Comparison

星图金融 vs 中信百信银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

星图金融

Features
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星图金融(原苏宁金融)作为一款集贷款、理财、支付、保险、便民生活服务于一体的综合性平台,致力于为普通用户、企业商户、持牌金融机构提供全方位、一体化的综合金融服务。在这里,你可以: 【轻松借钱】 额度高至20万,线上申请,审核快至20秒 年化利率4.8%至24%(单利),领券至高免息30天 【稳健理财】 持牌专业金融平台,优质金融机构深度合作 精选理财、基金、保险等优质产品,助力财富增值 【便民生活】 生活大小事,一站全掌握!地铁5折起,话费折扣多;秒还信用卡、灵活转账,让生活更省心,让支付更便捷! 秒还信用卡:0手续费,天天打卡必得6元信用卡还款金 积分抵话费:积分当钱花,直抵话费!额外可得5元话费券 【精彩活动】 天天领现金:做任务领金币,无门槛随时提现,连玩30天必得10元 积分当钱花:签到赚积分,1积分起兑大牌,爆款单品包邮到家 【联系我们】 在您使用过程中遇到任何问题,可联系客服热线95177。 温馨提示:贷款实际额度、利率以系统审批为准,贷款有风险,请根据个人能力合理借贷,避免逾期。营销活动具体细则以APP内活动规则为准,产品历史业绩仅供参考,市场有风险,投资需谨慎。

About

中信百信银行

Features
Read full description

中信百信银行是经中国银保监会批准设立的国有控股互联网银行,为您提供银行存款、投资理财、保障保险、信用借款等一站式金融服务。 【安全保障】直销银行,持牌经营,安全保障 【在线开户】不出门,轻松体验刷脸开户,从此金融服务随叫随到 【钱包Plus】 灵活理财新选择,会赚钱的钱包,灵活投资、实时到账 【精选理财】无面签,低门槛,精选明星理财子产品,一站式满足理财需要 【存款+】 存款保险保驾护航,存款期限丰富,稳定可靠,给自己加点“薪” 【好会花】 最高额度30万(以审批为准),日息低至0.02%,极速审批,随借随还 【温馨提示】投资有风险,入市需谨慎;贷款产品的额度、放款时间、通过率等以实际审批为准,请根据个人能力合理贷款 【贴心服务】7*24小时不间断陪伴,您需要的时候,我们一直都在 了解更多热门活动、产品上新、服务资讯,请关注“百信银行AIBANK"公众号(baixinyinhang)、百信银行AIBANK 微信小程序,客服电话:956186。

Screenshots

星图金融4 screens
中信百信银行4 screens

Verdict

The call

The clearest difference is rating: 星图金融 at 4.7 against 中信百信银行's 3.2. 星图金融 also leads on ratings volume (128K vs 12). 中信百信银行's advantage is review sentiment (86% vs 68%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

星图金融 holds the better App Store score, 4.7 against 3.2. That said, the two scores are not equally well evidenced: 星图金融 has 128K ratings behind it against 12, so its average is the more settled of the two. Written reviews complicate that: 68% of 星图金融's written reviews are positive against 86% of 中信百信银行's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

星图金融 ships an update monthly, 中信百信银行 every 3 weeks. The most recent releases landed on October 13, 2026 and October 7, 2026 respectively.

Scorecard3 real differences · 6 level
星图金融 versus 中信百信银行: the parameters behind the verdict, then further details
Parameter星图金融中信百信银行
PriceFreeFree
Rating4.7 (128K ratings) — better3.2 (12 ratings)
Positive reviews67.6% of reviews86.2% of reviews — better
Number of ratings128K — better12
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size119 MB211 MB
Age rating17+12+
DeveloperShanghai STAR ATLAS Financial Services Group Co., Ltd.中信百信银行股份有限公司

Customer experience

星图金融

All ratings141 ratings
Positive83.0%
Neutral2.8%
Negative14.2%
Written reviews34 reviews
Positive67.6%
Neutral2.9%
Negative29.4%

中信百信银行

All ratings12 ratings
Positive58.3%
Neutral0.0%
Negative41.7%
Written reviews29 reviews
Positive86.2%
Neutral0.0%
Negative13.8%

In-app purchases

None

星图金融

No in-app purchases

None

中信百信银行

No in-app purchases

Questions

Is 星图金融 free?
星图金融 is free to download, with no in-app purchases.
Is 中信百信银行 free?
中信百信银行 is free to download, with no in-app purchases.
Which has better reviews, 星图金融 or 中信百信银行?
星图金融 is rated higher. 星图金融 averages 4.7 out of 5 from 128K ratings, while 中信百信银行 averages 3.2 from 12 ratings.
Do 星图金融 or 中信百信银行 have ads?
Neither 星图金融 nor 中信百信银行 shows ads.
Which is updated more often, 星图金融 or 中信百信银行?
星图金融 ships an update monthly, and 中信百信银行 every 3 weeks. Most recently, 星图金融 was updated on October 13, 2026 and 中信百信银行 on October 7, 2026.

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