WTC Mobile Banking vs WCCU eBanking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WTC Mobile Banking
Manage your accounts, pay bills, and deposit checks securely from your mobile device. Transfer funds between accounts or to other people, and locate nearby ATMs and branches. It's a fast and convenient way to handle your banking needs on the go.
- Manage accounts and view transaction history
- Deposit checks remotely
- Transfer money between accounts
- Send money to others
- Pay bills
- Find ATMs and branches
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Manage your finances anywhere, anytime with WTC Mobile Banking. Bank with confidence - Washington Trust Company’s Mobile App makes it easy for you to bank on the go. Do your banking right from your mobile device. You can manage your accounts, pay bills, send money to people you know, deposit checks, find ATMs and more! It’s fast, secure and free. With WTC Mobile, you can: • Check available balances & transaction history • Deposit checks right from your phone • Transfer money between WTC accounts • Transfer money to/from your accounts at WTC to your accounts elsewhere • Send money to people you know • View your statements • Pay bills • Find the nearest WTC branches and ATMs To use WTC Mobile, you must be a Washington Trust Company customer and enrolled in our online banking service. To sign up, click sign up on the app or visit www.washtrust.com. To learn how we protect your privacy, please visit https://www.washtrust.com/disclosures/privacy-policy
WCCU eBanking
Manage your credit union accounts and loans securely and conveniently from your mobile device. Access features like bill pay, mobile check deposit, and card management. Enjoy a simplified banking experience with a customizable dashboard.
- Account and loan management
- Mobile check deposit
- Bill payment
- Fund transfers
- ATM/Debit card management
- Savings goal setting
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Enhancements to user experience Let us simplify your life! Manage your Westerly Community Credit Union accounts and loans security and conveniently while you are on the go, using WCCU's Mobile App. Using your mobile device, you have secure access to open an account or apply for a loan, set up savings goals, check your account balance and transaction history, make loan payments, transfer funds, pay bills, deposit checks, manage ATM\Debit cards and more! Rest easy, our online experience offers the same high-quality service you would find when visiting one of our branches in person. The easy to view dashboard allows you to customize your view and manage all your WCCU accounts in one simple and easy screen. You can view available funds, your progress towards savings goals, upcoming payments, how much you've deposited, personal recommendations and more. Standard messaging, airtime, and data changes may apply. Availability subject to carrier limitations and phone capabilities.
Screenshots
Verdict
The clearest difference is rating: WCCU eBanking at 4.9 against WTC Mobile Banking's 2.9. WCCU eBanking also leads on ads (none vs shown) and ratings volume (2.2K vs 10). WTC Mobile Banking's advantage is review sentiment (67% vs 55%). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
WCCU eBanking holds the better App Store score, 4.9 against 2.9. That said, the two scores are not equally well evidenced: WCCU eBanking has 2.2K ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 67% of WTC Mobile Banking's written reviews are positive against 55% of WCCU eBanking's, so the app with the better star average is not the one people write more warmly about.
WTC Mobile Banking ships an update every 3 months, WCCU eBanking every 4 months. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.
| Parameter | WTC Mobile Banking | WCCU eBanking |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (10 ratings) | 4.9 (2.2K ratings) — better |
| Positive reviews | 66.7% of reviews — better | 55.0% of reviews |
| Number of ratings | 10 | 2.2K — better |
| Update frequency | Every 3 months — better | Every 4 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 167 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | The Washington Trust Company | Westerly Community Credit Union |
Customer experience
WTC Mobile Banking
WCCU eBanking
User reviews
WTC Mobile Banking
From 10 App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient banking
- 💡 Great mobile check deposit
- 🤝 Friendly staff
- 🌟 Excellent app overall
Room to improve
- 🐛 Recurring login/app issues
- 🐛 Mobile deposit problems
- 🐛 Slow performance/bugs
- 🔍 Lacking some features (e.g. transaction history, bill pay)
WCCU eBanking
From 2.2K App Store ratingsWhat we love
- 👍 Intuitive and easy to use
- 🔒 Reassuring security measures
- 👍 User-friendly app
- 👍 Allows banking at home
- 👍 Enjoyable customer service
Room to improve
- 🐛 Remote deposit doesn't work
- 🐛 Trouble capturing images of handwritten checks
- 🐛 No Face ID after phone reset
- 🐛 Touch ID doesn't work on iPhone 8
- 🐛 Touch ID won't save settings
Bugs and requests
WTC Mobile Banking
Reported bugs
4 issues- Login/app crashes
- Mobile deposit not working
- Scheduled payments disappearing
- Quick balance feature not functioning
Requested features
4 requests- Expand transaction history beyond 1 year
- Improve mobile deposit experience
- Add internal messaging/communication
- Integrate with mobile payment options (e.g. Apple Pay)
WCCU eBanking
Reported bugs
5 issues- Remote deposit issues
- Check image capture problems
- Face ID/Touch ID login bugs
- Debit card name display issue
- Reliability and login problems
Requested features
2 requests- Face ID or Touch ID login option
- Longer transaction history display
In-app purchases
WTC Mobile Banking
No in-app purchases
WCCU eBanking
No in-app purchases
Questions
Is WTC Mobile Banking free?
Is WCCU eBanking free?
Which has better reviews, WTC Mobile Banking or WCCU eBanking?
Do WTC Mobile Banking or WCCU eBanking have ads?
Which is updated more often, WTC Mobile Banking or WCCU eBanking?
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