Comparison

星图金融 vs 度小满金融

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

星图金融

Features
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星图金融(原苏宁金融)作为一款集贷款、理财、支付、保险、便民生活服务于一体的综合性平台,致力于为普通用户、企业商户、持牌金融机构提供全方位、一体化的综合金融服务。在这里,你可以: 【轻松借钱】 额度高至20万,线上申请,审核快至20秒 年化利率4.8%至24%(单利),领券至高免息30天 【稳健理财】 持牌专业金融平台,优质金融机构深度合作 精选理财、基金、保险等优质产品,助力财富增值 【便民生活】 生活大小事,一站全掌握!地铁5折起,话费折扣多;秒还信用卡、灵活转账,让生活更省心,让支付更便捷! 秒还信用卡:0手续费,天天打卡必得6元信用卡还款金 积分抵话费:积分当钱花,直抵话费!额外可得5元话费券 【精彩活动】 天天领现金:做任务领金币,无门槛随时提现,连玩30天必得10元 积分当钱花:签到赚积分,1积分起兑大牌,爆款单品包邮到家 【联系我们】 在您使用过程中遇到任何问题,可联系客服热线95177。 温馨提示:贷款实际额度、利率以系统审批为准,贷款有风险,请根据个人能力合理借贷,避免逾期。营销活动具体细则以APP内活动规则为准,产品历史业绩仅供参考,市场有风险,投资需谨慎。

About

度小满金融

This app offers a comprehensive financial service platform, providing internet credit, fund sales, and insurance services. It leverages AI and big data for secure lending, with transparent interest rates and flexible repayment options. Users can also explore investment products and various insurance plans.

Highlights
  • High loan limits up to 200,000 CNY
  • Transparent annual interest rates from 7.2%
  • Flexible repayment up to 12 installments
  • Secure personal information encryption
  • Curated investment products from licensed institutions
  • Wide range of insurance products
  • 1-on-1 insurance advisor service
Features
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度小满是综合类金融服务平台,面向大众提供互联网信贷服务、优质的基金销售服务和安心的保险服务。度小满持有多种牌照,并与数百家银行,持牌金融机构达成合作,在信贷、理财、保险、支付等领域为用户提供值得信赖的金融服务。资金周转就找度小满! 【度小满 借钱】 度小满利用人工智能和大数据风控技术,为用户提供方便、快捷、安心的借款服务。 产品特点: 1.贷款额度高:最高额度 20万元; 2.息费透明:年化利率7.2%起,借1万元利息一天2元起,年化利率区间7.2%-24%; 3.操作便捷,借还灵活:在线申请,支持多种还款方式,最长可分12期慢慢还; 4.安全借款:个人信息全程加密,为您提供全程保护。 【理财】 甄选持牌金融机构,严格筛选金融产品,覆盖多种金融产品种类,满足不同期限、不同风险偏好的投资需求。 资金安全有保障:领先的研发技术团队,打造严密风控体系。 【保险】 精选保险产品:涵盖重疾险、医疗险、意外险、寿险、年金险、财产险,多方面保障服务; 1V1专属服务:资深保险经纪顾问一对一指导,测需求、做方案、挑产品,全流程贴心服务。 温馨提示: 借贷有风险,选择需谨慎。具体贷款利率、额度、期限以实际审批为准(年化利率区间7.2%-24%),资金来源:重庆度小满小额贷款有限公司及合作金融机构。 理财活动说明: 「新用户登录即享卡券好礼」小满专门为新用户提供了新手大礼包;您还可参与线上活动“解锁财富会员 领现金”,返现超快。活动自即日起至当期活动期满止,具体兑换规则可查询活动详情页面。 保险活动说明: 作为新用户,您有机会参加我们的「新人健康大礼包」活动!在保险页面,轻松点击“立即领取”按钮即可进入活动页面。此次活动为首次开通保险业务用户专属,让您的健康保障更加贴心。 在活动中,您将有机会获得至高88000元的健康保险保障金,一年内涵盖100种大病,让您的健康无忧。每日签到后可参与抽奖,中奖率100%,中奖后最低可增加10元保额,让您的健康保障更加完善。具体奖品信息及活动规则请以页面规则为准。

Screenshots

星图金融4 screens
度小满金融4 screens

Verdict

The call

The clearest difference is rating: 星图金融 at 4.7 against 度小满金融's 4.2. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

星图金融 holds the better App Store score, 4.7 against 4.2. Both are backed by a comparable volume of ratings — 128K and 54K respectively. Written reviews point the same way: 68% of 星图金融's written reviews are positive against 64% of 度小满金融's.

UpkeepUpdate frequency

星图金融 ships an update monthly, 度小满金融 fortnightly. Both last shipped on October 13, 2026.

Scorecard1 real difference · 9 level
星图金融 versus 度小满金融: the parameters behind the verdict, then further details
Parameter星图金融度小满金融
PriceFreeFree
Rating4.7 (128K ratings) — better4.2 (54K ratings)
Positive reviews67.6% of reviews — better64.4% of reviews
Number of ratings128K — better54K
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size119 MB204 MB
Age rating17+17+
DeveloperShanghai STAR ATLAS Financial Services Group Co., Ltd.Chongqing Duxiaoman Information Technology Co.Ltd

Customer experience

星图金融

All ratings141 ratings
Positive83.0%
Neutral2.8%
Negative14.2%
Written reviews34 reviews
Positive67.6%
Neutral2.9%
Negative29.4%

度小满金融

All ratings63 ratings
Positive46.0%
Neutral0.0%
Negative54.0%
Written reviews45 reviews
Positive64.4%
Neutral2.2%
Negative33.3%

In-app purchases

None

星图金融

No in-app purchases

None

度小满金融

No in-app purchases

Questions

Is 星图金融 free?
星图金融 is free to download, with no in-app purchases.
Is 度小满金融 free?
度小满金融 is free to download, with no in-app purchases.
Which has better reviews, 星图金融 or 度小满金融?
星图金融 is rated higher. 星图金融 averages 4.7 out of 5 from 128K ratings, while 度小满金融 averages 4.2 from 54K ratings.
Do 星图金融 or 度小满金融 have ads?
Neither 星图金融 nor 度小满金融 shows ads.
Which is updated more often, 星图金融 or 度小满金融?
星图金融 ships an update monthly, and 度小满金融 fortnightly. Most recently, 星图金融 was updated on October 13, 2026 and 度小满金融 on October 13, 2026.

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