Comparison

万达普惠 vs 中信百信银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

万达普惠

Features
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万达普惠APP是由上海万达网络金融服务有限公司面向中小微企业、个人消费者提供的“移动贷款”解决方案,从此资金不愁,快乐逐梦! 经营贷款、消费贷款,必有一款适合您 贷款申请、审批、提款、归还,一站式解决 最新贷款资讯、优惠活动、服务信息,随时获取 我们的优势 【轻松申请】您可随时随地在线申请贷款,无需提供任何纸质材料。 【快速审批】仅需几分钟即可获批贷款额度,无任何额外费用。 【随用随提】可根据您的实际用款需要,分多次提款,不提款绝不会产生任何费用,敬请放心使用。 【还款灵活】多种还款方式供您选择,轻松还款毫无压力。 【优惠活动】推广期间,优惠活动多多,海量好礼送给您! 需要更多资讯,请详询客服热线400-668-0000

About

中信百信银行

Features
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中信百信银行是经中国银保监会批准设立的国有控股互联网银行,为您提供银行存款、投资理财、保障保险、信用借款等一站式金融服务。 【安全保障】直销银行,持牌经营,安全保障 【在线开户】不出门,轻松体验刷脸开户,从此金融服务随叫随到 【钱包Plus】 灵活理财新选择,会赚钱的钱包,灵活投资、实时到账 【精选理财】无面签,低门槛,精选明星理财子产品,一站式满足理财需要 【存款+】 存款保险保驾护航,存款期限丰富,稳定可靠,给自己加点“薪” 【好会花】 最高额度30万(以审批为准),日息低至0.02%,极速审批,随借随还 【温馨提示】投资有风险,入市需谨慎;贷款产品的额度、放款时间、通过率等以实际审批为准,请根据个人能力合理贷款 【贴心服务】7*24小时不间断陪伴,您需要的时候,我们一直都在 了解更多热门活动、产品上新、服务资讯,请关注“百信银行AIBANK"公众号(baixinyinhang)、百信银行AIBANK 微信小程序,客服电话:956186。

Screenshots

万达普惠4 screens
中信百信银行4 screens

Verdict

The call

The clearest difference is rating: 万达普惠 at 4.7 against 中信百信银行's 3.2. 万达普惠 also leads on ratings volume (15K vs 12) and review sentiment (96% vs 86%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

万达普惠 holds the better App Store score, 4.7 against 3.2. That said, the two scores are not equally well evidenced: 万达普惠 has 15K ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 96% of 万达普惠's written reviews are positive against 86% of 中信百信银行's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 9, 2026 and November 6, 2026 respectively.

Scorecard3 real differences · 6 level
万达普惠 versus 中信百信银行: the parameters behind the verdict, then further details
Parameter万达普惠中信百信银行
PriceFreeFree
Rating4.7 (15K ratings) — better3.2 (12 ratings)
Positive reviews96.0% of reviews — better86.2% of reviews
Number of ratings15K — better12
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size138 MB208 MB
Age rating17+12+
Developer上海万达网络金融服务有限公司中信百信银行股份有限公司

Customer experience

万达普惠

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews25 reviews
Positive96.0%
Neutral0.0%
Negative4.0%

中信百信银行

All ratings12 ratings
Positive58.3%
Neutral0.0%
Negative41.7%
Written reviews29 reviews
Positive86.2%
Neutral0.0%
Negative13.8%

In-app purchases

None

万达普惠

No in-app purchases

None

中信百信银行

No in-app purchases

Questions

Is 万达普惠 free?
万达普惠 is free to download, with no in-app purchases.
Is 中信百信银行 free?
中信百信银行 is free to download, with no in-app purchases.
Which has better reviews, 万达普惠 or 中信百信银行?
万达普惠 is rated higher. 万达普惠 averages 4.7 out of 5 from 15K ratings, while 中信百信银行 averages 3.2 from 12 ratings.
Do 万达普惠 or 中信百信银行 have ads?
Neither 万达普惠 nor 中信百信银行 shows ads.
Which is updated more often, 万达普惠 or 中信百信银行?
万达普惠 ships an update every 3 weeks, and 中信百信银行 every 3 weeks. Most recently, 万达普惠 was updated on November 9, 2026 and 中信百信银行 on November 6, 2026.

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