万达普惠 vs 中信百信银行
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
万达普惠
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万达普惠APP是由上海万达网络金融服务有限公司面向中小微企业、个人消费者提供的“移动贷款”解决方案,从此资金不愁,快乐逐梦! 经营贷款、消费贷款,必有一款适合您 贷款申请、审批、提款、归还,一站式解决 最新贷款资讯、优惠活动、服务信息,随时获取 我们的优势 【轻松申请】您可随时随地在线申请贷款,无需提供任何纸质材料。 【快速审批】仅需几分钟即可获批贷款额度,无任何额外费用。 【随用随提】可根据您的实际用款需要,分多次提款,不提款绝不会产生任何费用,敬请放心使用。 【还款灵活】多种还款方式供您选择,轻松还款毫无压力。 【优惠活动】推广期间,优惠活动多多,海量好礼送给您! 需要更多资讯,请详询客服热线400-668-0000
中信百信银行
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中信百信银行是经中国银保监会批准设立的国有控股互联网银行,为您提供银行存款、投资理财、保障保险、信用借款等一站式金融服务。 【安全保障】直销银行,持牌经营,安全保障 【在线开户】不出门,轻松体验刷脸开户,从此金融服务随叫随到 【钱包Plus】 灵活理财新选择,会赚钱的钱包,灵活投资、实时到账 【精选理财】无面签,低门槛,精选明星理财子产品,一站式满足理财需要 【存款+】 存款保险保驾护航,存款期限丰富,稳定可靠,给自己加点“薪” 【好会花】 最高额度30万(以审批为准),日息低至0.02%,极速审批,随借随还 【温馨提示】投资有风险,入市需谨慎;贷款产品的额度、放款时间、通过率等以实际审批为准,请根据个人能力合理贷款 【贴心服务】7*24小时不间断陪伴,您需要的时候,我们一直都在 了解更多热门活动、产品上新、服务资讯,请关注“百信银行AIBANK"公众号(baixinyinhang)、百信银行AIBANK 微信小程序,客服电话:956186。
Screenshots
Verdict
The clearest difference is rating: 万达普惠 at 4.7 against 中信百信银行's 3.2. 万达普惠 also leads on ratings volume (15K vs 12) and review sentiment (96% vs 86%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
万达普惠 holds the better App Store score, 4.7 against 3.2. That said, the two scores are not equally well evidenced: 万达普惠 has 15K ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 96% of 万达普惠's written reviews are positive against 86% of 中信百信银行's.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 9, 2026 and November 6, 2026 respectively.
| Parameter | 万达普惠 | 中信百信银行 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (15K ratings) — better | 3.2 (12 ratings) |
| Positive reviews | 96.0% of reviews — better | 86.2% of reviews |
| Number of ratings | 15K — better | 12 |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 138 MB | 208 MB |
| Age rating | 17+ | 12+ |
| Developer | 上海万达网络金融服务有限公司 | 中信百信银行股份有限公司 |
Customer experience
万达普惠
中信百信银行
In-app purchases
万达普惠
No in-app purchases
中信百信银行
No in-app purchases









