星图金融 vs 中信百信银行
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
星图金融
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星图金融(原苏宁金融)作为一款集贷款、理财、支付、保险、便民生活服务于一体的综合性平台,致力于为普通用户、企业商户、持牌金融机构提供全方位、一体化的综合金融服务。在这里,你可以: 【轻松借钱】 额度高至20万,线上申请,审核快至20秒 年化利率4.8%至24%(单利),领券至高免息30天 【稳健理财】 持牌专业金融平台,优质金融机构深度合作 精选理财、基金、保险等优质产品,助力财富增值 【便民生活】 生活大小事,一站全掌握!地铁5折起,话费折扣多;秒还信用卡、灵活转账,让生活更省心,让支付更便捷! 秒还信用卡:0手续费,天天打卡必得6元信用卡还款金 积分抵话费:积分当钱花,直抵话费!额外可得5元话费券 【精彩活动】 天天领现金:做任务领金币,无门槛随时提现,连玩30天必得10元 积分当钱花:签到赚积分,1积分起兑大牌,爆款单品包邮到家 【联系我们】 在您使用过程中遇到任何问题,可联系客服热线95177。 温馨提示:贷款实际额度、利率以系统审批为准,贷款有风险,请根据个人能力合理借贷,避免逾期。营销活动具体细则以APP内活动规则为准,产品历史业绩仅供参考,市场有风险,投资需谨慎。
中信百信银行
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中信百信银行是经中国银保监会批准设立的国有控股互联网银行,为您提供银行存款、投资理财、保障保险、信用借款等一站式金融服务。 【安全保障】直销银行,持牌经营,安全保障 【在线开户】不出门,轻松体验刷脸开户,从此金融服务随叫随到 【钱包Plus】 灵活理财新选择,会赚钱的钱包,灵活投资、实时到账 【精选理财】无面签,低门槛,精选明星理财子产品,一站式满足理财需要 【存款+】 存款保险保驾护航,存款期限丰富,稳定可靠,给自己加点“薪” 【好会花】 最高额度30万(以审批为准),日息低至0.02%,极速审批,随借随还 【温馨提示】投资有风险,入市需谨慎;贷款产品的额度、放款时间、通过率等以实际审批为准,请根据个人能力合理贷款 【贴心服务】7*24小时不间断陪伴,您需要的时候,我们一直都在 了解更多热门活动、产品上新、服务资讯,请关注“百信银行AIBANK"公众号(baixinyinhang)、百信银行AIBANK 微信小程序,客服电话:956186。
Screenshots
Verdict
The clearest difference is rating: 星图金融 at 4.7 against 中信百信银行's 3.2. 星图金融 also leads on ratings volume (128K vs 12). 中信百信银行's advantage is review sentiment (86% vs 68%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
星图金融 holds the better App Store score, 4.7 against 3.2. That said, the two scores are not equally well evidenced: 星图金融 has 128K ratings behind it against 12, so its average is the more settled of the two. Written reviews complicate that: 68% of 星图金融's written reviews are positive against 86% of 中信百信银行's, so the app with the better star average is not the one people write more warmly about.
星图金融 ships an update monthly, 中信百信银行 every 3 weeks. The most recent releases landed on October 13, 2026 and October 7, 2026 respectively.
| Parameter | 星图金融 | 中信百信银行 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (128K ratings) — better | 3.2 (12 ratings) |
| Positive reviews | 67.6% of reviews | 86.2% of reviews — better |
| Number of ratings | 128K — better | 12 |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 119 MB | 211 MB |
| Age rating | 17+ | 12+ |
| Developer | Shanghai STAR ATLAS Financial Services Group Co., Ltd. | 中信百信银行股份有限公司 |
Customer experience
星图金融
中信百信银行
In-app purchases
星图金融
No in-app purchases
中信百信银行
No in-app purchases









