile banking app. Check balances, view transaction history, transfer funds between accounts, and make loan payments securely. It also offers secure messaging for customer support.
- Check account balances
- View transaction history
- Transfer funds
- Pay loans
- Secure messaging
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Wave Federal Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Secure Messaging for support If you have any questions about this application, please contact us at 401-781-1020.
Screenshots
Verdict
The clearest difference is rating: Shoreham Bank at 4.5 against WaveFCU's 3.5. Shoreham Bank also leads on update cadence (monthly vs every 31 months) and ratings volume (156 vs 19). WaveFCU's advantage is monetization model (free vs ad-supported) and iOS requirement (12.0 vs 18.4). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Shoreham Bank holds the better App Store score, 4.5 against 3.5. That said, the two scores are not equally well evidenced: Shoreham Bank has 156 ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 60% of Shoreham Bank's written reviews are positive against 57% of WaveFCU's.
Shoreham Bank ships an update monthly, WaveFCU every 31 months. The most recent releases landed on October 19, 2026 and October 8, 2026 respectively.
| Parameter | Shoreham Bank | WaveFCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (156 ratings) — better | 3.5 (19 ratings) |
| Positive reviews | 60.0% of reviews — better | 57.1% of reviews |
| Number of ratings | 156 — better | 19 |
| Update frequency | Monthly — better | Every 31 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.4 | 12.0 — better |
| Further details — not scored | ||
| Size | 196 MB | 95 MB |
| Age rating | 12+ | 4+ |
| Developer | Shoreham Bank | Wave Federal Credit Union |
Customer experience
Shoreham Bank
WaveFCU
In-app purchases
Shoreham Bank
No in-app purchases
WaveFCU
No in-app purchases
Questions
Is Shoreham Bank free?
Is WaveFCU free?
Which has better reviews, Shoreham Bank or WaveFCU?
Do Shoreham Bank or WaveFCU have ads?
Which is updated more often, Shoreham Bank or WaveFCU?
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