WTC Mobile Banking vs WaveFCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WTC Mobile Banking
Manage your accounts, pay bills, and deposit checks securely from your mobile device. Transfer funds between accounts or to other people, and locate nearby ATMs and branches. It's a fast and convenient way to handle your banking needs on the go.
- Manage accounts and view transaction history
- Deposit checks remotely
- Transfer money between accounts
- Send money to others
- Pay bills
- Find ATMs and branches
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Manage your finances anywhere, anytime with WTC Mobile Banking. Bank with confidence - Washington Trust Company’s Mobile App makes it easy for you to bank on the go. Do your banking right from your mobile device. You can manage your accounts, pay bills, send money to people you know, deposit checks, find ATMs and more! It’s fast, secure and free. With WTC Mobile, you can: • Check available balances & transaction history • Deposit checks right from your phone • Transfer money between WTC accounts • Transfer money to/from your accounts at WTC to your accounts elsewhere • Send money to people you know • View your statements • Pay bills • Find the nearest WTC branches and ATMs To use WTC Mobile, you must be a Washington Trust Company customer and enrolled in our online banking service. To sign up, click sign up on the app or visit www.washtrust.com. To learn how we protect your privacy, please visit https://www.washtrust.com/disclosures/privacy-policy
WaveFCU
Manage your finances on the go with this mobile banking app. Check balances, view transaction history, transfer funds between accounts, and make loan payments securely. It also offers secure messaging for customer support.
- Check account balances
- View transaction history
- Transfer funds
- Pay loans
- Secure messaging
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Wave Federal Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Secure Messaging for support If you have any questions about this application, please contact us at 401-781-1020.
Screenshots
Verdict
The clearest difference is ads: WaveFCU at none against WTC Mobile Banking's shown. WaveFCU also leads on iOS requirement (12.0 vs 15.0). WTC Mobile Banking's advantage is update cadence (every 3 months vs every 31 months) and review sentiment (67% vs 57%). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
WTC Mobile Banking ships an update every 3 months, WaveFCU every 31 months. The most recent releases landed on September 30, 2026 and September 22, 2026 respectively.
| Parameter | WTC Mobile Banking | WaveFCU |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.5 (19 ratings) — better |
| Positive reviews | 67.1% of reviews — better | 57.1% of reviews |
| Number of ratings | — | 19 — better |
| Update frequency | Every 3 months — better | Every 31 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 167 MB | 95 MB |
| Age rating | 4+ | 4+ |
| Developer | The Washington Trust Company | Wave Federal Credit Union |
Customer experience
WTC Mobile Banking
WaveFCU
Bugs and requests
WTC Mobile Banking
Reported bugs
4 issues- Login/app crashes
- Mobile deposit not working
- Scheduled payments disappearing
- Quick balance feature not functioning
Requested features
4 requests- Expand transaction history beyond 1 year
- Improve mobile deposit experience
- Add internal messaging/communication
- Integrate with mobile payment options (e.g. Apple Pay)
WaveFCU
Not enough reviews yet to summarise bugs or requests.
In-app purchases
WTC Mobile Banking
No in-app purchases
WaveFCU
No in-app purchases
Questions
Is WTC Mobile Banking free?
Is WaveFCU free?
Do WTC Mobile Banking or WaveFCU have ads?
Which is updated more often, WTC Mobile Banking or WaveFCU?
Other comparisons
